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Transfer balance between two Capital One accounts?
Today my Capital One credit card wouldn't work in the chip and pin machine at the train station, so I was asked if I had another card and I used my other Capital One credit card to pay for the ticket (£97). What I want to know is, can I call capital one and ask them to transfer the amount from the credit card account I…
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Biggest risk factor - high available credit or debt to credit limit?
A month ago the credit limit on one of my cards was slashed by the provider by 90% to my horror. I have had credit cards for over 30 years, have never had a late payment nor gone over my limit in all that time. Long story short, it may have been due to my credit file showing I was carrying a balance on two other cards. I…
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Paying MBNA CC Balance, with a Debit Card (16 digit), any issues ?
Lloyds bank current bank account. When got a credit card (MBNA), and you want to pay off a balance, using a debit card a debit card linked to a bank account, so when you do this, and it takes 2-5 days then does this payment work in the same way as you would use the the 16 digit card for buying online food, etc (entering…
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Barclays
Today I had a very bad experience at one Barclays branch. First, despite being inside the branch, waiting to pay the credit card balance, I was consider not to be one of your customers. I would consider any one visiting my business a customer or at least a potential customer and treat them as such, but this was not the…
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"Declined" or "Not Authorised"
in what circumstances are these two rejection messages produced? can anyone tell me which would appear if a cardholder would be going over their limit by completing a transaction? and which would appear if a card had been cancelled?
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Requests to reduce interest rate
I have a few old Credit Cards that I don't use, so I thought I'd call them up and see if they would reduce the (extortionate) interest rates. The APR and cards are as follows: Virgin 28.9% APR NatWest 25.9% APR HSBC 26.9% APR All have a balance of £0 and had not been used for over a year. Anyone has a guess at the results…
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Does electoral role voting info stop you from making transfers??
I've been refused a balance transfer from my bank AFTER they sold me a credit card with 29month low rate. Now they say I can't use it because of the electro role movement. Is this for all banks or is my bank being silly??
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Removing money/balance form a prepaid travel card?
Hello All I'm off to new York in just over a month, I'm thinking about getting a prepaid card to avoid transaction fees and caring loads of cash. My question is when i get back form the holiday can i transfer the remaining balance back into my bank account, or is it stuck in the card? I see a lot of talk about easily…
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HSBC Student Credit Card - Graduating
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How can two debit cards share same PIN
I destroyed my bank debit card by mistake and have been sent a replacement. The last four digits are different to the previous card but the pin is the same. How does that work? Why isn't it a different pin? Just interested in how these things work?
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Credit cards in Italy, buying cigarettes and tobacco, a no.
I've just come back from Italy and as usual when abroad I purchase large quantities of tax paid cigarettes and tobacco as they are cheaper than at home. However where I was staying in Italy none of the tobacco shops accepted credit or debit cards for cigarette or tobacco sales and only accepted cash. Also the price for…
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card for full time student; we cannot confirm or deny if you can or cannot hav a card
So credit card providers are really annoying me. They all tell me "we cannot confirm or deny if you can or cannot have a credit card, the only way to find out is to make an application". I've told them i'm a full time student with 4000 in my bank account and I just want a card for supermarket shopping to build a score, and…
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Can I claim under section S75
Can anyone help with some legal advice/ possible section 75 claim please. Apologies in advance this is a bit of a ramble , but I just don't know where I stand. I did a bit of a a stupid thing last weekend, I basically put down a deposit of £500 (on credit card) on a car from a main dealer for a 2012 plate fiat 500 lounge,…
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Overseas ATM withdrawals - Halifax Clarity Card
Just to let you know the Halifax Clarity card only allows you to withdraw half of your agreed credit limit for cash withdrawals.
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balance transfer
Hi i hope someone can help, my wife has a credit card with mbna, which is running out of the 0% interest, she has done a balance transfer with sandander but it's not transfered enough, help how can i sort the rest of the money thanks inadvance dan
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A few questions about 123 cashback cc
Hi I have a few questions about the Santander 123 credit card. I've tried to ask Santander but after 30mins on hold I was losing the will to live. I've never has a credit card before so most questions are just cc query's tbh Hope you can help. Can I use the 1% supermarket cashback on places like Tesco direct? How does the…
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Who finances it?
So you have a card branded for instance Post Office, but the card is a Bank Of Ireland card. How does it work, do the finances actually come from the Post Office or from the Bank of Ireland. Do Bank of Ireland pay money to the Post Office to use their name on the card, or do the Post Office, go to Bank of Ireland and say,…
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Transfer Credit Card balances between spouses
Hello, Does anyone know if you are still able to Balance Transfer a credit card balance between spouses? I recently had an offer through for my Tesco Credit Card (0% BT), but when I went to transfer my husbands credit card balance to it, they said it was no longer allowed due to a change in the law??? Has anyone heard…
