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Marks & Spencer 0% Card - Instant Approval
Just a quick question. Does the M&S card typically do instant approval? I just applied and I don't think it actually credit checked me. It just said "We'll email you with our decision in 48 Hours". I'm a bit worried because that type of message usually means no! Or perhaps it's what everyone gets!
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FairFX order replacement card
Hi I have a FairFx account I want to order a new card for the current account I have running I dot not want to order a card for a new account Can anyone tell me how to do it from the site please
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MBNA Cards - BT Expiry - Payment Dates?
I have a Virgin White Card. On my online account it states my current 0% BT offer I'm using expires on 28/12 - which will be a future statement date. I remember in the past that even though the expiry date was given you actually had until the payment due date to clear the balance before any interest would accrue. Is that…
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Help needed on credit card debt
In the year 2000 i lost my business and therefore my job and not worked since so paid the minimum payments on my credit cards. This year i left my wife and am living in a friends house ,To get by is difficult so i rang the last people i have a direct debit with asking how much i owe on my card (which i havn't used since…
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Capital One Secured Card - DECLINED !!
Hi All, Yes, I have just been declined for a secured Capital One Card. The message I got was ; WHY WAS I DECLINED? The reason why we cannot accept your application is that you currently have the maximum amount of credit we can offer you at this time. I was discharged a few years ago from a Trust Deed and I have never had a…
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Barclaycard 'transfer to current account'
Barclaycard are presently offering me a regular balance transfer, with a setup fee of 3.9%, then interest free for 12 months, or a 'transfer to current account' for 1.9% fee then interest free for 8 months. At the moment, transferring cash to my current account would be very useful (more useful than a balance transfer).…
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Should I get a credit card???
Hi. I'm after some advice please. I don't currently have a credit card, but I'm about to have about 3 months of cash flow issues while I move house & change jobs. Not overall solvency, just some payments that will need to go out before payday etc. I was wondering about applying for a credit card. I'd pay a card off in full…
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Which card to pair with the Amex Platinum Cashback?
Hi all, I've recently applied to the Amex platinum card. Since I'm not British they have asked me to provide a certified ID copy. I've had a credit card in the UK for the past three years and for a lot more in my home country. So my application should be well on its way after that. In the meantime I was wondering which…
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Help with BT as ive never done it before ?
Hi Guys I would really appreciate some advice ... I have been trying to pay off my OD and CCs i have cleared the OD and one CC the other is a barclay card with about £8000 on it. My Virgin card (the one i cleared) has offered an 0% balance transfer, i have a limit of £3000 and could possibly have a go at increaseing ? i…
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Cards that credit check Experian only
Hi, Just a quickie, and I guess the title says it all! Are there any cards that just credit check Experian only? I know there's a really awesome thread about "Who uses Who" but some of the comments are pretty confusing. Anyone got any experience over the past couple of months? Thanks :beer:
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Cancel credit card
I have a hsbc credit card which I never use. Should I cancel it? I have an m&s bank one aswell which I pay in full every month. I would also like a 0% on new purchases one. Thanks
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0% purchase card for new home buyer
have last month applied for (and got) a mortgage to move house, and will be looking for a 0% purchase card to get the essentials. in the last 3 months I cleared off and closed down completely 4 x credit cards with 0% BT offers (cleared them to have a cleaner financial trail for the mortgage application) and now want a card…
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Marriott Rewards Credit Card
Hello, had a look to see if anyone had posted about this card before but couldn't see anything. I was wondering does anyone have this card and had any experience with redeeming points or the card in general? Can I also ask what the difference is between a standard MasterCard and a World MasterCard?
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Income tax on a credit card
Hi guys, I hope someone on here will be able to help. Basically im self employed and after a reasonably successful year we have a fairly hefty income tax bill to come in january 2015. Now i was thinking of paying my income tax via credit card as that's ok from what i have read apart from a 1.5% fee which has to made on…
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Query as first credit card
Hi :) i have a query about credit cards, i've been looking into getting one now for a while as when i went to get a contract from O2 i was told i couldn't complete due to my credit score. I am 24 and have been working full time since i was 16, i am no longer working as i have started university to train to be paramedic.…
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what should i do?
I currently have a barclaycard with a balance of £1700 but has a limit of £3500. It still has 2 months purchase interest free on it. I'm trying to get my credit score improved ( i know scores are made up) however my score hasnt improved at all over the past months and I'm wondering if its due to just making minimum…
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Balance Transfer Scenario
Here's my situation: Halifax credit card - £1000 balance (lim £1500) 21.9% APR Lloyds credit card - £600 balance (lim £1500) 18.9% APR LLoyd offered me a 0% balance transfer of up to £500 for 15 months - which I obviously snapped up. New balances: Halifax credit card - £500 balance (lim £1500) Lloyds credit card - £1100…
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How long for Natwest credit card to arrive?
I have ordered a Natwest Credit Card Sunday. How long will it take for it to arrive?
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Vanquis offering Cashback Membership?
Hi, wasn't quite sure where to place this one but... Just had a call from Vanquis (I have a credit card with them which I'm using to re-build my score) offering me a membership with Remember to Save (a cashback company). I've not taken them up on it yet as I wanted to do some research. The main point I heard was 6.99 a…
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Amex - Why am I not eligible?
In June I applied for an Amex cashback card (can't remember which one) and got declined. I contacted Amex to ask if I wasn't eligible or just wasn't accepted, their response was they couldn't tell say but if I met the criteria on their website then I would have been eligible but failed their scoring. Given I have some big…
