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To go online or in branch?
Hi all, In the process of getting a balance transfer card, my wife mentioned a letter that she had some weeks ago from LTSB on our joint current account, an invite from the new branch manager to come and discuss various 'options'. Is there any up or down side to potentially arranging the credit card through the branch?…
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ccarddeposit paid on holiday, firm gone bankrupt
hi I paid a deposit on a holiday and the firm has gone into liquidation. The firm was a member of the travel trust association and the holiday booking has been transferred to another firm albeit without some "freebies" which were included originally such as free hotel and parking at airport. when I asked the credit card…
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Luma 4% cashback card
Hello, Please can you someone help... I have the above card and used it today at an Esso petrol station - looking pending transactions it has come up as CROSSINGS SERVICE STAT ALTRINCHAM WA15 8EX MCC - 5541 Does anyone know if I will get the 4% on this as it was a petrol purchase. Thanks,
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Argos Credit Card
I have been trying to transfer my Argos Store Card to a 0% balance transfer credit card due to the ridiculous interest rate. But when trying with Barclays and Lloyds it came as an invalid card number. Has anyone managed to transfer their argos card and know of any banks that will do it?
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HSBC Address
I am looking for an address to send HSBC my letter to try and claim back my bank charges, can anyone please let me know which address I should post this to? I have the Head Quarters in London address or the customer care address in Coventry. Which would be best?
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Asking for a credit limit raise..
Hi, I have a barclaycard with a £12k limit (empty). I have had a 0%-18mths balance transfer offer. I would like to put £10k on this offer. I also have a Lloyds CC with a £6.5k limit. (also empty) Obvious thing to do would be ask lloyds for a credit limit raise to £10k, and use that for the payment then transfer the whole…
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balance transfer on credit with missing history!
hello, new to the board. quick query - i want to transfer the balance of my credit card to one with 0%, for plenty of time. however, for about a period of just over a year in 2012, i was living on a friends couch. this means i wasn't paying council tax, and was not officially registered on the rent agreement. should i…
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Help needed!!!
hello there to any1 who can help In june i am going to las vegas for a weeks holiday with friends and family. This year i have had a lot going on, from buying first house to buying a car. Come june my plan is to use a credit card to purchase my us dollars approx. £3,000 will be going on the card, when i get back i was…
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Credit Card for normal big purchases with best rewards
In the next few months will be buying things like furniture from £200 upwards so I thought I might consider getting a credit card if it gives me any benefits for my purchases especially when I spend as much as £400. Interest blah blah out the question, I pay everything straight away and don't need faffle. I won't be…
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Confused about credit cards
Hello I have never had a credit card before, and have applied and been accepted for one. Before I sign the agreement, can some one advise as to whether I would get charged if I do not use the card? I want this as an "in case of dire finances", I have the card as a last resort. Is a credit card the best option? Thanks in…
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Using 0% on purchases to pay off loan?
I'm wondering if there is a way of using a credit card with 0% on purchases (specifically the Nationwide one which has 0% for 15 months) to pay off a loan that I have with Zopa. Unfortunately Zopa don't let you overpay by card, only direct debit. So I'm wondering if there is any way I could use the credit card to…
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Aqua credit limit increase letter
I got a letter from Aqua saying they wanted to increase my credit limit. I scanned the letter quickly and then put it away planning to read it properly last night. However last night for the life of me I could t find where I'd put it. Must be going mad. Anyway, does anyone if I have let them know I want the increase or if…
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Confused about car insurance groups
Hi there, this is my first post on this or any other forum. I am four months into paying my monthly car insurance premium, and i have just informed them about a policy change, that being, that i have changed my car. I was driving an old Renault Laguna 1.8 RN, year 1995, but not wanting to shell out loads of cash to get it…
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Pay them off or 0% balance transfer?
I am in the very fortunate position of receiving enough money to pay off my existing credit cards. Question is, do I just take the simple route and use my windfall to pay them all off or transfer the balances to a 0% card and pay the debt off over a period of time? Can't help thinking that the money is better off in my…
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Flybe new customer offer
I've been looking for a flight to alicante for a mate's stag weekend and was stoked to see the link on MSE to the free flights on any European route offer when you open a flybe credit card. I was even happier to follow the link and find there was also a 12 month 0% balance transfer offer. I've been accepted so was looking…
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Over £70K credit available to us-close 0 balance cards?
Hi I'm really getting to grips with finances this year and determined to clear our debts. We want to move house within the next 18-24 months and would love to buy a project house or take on a property development. Have just paid off £4k and cleared 2 barclay cards. We have a total of 10 cards between us. His credit limits…
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Confused newbie... tips on over night oats !!
Apologies if i have posted this in the wrong place!! Can anyone help me pleeeease?? I'm looking for tips and info on over night oats, they look so delicious. But I have seen so many different ways to make them, and recipes to try I'm a little over whelmed. :o I'm trying to lose a little weight, but I am on a tight budget,…
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Credit Card details compromised
Hi all, I wanted some input, yesterday my credit card details were stolen and my online account was accessed from somebody. I wanted to ask a question, how are they most likely to have accessed these details? If my online account was the details they got, it must be my laptop right? Cheers, MK
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Direct Debit enquiries
If I make a DD for the minimum payment and I then make a payment equal to the Min payment manually (when the DD has been set up and confirmed on my statement of course) will a payment still be taken? I ask as I have had CCs for nearly 2 years and made manual payments (always paid in full!) but I'm considering opening the…
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0% credit card question
I signed up to the Tesco 18 month 0% credit card last month. My first payment is due on the 12th according to my online account. What happens if I dont make a payment this month?
