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Round the World Rewards Card
Hi All, I've been doing some research and I think I have picked the best card for my circumstances. Basically, come March, I will be travelling the world for 12 months with my GF, doing the good old RTW airline ticket which will cost in total roughly £3000. This is great as it hits many a card's "spend X amount, get X…
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Barclaycard compromised
I just got an automated call from barclaycard which basically just said: "Your barclaycard has been compromised and has now been cancelled. We are sending out a new card with a new number". I rang their fraud department to check, as this sounded a bit odd - I'm used to the regular automated calls which basically say "Do…
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0% credit card
How does this work.say I owe 5000 on a card.and pay only the min each month.which is no good what do you have to pay if transfered to 0% card.or it better getting a loan.please help just can't get my head round it.
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Highest Credit Limit On Aqua?
My aqua card (I've owned it since august 2013) just got the limit increased to £4500, how far will this go ? I thought they only went up to 3k. Regards, Jessie...
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Will sub prime lenders give a 0% offer?
I was considering asking Aqua for reduced or 0% offer to make a large purchase to spread the cost over 4-6 months and was wondering if they offer these types of deals as they are a sub prime lender. I currently have the funds available in cash but don't really want to wipe out a huge chunk of my savings and store credit is…
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Amazon : new mbna card not activated....
I have received the Mbna card one month ago. I haven't activated it. Will they eventually close the account or should I activate the card and hope that they will close the account if I don't use it?
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Residential Status?
Hello, I'm in the middle of doing some financial spring cleaning, and I'm looking at applying for another credit card, so I can do a balance transfer and move it onto a cheaper rate and clear it completely. I'm not sure what to put for my residential status on the application, as the house and mortgage are in my husband's…
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0% interest about to end with barclaycard
ok, so my interest free is due to end in april and i need to work out how ill pay the interest back its 18.9%, so i know thats split over the 12 months my question is...do i pay my minimum fee (say 2.25% i think it is) and interest is added to the balance thats left, which i pay 2.25% of next month, or do i pay the 2.25%…
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Are debts and defaults wiped off after 7 years?
Is it also true that if debts are wiped off from your file then you start to get offers to fill out for credit cards? and if you still had defaults, debt agencies and poor rating then you tend to get an instant decline from any banks and credit card companies? if I got a limit of £1,000 on my Capital One card does that…
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If you got defaults and poor score do you get rejected straight away
Say if someone has defaults and poor credit rating on their file, does that mean you get rejected by any bank when applying for credit cards?
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Barclaycard zero limit, full interest rates.
With Barclaycard 10 year+ with £11,500.00 limit, maxed most of time, over limit since 2008, I have been paying minimum most months since. Barclaycard have not renewed my CC and say my limit is zero but I still owe £11,00.00. Should I still be paying extortionate CC interest rate when I do not get CC service? Must have paid…
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How does Capital One decide what limit you have?
Ok so I got a limit of £1,000..How do they decide this? also can you get rejected by Capital One too? on what basis?
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Nationwide Credit Card agreed in principle but need to show ID?
Am just wondering first how long does it take to get your card after you have showed your ID in your local branch? am already a customer with NW as I have a flex account with them. Secondly can you still get rejected after showing your ID? if so why? does agreed in principle mean you will get your card providing ID checks…
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New CC for Wife who nows works P/T
My wife has a CC and the interest free period has expired. She was in full time employment when she applied for the car but now only works P/T with a substantial drop in salary. We now want to apply for an alternative card and transfer the balance to a new car so as to utilise other interest free purchases and transfers.…
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lloyds tsb duo avios card interest?
Okay I have never had a credit card before and I only use this one sparingly on a normal basis and make sure it's repaid by the end of the month. BUT I am lacking In the maths department and looking at possibly withdrawing 2000 in cash. That's the full balance. It's the lloyds tsb duo avios credit card. It says on my…
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0% Tesco Transfer Fee
Hi, I just wanted to let everyone know, the Free transfer fee for 0% balance transfers is only free if you are a new customer to Tesco Mastercard. I was quite unhappy when I noticed I had been charged, so phoned Tesco, they were really good and deducted the fee as a goodwill gesture and the fact that I had no charges on my…
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The Luma 4% cashback card taken out last year
Hi Just wondering if anyone has any idea of whether the cashback will be discontinued soon. I've had this card just over a year and it would be a shame for it to stop. Anyone have any ideas on the subject.
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Online company charging credit card after deleting payment details
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Refused by Tesco, accepted by AMEX
Hello fellow readers just a quick post to put my experience here as when i was applying for various credit cards in the past the posts here helped me as well. Well, i applied for a tesco credit card about 2-3 months ago and they refused me straight away, i even appealed in writing and they refused that as well. The reason…
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Rejected by Clydesdale
I was rejected for the 19 month 0% purchases card offering. Never missed any payments and have 100k equity in the house. Too many current accounts perhaps? including one application going through atm.
