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card application on screen
Question ) how long with present bank reply 40 years screen will not accept ???? why as it is correct answer ???
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Visa debit card - section 75???
Hi, I have just found out about section 75 and thought perhaps it covered my VISA DEBIT CARD, but the bank say no. Okay, I have already tried to open a case as I was sold fake jewels in Morocco this year. My bank First Direct have said as the item receipt was unspecific just said "amber" and weight, I need to get something…
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Applying for First Credit Card Questions?
I'm going to soon be applying for my first credit card, probably Capital one Classic Extra. (cashback, not for borrowing) and I'm not 100% sure on when I should be using the card. Is it just for spending: shops, petrol, online etc. Am I right in thinking I can't set up a DD to pay for my phone contract for example? Also,…
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"Welcome to your new Sainsburys Credit Card" - but didn't apply
Just had an email from Sainsbury's Bank, subject line "Your Sainsbury's Bank Credit Card", saying "Before you can use your credit card, you have to activate it first. It's very simple to do and we'll take you through it step by step. [blah blah] To start using your card, call on 0800 xxxxxxx", I haven't applied for a…
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Dear MSE: Why was my Card Declined? - Signed: Leader of the Free World
It can happen to anyone :) http://www.bbc.co.uk/news/world-us-canada-29664831
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Credit card fraud
Hi, My Halifax credit card had a unknown transaction today of £1200 from "www.bookinggroup.com Riga" from "LVA". Googling the source I realised that https://www.bookinggroup.com is a car rental site and LVA is Lativa and Riga is the city in Latvia. I have never been there nor have I booked any car on this site. Looking at…
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Sainsburys application declined Aug now received email reminding me that I need to
Activate my card. Anyone else had this? Should I contact them or ignore it?
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I'm not in debt, but I can't get credit
I spoke to my bank (Barclays) a while back and they said I should improve my credit rating with Experian. So I spent 3 months doing just that, enrolled on the electoral register etc and got everything up to date. They gave me an excellent score and I applied for one of the cards they recommended for me, however this…
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I'm in credit, can I move the money for free somehow?
If it helps, this is on a barclaycard and I have a barclays current account. Somehow, I've overpaid by over £300 (I think from a refund). It's good news in a way because I could do with the extra cash at the moment, preferably in my current account. But, can I move the money without having to pay a fee? I also would like…
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Barclaycard fraud
Hi all I've just had my first (and hopefully last) experience of credit card fraud. Found my online access was suspended and called barclaycard to be told that there had been several 'test purchases' in the last couple of days as well as 2 mobile phone topups on 12 Oct. Only £90 taken which I now have to dispute, but I'm…
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Credit Card Refund
Hi, I recently paid Cunard for some excursions on a holiday in Jan 2015, in dollars with my Halifax clarity credit card. This was converted to pounds which I then paid off. Unfortunately the excursions have been cancelled by Cunard and the money is being repaid to my credit card in dollars. If after exchanging to pounds,…
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Balance transfer - Retransfer!
Just a quick question. My wife has just taken out a new credit card in order to transfer a balance from an existing card that is coming to the end of its interest free period. Just before opening the new one she registered and paid for a Uni course of about £1000. The balance transfer request on the new card included this…
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Can I balance transfer again?
Hey guys I recently obtained a balance transfer card around 3 months ago (Barclays intrest free for 31 months) and done a BT of around £1300. My question is can I do another BT to the Barclaycard from my capital one and still have access to the intrest free period? Thanks,
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Credit Card Refunds
Hi, If you get a refund paid back onto a credit card, does this go towards paying off the oldest/highest outstanding balance/interest on this card? For example, say I withdrew £1000 cash using a credit card and as a result i'm now paying higher level interest than if it was a standard purchase. Then say I purchased a new…
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Balance Transfer Error
A few weeks ago I transferred the balance of my Debenhams store card to a new Tesco credit card due to 0% interest.:T I received a call a couple of days ago from their debt collection department regarding nonpayment and on further investigation find out that the account number for my Debenhams account to be transferred,…
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Jean55
Hi I am considering using an online new car dealer. They buy their cars "trade" from dealers around the UK. If I pay the deposit of £500 by credit card and the rest by bank transfer will I be covered by section75 given they buy from other dealers ? Thanks
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does buying U.S dollar on credit card class as purchase?
does buying U.S dollar on credit card class as purchase? In-store or online,
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Trouble accessing Tesco Account after Credit Card Application
Hi there, I don't know if this is a common problem or perhaps been brought up before so apologies if I'm asking something that has already previously been discussed. Today I applied for a Tesco Balance Transfer Credit Card with one of those special offer dealies of 33 months 0% interest. Went through fine, seemed to be…
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I got a Lloyds AmEx as well as the Mastercard I applied for. Which should I use?
I signed up to a Lloyds Bank Choice Rewards Credit card over the phone. When they spoke to me they me and went over the Ts & Cs, they only ever mentioned Mastercard. However in the post, I got an American Express card as well. I think they're both linked to the same credit limit as they both show up on my online banking on…
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Which of my cards is best for using abroad?
I'm flying to Europe for a week tomorrow. I got the best deal I could on buying euros in cash. However I was wondering if anyone could help me, just in case I need to use plastic abroad. I don't want to take all my cards. From what I can tell, either my Co-Operative debit card or my Aqua credit card have the best rates.…
