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Halifax Clarity £5 reward

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Can anyone confirm the qualifying criteria for the £5 reward?

min £300 monthly spend
pay £1K into Reward account each month

Is this only with Ultimate Reward acc or standard Reward acc?

When I click on t&c they state they are draft!
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Comments

  • PaulC5
    PaulC5 Posts: 190 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    For my clarity credit card, all i was aware of is that I get it if I spend £300 in each month.

    Not sure about any other T&C's
  • zerog
    zerog Posts: 2,478 Forumite
    According to the T&Cs:

    You need to pay in £1000 per month for 3 months BEFORE you open the credit card account in order to qualify for the £5 cashback.

    After that you need to pay in £750 per month to qualify for the £5 reward on the current account, but there are no further requirements (except spending £300 within a statement period) to get the £5 cashback.

    In practice I think most people automatically get the £5 cashback
  • locky123
    locky123 Posts: 473 Forumite
    Part of the Furniture 100 Posts Name Dropper
    zerog wrote: »
    According to the T&Cs:

    You need to pay in £1000 per month for 3 months BEFORE you open the credit card account in order to qualify for the £5 cashback.

    After that you need to pay in £750 per month to qualify for the £5 reward on the current account, but there are no further requirements (except spending £300 within a statement period) to get the £5 cashback.

    In practice I think most people automatically get the £5 cashback

    Can you point me to where you found this as it is different to what I can find such as....http://www.halifax.co.uk/creditcards/help-guidance/terms-and-conditions/clarity-card/

    So it does not matter what type of current account you have?
  • locky123
    locky123 Posts: 473 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Is the credit card £5 reward in addition to the Reward current account £5 reward for paying £750pm and 2 x DD?
  • bubieyehyeh
    bubieyehyeh Posts: 590 Forumite
    Part of the Furniture 500 Posts Name Dropper
    When is the reward paid, is it a fixed day in the month or with some number of days from the statement date?
  • locky123 wrote: »
    Is the credit card £5 reward in addition to the Reward current account £5 reward for paying £750pm and 2 x DD?

    Yes it is.
  • King_Of_Fools
    King_Of_Fools Posts: 1,607 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    When is the reward paid, is it a fixed day in the month or with some number of days from the statement date?
    The important thing to remember is that the reward month for the Clarity card is statement date to statement date and not calendar month like the current account.

    As long as you spend £300 in the statement month you get the £5 reward credited a couple of days later.
  • locky123
    locky123 Posts: 473 Forumite
    Part of the Furniture 100 Posts Name Dropper
    So according to T&C I found you need to have the Ultimate Reward acc which costs £15pm.

    But as I said these are termed draft T&C so not clear.

    I'll speak to Halifax tomorrow.

    11.2 - To be eligible for the reward set out in condition 11.1, you must, at the time you enter into this agreement:-

    (a) hold a Halifax current account and pay in £1,000 or more each month;
    (b) use our switching service to move your current account to a Halifax Current Account and agree to pay in £1,000 or more each month;
    (c) open or hold a Halifax Ultimate Reward Current Account.
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    locky123 wrote: »
    So according to T&C I found you need to have the Ultimate Reward acc which costs £15pm.

    But as I said these are termed draft T&C so not clear.

    I'll speak to Halifax tomorrow.

    11.2 - To be eligible for the reward set out in condition 11.1, you must, at the time you enter into this agreement:-

    (a) hold a Halifax current account and pay in £1,000 or more each month;
    (b) use our switching service to move your current account to a Halifax Current Account and agree to pay in £1,000 or more each month;
    (c) open or hold a Halifax Ultimate Reward Current Account.

    You need to meet the criteria of (a) or (b) or (c).

    The first two don't cost you £15 a month.
  • locky123
    locky123 Posts: 473 Forumite
    Part of the Furniture 100 Posts Name Dropper
    You need to meet the criteria of (a) or (b) or (c).

    The first two don't cost you £15 a month.

    That makes sense but their wording was not crystal clear.
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