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Barclaycard Account Still Open?
I had a Barclaycard account and when they introduced the combined Amex/Visa cards I closed the account (because I already had an Amex card and the Cap One Mcard). Typically, a few months later a transaction went through, which I'd forgotten about. I paid this off immediately. Today, according to my Barclays iPad App, a…
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Asking Aqua to decrease credit limit and the future
Hi Was going to question this before now but more spurred onto by opening the day's mail and I find Aqua are wanting to increase my credit limit to £3,400 whoah wish I was joking - I am not going to go with this and actually am wanting to ask them to decrease the credit limit even more substantially in light of recent…
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Barclaycard : missed payment and account suspended : is that normal ?
Have a Barclaycard which I pay off each month spot on time Due to my typo this month, my bank stopped the payment of £7000 to Barclaycard due to lack of funds, payment should have been £700 !. Now find that card is being declined ! When bill come in it tells my my account has been suspended and tells me I have broken the…
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Credit card that will take £7000 ?
Hi my boyfriend has just started getting charged interest on his barclaycard credit card and our first baby is due un 2 months so would love to resolve this issue quickly , when ever we research a new card none of them tell you how much balance they will accept? We don't want to start applying for lots and getting rejected…
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council tax overpayment
Hi, wonder if anyone can advise me. i was single in my home until july last year, until then i got the 25% discount, i wrote and told them my partner was moving in on a particular date. my council tax remained at around the same amount but i just thought it had been recalculated over 12 months instead of 10! when i went on…
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ASDA credit card - change of bank
Just had an e-mail to say that the Asda Credit Card has been transferred from Sygma Bank to Creation Financial Services with effect from July. Everything seems to be continuing exactly as before apart from the name change. If you send payment by cheque you are asked to note the new name. Only posting this info as this…
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Credit card improvements
Guys, Just a quick share, back in June 2011 I started a very bad patch in my credit life... Maxed out a Natwest Credit Card (£1700 limit) made the minimum payment and then spent back on it... Went to see Wonga and the rest of the PDL squad and had debts totalling £2k across these fools at the hieght of my idiocy. I also…
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Tesco credit card interest rate increase
I have a tesco credit card which until recently had a 0% interest deal. This has expired and I have transferred most of the balance to another 0% card but it has still left a debt on the tesco card which is now attracting interest until I can find somewhere to shift it to. I got a letter today from tesco bank informing me…
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Can I force ex to move his debt off my card?
3.5 years ago my long term partner was in some credit card bother and asked if he could move 16k of it on to my 0% interest credit card until he finished a job he was doing (in 3 months) that had a large profit at the end. He is a builder (a cowboy version) and messed up the job and I ended up with this debt sitting on my…
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Barclaycard cash transfers to bank account
I see from my last visit to my account online that Barclaycard are no longer asking customers to phone and quote a code for cash transfers to a non Barclays bank account and can now be done all online.
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capital one upgrade from secured card to classic card?
ive had a capital one secured card since Jan 2015 and I always spend £25 each month and pay off in full via direct debit ive been trying to find an answer to my question but i cant find one and ive tried ringing capital one but they were very busy and i was on hold for 25min before i gave up... can capital one upgrade a…
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Can you use the same card again?
Hello, This might be a silly question but are you able to apply for a balance transfer to a card company you have used in the past? I.e I had a virgin credit card a couple of years ago and I balanced transferred to another card then shut Virgin card down. can I apply for a virgin card today? Thanks
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Cash Transfer to current account?
Hi Guys I've had a letter through saying I've got 0% until March next year on Cash transfers to my bank account. I've got a few big bills coming up this month so it would really help, I just wondered if this is treated the same as a cash advance? Therefore seriously affecting my credit rating? I was considering getting a…
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Why is there a 50 - 60 day interest free period on credit cards?
Not that I'm complaining about it, but out of general interest... Is there a reasoning why most card providers provide up to 60 days interest free on credit card purchases paid off in full - is this just the norm, or is it due to legislation?
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Balance transfer offer from Barclaycard
I have a BC Platinum visa but have no current BT offers. I have a 0% offer coming to end on another card and ideally would have liked to transfer that to BC at 0%. I just called them to ask if I could have an offer otherwise I would have to take out another card to get a 0% offer in which case I would also transfer my…
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Debenham's charges.
Hi there, Forum newbie, so please go easy on me. I recently found myself being dragged into Debenham's with The Boss and we wound up buying a new 3 piece suite and allowed ourselves to be talked into taking out one of their credit cards to take advantage of the extra 10% discount. We paid for the suite on the card and the…
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No card statements on Fridays
Hi, I've just been looking into which day of the month my credit card statement is actually issued. It seems that my American Express statement is always issued on the 3rd of the month unless the 3rd is a Friday, in which case it is issued on Saturday the 4th of the month. My Halifax Clarity statement is always issued on…
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10% approval for credit card
Hi I have just completed a 'soft search' for a balance transfer credit card. It said there was a 'weak chance/10% chance' of approval Does this mean there is a 10% chance of ME being approved or 10% of everyone who applies get approved? Thanks
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maximum money transfer
I am considering a credit card for the purpose of a money transfer and 0% rate for 2/3 years. Just wondered what the max balance is, would MBNA for example do a money transfer of 15000?
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Old-style Amex Platinum Cashback Credit Card
Hi all, I have had the Amex Platinum Cashback Credit Card since 2008 (it pays tierd cashback up to 1.5%) and have been with Amex since 2004. My other cards include Santander Zero for non-sterling spending, Santander 123 and my soon-to-go-in-the-shredder Cap1 card. I am in the process of reviewing my options with my credit…
