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Credit Card for normal big purchases with best rewards
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CupofTea
Posts: 558 Forumite

In the next few months will be buying things like furniture from £200 upwards so I thought I might consider getting a credit card if it gives me any benefits for my purchases especially when I spend as much as £400.
Interest blah blah out the question, I pay everything straight away and don't need faffle.
I won't be getting into debt with it as I won't be buying the item unless I have money in my normal account to pay it off straight away.
I don't have a clue about reward schemes for credit cards so is there a good one that is suitable for most people that offers great rewards or will my spends be too low to get anything back? I don't mind getting vouchers for spending in stores.
Interest blah blah out the question, I pay everything straight away and don't need faffle.
I won't be getting into debt with it as I won't be buying the item unless I have money in my normal account to pay it off straight away.
I don't have a clue about reward schemes for credit cards so is there a good one that is suitable for most people that offers great rewards or will my spends be too low to get anything back? I don't mind getting vouchers for spending in stores.
Cup of Tea? :coffee:
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Comments
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http://www.moneysavingexpert.com/credit-cards/cashback-credit-cards
or just click on "Grab cashback on your spending" at the top of this page0 -
Thank you. I'll have a read.Cup of Tea? :coffee:0
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It depends what you want. Cashback often has a cap for any introductory rate so it depends just how much your big spending will be. Alternatively there are plenty of cards that give airmiles or other points if you collect them which may be more valuable to you than cashback and is often uncapped and may have an introductory bonus0
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Tesco looked okay but then I saw Amazon (I only maximum double up with Tesco, not more). Amazon pays back £45 over a £3000 spend whereas Tesco is £7.50 so since I use Amazon too the £45 seems better.
Then I saw the Barclaycard. If you spend £500 in the first three months you get a £30 voucher which seems great as I will be mostly spending in the next few months not later on in the year so this gives me a better return (and I don't need to think I need to get to £3000 to get to £45 from Amazon).Cup of Tea? :coffee:0
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