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New BarclayCard supposedly 25 month 1.25% balance transfer
Hi All, Got accepted for a 25 month BT 1.25% fee BarclayCard. I was just wondering how do we check we have the right offer i.e. 25 months 0% as opposed to 24 months or 18 months? The reason I ask is I applied for the lloyds 28 month 1.25% fee BT card and got offered 25 month 1.25% fee. So I was wondering if the same can…
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Yorkshire CC - proving address without proof of address?
So my wife applied for one of these credit cards & got paperwork back requesting she goes in branch to prove her bank statements & address. Bank statements - no problem. She put the new address on the application since we expect to be moving in there next month but we haven't actually had any utility bill with her name on.…
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Bank haven't taken my money????
Back in July I had an inheritance and paid off my credit card, over the phone, from my account with the same company. I later notice the money(£1900) was still in my account. I rang the card section of the company and was inform that yes my card had been paid off. I then rung the account side of the company and checked why…
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Not received £30 M&S voucher for new credit card
Anyone else had an issue with this? This offer appeared on MSE some weeks ago. I applied via the direct link but have not had any mention or receipt of the £30 M&S voucher promised from MSE. I even double checked on the link whilst on the phone to M&S to make sure it was the right link. M&S were not very helpful.
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New to Credit (UK)
I am new to the concept of credit, I am currently a student with no income from employment (soon to change) and will be in University over the next 4 years. Should I be looking at a credit card in my position? I do get some money, and do spend regularly on my Debit Card, from what I have read I can open up options in the…
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Santander 123 Credit Card 18 -> 23 months 0%
Just to let people know they can do it. I had the Santander 123 Credit Card with the 18 months 0% interest on purchases. Since I saw they now offer 23 months to new clients I called to 01512 648 725 (24h 7d/w) and they increased my 0% period by simply asking.
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Need paypal credit card
I'm from Bangladesh. I need a "paypal credit card" but I don't know it will be received from my country. can someone help me about this?
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I was given the wrong credit card!
Hello all! I have a quick question about my credit card. I originally took out my Barclaycard credit card online around February 2012 believing it to offer 0% on purchases for 24 months, this is the main reason I got this particulate card as I was struggling with money and needed the time to pay the money back. I was…
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Capital One Scam
Capital One Scam-we are probably not the only ones but since joining Capitol One for credit we had a first statement and paid on time. They swear blind the statements have been sent out but it seems strange both of us have not had them. Since then neither of us have been getting statements, so the account goes into…
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0% balance transfer shuffle?
Hello all, pretty new to the site and to moneysaving and credit card swapping and changing in general, so please excuse what might be a stupid first post question :) I have 2 credit cards, both with a £10k+ limit and both with debt on. HSBC with around £3.5k and Barclaycard with around £5k. Now i've never missed a payment,…
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Verified by Visa problems?
Is anyone-else having a problem in using the "verified by visa" service today with a debit card, when they're trying to buy something online? It was fine a few days ago, and the card is still valid (AND there's money in the account to cover it) but whenever I enter my card details and then fill in the VbyV bit it just…
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Sorting out our Credit Card
Hi all Long time lurker, finally registered and this is my first post! I'm trying to find the best credit card for cashback or rewards for my generic monthly spending (as below). I've compared cards on here but am confused as ever! Monthly expenses: £400 train fares £430 food £230 petrol £300 misc shopping Also in the new…
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Credit card eligibility checker.
Dear Forum I have tried numeral times to use the above checker and, after I typed in all requested details I get this message all the time: Unfortunately, we have not been able to find your details at the Credit Bureau. Please check and try again. I have tried my husband's details as well and get the same message however,…
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Refund to a Store Credit Card
Hi I wonder if someone can help me out with a definitive answer. If I purchase items on a store credit card for my husband and he doesn't care much for them, can I give him my card to obtain a refund for me? It's not a joint account and the card has my signature on the reverse. Is this possibly/legal Thanks Chipie68
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Barclaycard
New to the forum, at least as a registered user, but used it a fair bit for finding very useful information out. Just thought I'd post that in my latest Barclaycard bill it seems the interest calculated and estimated minimum repayments are wrong. I made a large purchase in October which I know I should have moved off the…
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Paying off credit card
Hi I wander if anyone can give me a bit of advice. I have 2 credit cards, one HSBC Visa which has a balance of £2378 and limit is £2750. APR is 27.9% and minimum payment is £117. Other card is a Barclaycard Platinum balance £4000 and limit is £4200. APR is 29.9% minimum payment is £92. I have £3000 been given to me from a…
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Barclay card log-in failure for 3 weeks
Hi! Any one having a log-in problem with Barclay card? IT has been 3 weeks and it is a known issue according to the Technical team. I am so worried now. Whenever I tried to log in to the website it say ERROR message. I made a few complaints. They called me twice and offered free credit 20 pounds. They keep saying the…
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Tesco CC section 75 claim - timescales?
I used MSE template letter to submit a claim under section 75, this was to tesco credit card. It is a long running dispute between myself and a company however i know have a court order against the company so all the evidence is there to support my claim. does anyone know how long the process is with tesco credit cards?…
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Santander Credit Card
Hello, Simple question but I can't find the answer online.. I have searched.. Are you allowed to have more than one Santander credit card? Thanks
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Consolidating Payments
I have a small-ish debt to pay off which is not too concerning right now, I would just like to get on top of it as it's niggling right now. I have the following outstanding payments: £2,800 on a credit card (@ 0% APR until Dec 2015, but only a £3,000 credit limit) £500 on a personal loan £1,000 overdraft (which will be…
