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2nd balance transfer on to card
Hello Like a lot of people i am trying to juggle debt, I just wondered if anyone had any knowledge or view on my predicament. Card 1 - £6000 debt currently on 0% until August 2015 Card 2 - £4000 debt paying shed loads interest Card 1 company is offering a long term 0% deal, well within my credit limit, and i would like to…
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Are my Barclaycard accounts closed?
I recently paid off two Barclaycards I'd had for a decade or so and phoned to ask them to close both accounts. They said they would. The odd thing is though that if I login in to Barclaycard I can still see both cards there, one of them has a balance of +0.32p. I find this odd since I also closed a Capital One card and…
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Clarity Card, clearing the balance
After a little reading elsewhere on the forum I understand it's ill-advised to pre-load the card due to clause 16.9 in the T's&C's... but I'm wondering for the people that like to pay off their cash advances as soon as possible do you wait till the transaction appears on the account or do you just transfer the amount…
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Cant log onto vanquis
Is anyone else having problems logging on to vanquis everytime I try evanquis it says theres a problem with the security ive scan my computer and tried my phone. Is anyone else having this issue?
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Barclaycard Freedom Rewards
Hi All, After 6 years of having 6 defaults and one CCJ, my file is nearly clean (Last default drops off file mid July). Last week I applied for a Barclaycard Freedom Rewards card, as I wanted to make a small balance transfer and the rewards system sounded good to me. Initially I thought to myself there would be no point in…
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Sky deals
Really really pleased, managed to get Sky to reduce my bill by £35 a month by haggling. That's an annual saving of £420 a year!!!! Wow :T :j
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Travelex Supercard vs Halifax Clarity card
I'm a bit confused as to why the Travelex Supercard is considered better than the Halifax Clarity card, even for cash withdrawals. The Supercard gives the perfect Visa rate, whereas the Clarity card gives the perfect Mastercard rate. According to the Visa and Mastercard websites respectively, yesterday 12th May 2015, the…
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Capital One Cashback Ending - what now?!
So, I have an Amex Platinum which i use as my main card, and a Capital One that I use for backup when Amex isnt taken. Capital One are ending their casback, so what now? Santander is no good to me - we have a joint account that all eligible purchases go via, so i need something for general spending... Any thoughts?!
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Argos Card have my details wrong/won't talk to me
Hi, I registered and received an Argos store card last summer and bought a laptop on a buy now pay in twelve months deal. I moved house last month and today called them to give them my new address and to make a payment. When going through the security checks the operator told me the address I'd given her on the phone (the…
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Aqua repayment
Hello My first aqua card payment is due this week and i am wondering if i pay by faster payment how long it takes to become available for me to spend on the card again? I know with Barclaycard it takes 2 hours, guessing it maybe the same? Thanks in advance
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Travelex supercard
Received MSE mail this morning and downloaded the app straight away to be told there are none left. Is your info coming out a bit late martin or am I on the back end of your e. mail list. Not the first time I've missed out. :(
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Moving away from a capital one high interest card ?
Hi guys , I'm looking to move away from a capital one card which has the usual high rate of around 34% . I got the card a few years back when my credit rating was less than brilliant , however in the very near future I stand to have a much better looking credit report :T I have one default which is due to drop off shortly…
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Card limits being cut again?
Some years ago, as the 2008/9 recession took hold, many lenders started cutting CC limits and I remember many complaints on the forums. Personally, I had one card that went from £4000 to £400 overnight, which I then cleared and closed. It made sense in that lenders were being forced to improve their liquidity ratios, but I…
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First credit card with bad credit??
I have a very low credit score due to jst coming out of a 4 year debt plan and have been told to get a credit card to make little spends on to pay bk in full each month to build my score back up. i have done martins eligibility calculator which says i have a good chance of getting the barclaycard initial. The apr (although…
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Barclay card
Hi, I have just recently got a credit card but isn't showing on my experian credit report(had for a week and a bit now). When should I expect to see it?
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Lost Cards
Hi I used to have a care plan with halifax for my debit and credit cards now they offer a protection for my passport and keys so if they got lost who ever find them just put into postbox and I get them again now think Halifax Do not offer this service anymore and am wanting to know if any other company offer this service.…
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MSE News: The new king of spending abroad -the free Travelex Supercard launches today
The Supercard has unbeatable rates in every country, no ATM fee, no interest, no credit check and lets you earn rewards... Read the full story: The new king of spending abroad - the free Travelex Supercard launches today Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how…
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Halifax Clarity £5 reward
Can anyone confirm the qualifying criteria for the £5 reward? min £300 monthly spend pay £1K into Reward account each month Is this only with Ultimate Reward acc or standard Reward acc? When I click on t&c they state they are draft!
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Balance Transfer Query
Hi, I've got the following credit cards / rough balances: Barclaycard - £1,200 Halifax £3,400 MBNA - £2,400 RBS - £3,500 Total balance £10,500 / total limit £35,600. Debt/limit ratio c. 30%. Barclaycard is at a reasonable rate. I want to transfer the rest to either Virgin 36 months 0%, 2.99% fee, or Tesco 18 Months 0%, 0%…
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Problems adding travel plans on Halifax Clarity Card
I am an additional card holder on my husbands Halifax Clarity Card. We recently first travelled abroad together and my husband entered the travel details online. He sent me a screen shot of the Clarity card help and support box telling me that additional card holders can not add travel plans online but gave the phone…
