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Barclaycard Statement/Payment dates???
recently took out a barclaycard and transferred a balance. set up internet banking made a payment and then set up a direct debit for the next month... all going well. received a dd letter. date which funds go out wasn't convenient so i cancelled over the phone and asked to set up another thats just after pay day. all going…
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Credit Card with Company who have Statute Barred Debt?
I have some old statute barred debt with a company who have quite an attractive credit card deal going at the moment. If I was to apply and be accepted, what are the chances of all that old debt being put on the new account? Like most old debts, its been through a number of debt collection agencies.
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Credit card solely for work expenses?
Hello all, Having returned to the UK from 5 years in Denmark I've recently had my old Danish Company credit card cancelled due to company accounting requirements. I now find myself in a somewhat tough position, my UK credit score is pretty miserable (despite the last 5 years in Denmark being very good) I've not yet…
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Best prepaid debit card
Can someone recommend a prepaid debit card I thought they were free (after buying one for a £5 or something) Most of them have a monthly charge or want to charge you for withdrawing! The best one I can see is the Cash Plus - free everything (but I suspect they charge £5 to get the card) ... but I'm suspicious... everyone…
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Claiming back credit card fraud debt
Hi, Long story short my (now ex) girlfriend used my credit card without me knowing after I asked her to save it for me and ran up £8,000 of debt without me knowing. She paid back £2,000 but then stopped paying. Ive avoided police etc in order to give her chance to pay. I now want to pursue this legally. She signed a…
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Foreign currency fees
How can I avoid foreign currency fees using a UK(?) card while still getting cash back. Also like a card with good rewards eg airport lounges for family and concierge service. Great if all in one. A card fee is ok if I can balance benefits with costs. I pay off card monthly :beer:
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House Deposit - Section 75a Claim
Dear All, I'm new to the forum so please bare with me! I hope to seek advice on a Section 75(a) refund for a lost house deposit. Armed with a Buy To Let mortgage promise from the Halifax - who I have banked and had a mortgage with since 1997, I successfully acquired a property at auction for the value of £52,000. As per…
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Nationwide - Internal score?
Hi Guys, Does anyone know if Nationwide decide their lending decisions based on internal scores? I have a £2150 OD but they won't give me a credit card, even with a £500 limit! :/ On the soft search, for some cards I get 17.9% then others 19.9% :s Do you think it would be beneficial to go into a branch and speak to…
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Vanquis card credit transfer?
Hi everyone, I have had a vanquis credit card for a few years now and have built up quite a debt. Ideally I am wanting to transfer it to a 0% credit card so I can get it paid off but I'm not sure if that's possible on a vanquis card. When I make my payments I only ever get the option of putting it onto a debit card, is…
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Loan v's credit cards
Hi new to this I am in around £6000 of credit cards I have managed to get a loan to cover these and pay them off is that the best thing to do at the moment only paying above min payment. Thanks y
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Aqua Reward - any way to calculate the limit first?
Long things short - credit rating isn't brilliant so trying to improve it, while also going on holiday for a few weeks. Interested in the Aqua card as I was rejected from Clarity before I was aware of the Eligibility tools on MSE, and it seems to fulfil what I need - a good rebuilding card combined with usefulness abroad…
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Section 75 CCA Claim
Hi, I just wanted some advice really, I took iPad's into a repair shop local to me to get new screens (they had cracked). They quoted me £70 for each to be repaired, I haggled and they agreed a deal of £130 for the pair to be done. I left them with them and returned the following day to collect, I purposefully paid on my…
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Buying dollars with credit card
HI, I'm going to vegas in a week or so and looking at getting a couple hundred dollars cash, and about £800 on a pre paid card. I have been looking but couldn't find it, but does anyone know Tesco (clubcard credit card) and Halifax's (Clarity) policy on buying foreign currency? thanks
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Barclaycard section 75 refusal?
Hello Last year I purchased a new garden shed from an online retailer. Upon erecting the shes I found I had a series of problems with it, missing parts, damaged parts and it leaked in places. I complained to the retailer who partially refunded me and also admitted (by email) that it should never have been sent to me in the…
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Lloyd's credit card can they give you a lower rate even when cards with them?
Hi, just had a call from Lloyd's whom I have a credit card with, she said I've been flagged up to have my card looked at to see if she can get me a better rate, which would be good, but I always think there's a catch! I didn't think they could do this as in all the years I've been with them, its never happened before. Do…
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how do i know which card to apply for to ensure my existing cards are transferrable?
I have currently two cards one a mastercard from bhs and one a standard barclaycard. In the past I have a applied for a card and not been able to use the transfer deal as it was underwritten by barclaycard. Which card can I get that will pay off both cards I currently have?
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Re-activating inactive Credit Card
Hi all, So I got in to some financial mess recently and am in the process of sorting things out. I am 24 and had a student account with Natwest with an overdraft of £1500. During my time at university like most of us do, I spent it. After I graduated I had the fortunate opportunity to work in the US for two years, but…
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Keeping a Credit card open.
Hi, I have a Barclaycard CC which I will have paid off by the end of the month. I received a letter from Barclaycard to say they will be closing my account once it has been paid off as I haven't used my card for sometime (it was a balance transfer). I had planned on keeping the card for emergencies only and to boost my…
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Cancelling credit cards
Hi all, I currently have 4 credit cards:- - 1 for everyday use and pay off each month. - 1 to use abroad as there is no transaction fees for foreign currency transactions - 1 has a balance on which I am payng each month - And finally 1 which I have now paid off and sits there with zero balance. My questions really is, am I…
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BT from Barclaycard > Halifax Card > Barclaycard?
Hi all. Just checked today, and I'm getting 90% approval rating for three of the Barclaycards, like the longest 34 month deal. I have a Barclaycard with near 2400 maxed (HIGH interest), and a Halifax BT card with 1000 maxed (still no interest for at least a year). Is the following possible, could I apply for the second…
