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Tesco Mastercard - Are You Often Blocked?
For the umpteenth time my Tesco Mastercard has been blocked for what I presume is some form of security check, I won't know until I phone them. However, it's embarrassing and inconvenient and this is happening far too often. It happens a lot when buying on-line and especially with US stores. You'd think that Tesco would…
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Vanquid Credit Card
Hi all, I recieved my Vanquis credit card last week on 4th Feb. Over the weekend 6th and 7th Feb, I spent £175 on it. Today the 9th Feb ive repaid the £175 from my debit card. My first statement is set to be 21st Feb. My balance this morning was £175 but now ive paid that off its back to £0.00. Will I incur any interest…
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mastercard chargeback
tried to buy some fifa coins for son over the web - used halifax clarity mastercard - turns out site is a dud - no coins and dont reply to any emails and seems to be others experience with them!! it was only £13 we lost but wondered if this was too low an amount to attempt a chargeback by credit card company??
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Building Credit with Aqua
Hello, I am hoping to get on the property ladder in the next 5 years so alongside saving i have opened an Aqua credit account. Just a few questions,* My statement date is the 19th, can i pay on the 25th in full without getting interest fees? * If not can i change my statement date * Do you choose your direct debit date? *…
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Do Santander charge fee in Spain to withdraw cash
Do you pay a fee to withdraw cash from ATM with Santander 123 debit card. Can someone also point me in the direction of T & C's covering this as I can't find it?
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Retailer charging £25 for refund
Hi, On Sunday evening i placed an online order for a couple of mattress protectors from Staddons Beds website, paid with my Halifax Mastercard credit card & total cost came to £28. However shortly afterwards i realised it was the incorrect type of protector and wanted to cancel my order. I called Straddons first thing on…
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Lloyds Pending Transactions
My pending transactions are showing as £1 even though the actually amounts should be £20 or more! Does anyone know why this is or if it will correct itself?
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Balance transfer questions
Hi all, Just want to check something before I go ahead and do it - its a bit confusing so bear with me I currently have two credit cards; one with Barclaycard and one with MBNA. The one from MBNA is a new one that I've got for a balance transfer from Barclaycard. Barclaycard current balance - £2700 (paying interest) I…
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Revolut card in Costa Rica
I am going to Costa Rica in a few weeks and have just ordered a Revolut card. Whilst I understand that I cannot convert cash on my card into Colons I was wondering if I will be able to use the card in ATMs and take out dollars? Also will I be able to pay for goods and services using the card (even if it has to be in…
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S75 claim - flight cancellation?
Hi everyone, Really hope you can help! I booked a flight to the US, via London. My flight to London got cancelled due to fog & British Airways would only offer an alternative later flight (not possible as we had things booked in USA) or a refund if I cancelled my entire booking. I ended up getting a very long bus to London…
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Purchasing flights on soon to expire credit card
I'm looking to purchase flights this week for December 2016 and my credit card is due to expire at the end of the month. The new card has already come through but I can't use it yet as it's valid from 03/16. I'm just wondering if there's any implications of booking a flight with a card that will have expired when I travel?…
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Platinum Cashback Everyday Credit Card - Can someone clarify?
Hi! With the tiered spending rates for this card... ... is that per month or per year? Also, if I spend £8000 in whatever the period is, does that mean I'll get the full 1.25% cashback on the whole £8000, or will I get 0.5% on the first £3500, 1% on the next £4000, and then 1.25% on the last £500? Thanks!
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Fraud - Send mum on holiday to on credit card
My wife has recently had a fraudulent transaction on her tesco credit card of £280 with send mum on holiday to and then a mobile number as the ref. Tesco are dealing with it just wondered what it is can't find any info. A guy a skewered the mobile number sound like an East Londoner and said he had no idea about it. Any…
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Balance transfers expire
I have 3 balances on one credit bard that I have transferred to it over a number of periods due to the offers this card gave me. One is due to expire which has a balance of £800 remaining. I have another credit card I can transfer this balance to for 0%. How do I transfer only this balance and not the remaining 2 balances…
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would i be covered
Good afternoon, I run a community youth club and have found a supplier in india for items that the group need. The order will consist of 45 pairs of sports gloves. total cost £410. I haven't used this company before & I'm aware that we are purchasing with the youth clubs precious cash. my question is if I use my credit…
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Am I best to close my credit card account
Not sure if this is the best place but I've just cleared my credit card and just wondering if I'm best to close it before applying for a mortgage???? I have a Halifax one which I'm now currently paying off and just cleared the barclaycard one Just wondering if I have two credit cards it might impact a mortgage application…
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High Balances:
I have 2 credit cards and a store card and sometimes I will carry balances on these, I only have low limits on them at the moment so the minimum payments are small and so is the interest so I carry balances on some months, the thing is this has shown on my credit report now as using high percentages of my cards, is this…
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Money transfer help please for a 'numpty'
Hi there, I've been looking into getting a money transfer as in need of approx. £1500. Please can someone explain the following to me as can't seem to find the answers I'm looking for. I am looking at the Virgin 0% for 32 months card which works out at £47.67 per month including the £25 transfer fee. Is it right you can…
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3 Different types of direct debit
We all agree having a direct debit in place is a good thing. But what are the advantages and disadvantages of the the 3 different types offered by leading credit card companies. Full amount, Fixed and Minimum. I want to know what are the advantages and disadvantages of all 3. Thanks in advance.
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Best Online Access Credit Card
Hi, I dont like my current credit card providers online system. It's hard to log into. I have to remember a random username and it logs me out within a couple of minutes. If you are happy with your CC providers online website, please could you post it's name as I'm looking for an alternative. I used to chase the cashback…
