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TSB credit card gone
So when I sign into my TSB account online, the credit card account is gone. The card is also being declined. Is it normal for credit card accounts to suddenly be closed without notice? I had no money on it but have only had it for four months. I will ring TSB but I wondered first is this a normal thing to happen? Its been…
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First credit card
Hi everyone, Just looking for a bit of advice. I'm looking to get myself my first credit card. This is just to raise my credit rating and give myself some security when buying online. I don't plan on using it day-to-day, and to be honest have never found the need for one in the past! I'm currently banking with Barclays and…
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I Just Arrived In Barcelona And My Halifax Clarity Card is Blocked!!!!!
Please could someone give me some advice? I have a Halifax Clarity card just for holidays as it has no commission, load or fees for overseas spending - Martin Lewis champions it as the perfect card for holidays. However... unbeknownst to me until I landed in Barcelona this morning, the card has been locked because I forgot…
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I'm "between" houses, could I apply for a credit card ?
I've sold my old house and living with a friend waiting for my new house to be built. I'm looking for a credit card with 0% interest on purchases for 18-24 months to buy new household items (just a bit of stoozing really:money:). I've got perfect credit history with no other current credit but have been declined for the…
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HELP - Additional Card Holders & Credit rating
Hi, My partner and I are trying to rebuild his credit rating. He has a credit card now and we are planning to use it for food shopping only, paying it off each month. We realise that if we have a joint account, his credit rating will affect mine and I have a good history. However, they have asked him if he would like to…
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How to get a credit card if you live abroad
I'm a British citizen resident in the EU. I have a UK bank account/credit card account (shared with my wife) with the Co-operative bank but they keep reducing the credit limit to the point where it's useless for major purchases. I've asked them to increase the limit but they refuse as I don't use the card up to the limit…
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TSB Credit card
Hi, I opened up a TSB Classic plus account about a month ago. Any experience with TSB after long the account will show up credit card offers? Thanks MS
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Section 75 on a power tool
Hi all. Some advice needed please. I purchased a power tool (bosch multitool) to do some DIY on a newly purchased house. Tool was purchased from a tool store with a credit card. Unfortunately it stopped working during the first use. The tool store have said I need to go to the manufacturer and arrange repair but I would…
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Need advice re Parent's Aqua CC and (hopefully) Repayment agreement
Hi folks, wondering if anyone can give some advice in relation to an Aqua Credit Card. Basically, my mum holds an Aqua Credit Card and it is either near or over limit. She had no major issues with it (except running it near its limit, I explained the danger in doing this), but in the last few months my mum has had…
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closeing 123 credit card
i am seriously thinking of ditching our 123 credit cards , because for some unknown reason i have great monthly difficulty trying to work it out, so i have now paid the last purchases from the card & realise i am paying £24 a year to own one !, can you please tell me how i go about canceling the card. while i paid it off…
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Turned down by Satander 123 - need new credit card
Sure others have had this problem. Had a squeaky clean credit ref up till three years ago before I went abroad for a year - with £80 owing on an old Orange bill. That is now paid off and I have about £350 on my existing M&S Money credit card. To my annoyance I have been turned down twice now by Santander for the 123 card,…
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Credit card used fraudulently - advice please
Hi all, First post on the forum so apologies if there's already a thread about this or if this is in the wrong section. Basically, I today got a call from my credit card company informing me about a suspicious transaction, which was indeed someone using my card fraudulently. I've since got the card blocked with them, and a…
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Partner has missed a credit card payment. Is our mortgage application pointless
Hi guys, just found out my partner has missed her tesco credit car payment by 1 day. Should have been paid yesterday but couldn't get into her online banking and didn't realise. She's spoke to them this morning and paid it off in full. They said they will waive the charge of It does go on there but I'm really annoyed. She…
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Help with Balance Transfer
Am I the only person who seems to have this issue but I have a credit card that I have about 2k on and I want to transfer the balance into a new 0% card but when I apply (I applied with Tesco) they only gave me a 1500 limit and advised that I can only move over 1400 into it so I have now applied making my credit file but I…
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Balance transfer card with 6 months 0% purchases
Hi there, I just need someone to clarify I have this correct as the last time I looked into it the rules were different i.e before the changes came in. I am aware they made changes to how payments are applied to credit cards now. I've read and read, but want to be absolutely sure I understand this correctly as it's not…
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Credit card first application
My daughter has pre-paid electric and gas, which costs more than the normal metering system. She asked the supplier to change it, but would not because she does not have a credit card. However is unable to get one from her bank as she has never been in debt or had a card before, her credit score is green. She is in retail…
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Minimum payment+ on credit card
Only ever paying the minimum payment on a CC is held against you by lenders (except when it's on a promotional rate - supposedly). It's easy to set up a minimum payment DD, but most CC card companies don't offer the facility of what might be called minimum+; minimum payment plus a little bit on top. If I recall correctly I…
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Does section 75 cover a wedding venue?
Hi there Hope I'm posting this in the right place. I wanted to ask some advice on an issue I have with my wedding venue. They have reduced the size of their premises and therefore their offering is not the same as what was promised to us. I am seriously considering backing out of using them. There is no contract and we…
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Name on credit card
I'm called Daniel, but use the name Danny in almost all cases. I've had several credit cards/bank accounts that use the name Danny over the years. Today, I phoned up Halifax, as I wanted to concert an existing cards to the Clarity one. Existing card is in my name "Danny" but I mentioned my name on passport is Daniel.…
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Need to lower APR; Talk to bank or wait?
I’m after advice on dealing with a large credit card debt of roughly £22k, trying to reduce the interest rate. For several years I’ve been running a software business. I borrowed money to fund it, based on various promised income, which hasn’t come in (long story; we’re unlikely to see it any time soon; trusted the wrong…
