-
Sent payment to account with £0.00 balance.
Hi, I have just sent a payment to a wrong credit card. The credit card (post office) I sent the money to has a balance of £0.00. Will this money just get returned to me? Thanks
-
Aqua card, fraudulent transactions and overlimit fee
Hi all, Due to fraudulent transactions on my Aqua card, I went over my credit limit with a on overlimit fee that was debited on 14/10. All the transaction and the overlimit fee have been refunded, however I'm afraid that Aqua may have reported this to credit reference agencies. Therefore I have two questions: - do you…
-
Santander offers cashback on Amazon xmas spending
I can't see anything on the Santander site yet but :- Santander is offering its credit card customers one per cent cashback on all Amazon purchases over the Christmas period…
-
American Express Direct Debit
Hello, I've just activated my platinum cashback card and registered my online account. However I've then spent at least 20 minutes trying to hunt down the option to set-up direct debit. The only option on payments is to pay bill by debit card and I've checked under all the menu options that I could see and not found…
-
Cash Back on Credit Card?!
Apologise if its a dumb one. I am new to credit card business hence:eek: OK so I have a cap one card with 200 limit. not planning to take cash out as its way too expensive but if I pay with the card at super market and is it even possible to take cash back? if it is then do the bank take it as cash taken out or what?
-
What can I buy for 27p?
I've got a prepaid Mastercard with 27p left on it. I don't want to top it up and use it any more, but somehow just throwing it out seems wrong. So, can anyone suggest anything i can do with 27p? Is there any way to donate it to charity online?
-
Cash taken out by mistake
Hi, I have taken cash out of my credit card completely by mistake last night. I was talking to someone and just grabbed the wrong card.. It is a card I use for every day spending. It gets paid off in full every month. But obviously cash interest is calculated daily... can I pay off now (a week before the statement is…
-
Credit card payment help
Just got my first credit card so sorry for the daft question but i can't find the answer in the info they sent with it... It is a tesco 18 month no interest on purchases, on the online banking it says my next payment date is 7th Nov, but with no amount as it hasnt been used yet. I need help understanding when to make the…
-
sub prime and improving credit
Hi! At the moment I have: - A Capital Once Classic Visa (£200 limit) had since Jan been using since July. Pay in full every month. - A phone contract with vodafone. I am a final year student, and hoping to have a job next year when I leave uni! Firstly I was wondering about maybe getting a second card (another sub-prime or…
-
min amount to balance transfer
I have a credit card which is 0% on purchases. Once this runs out I have worked out I will have about £175 to £200 left to pay on it. Is there a minimum amount you need to balance transfer to be able to apply for a balance transfer card? I.e will my £175/200 be to less an amount to be accepted?
-
Lloyds 15 Month Balance Transfer Card
Hi all, Does anyone have the Lloyds 15 month 0% balance transfer card. Im a little bit puzzled by the fee, the final page of the application stated that the fee was 3% (no mention of the rebate of fee on there) and also there was a £3 fee for each transfer, again there is no mention of this anywhere else and also that…
-
Credit Card Limit and Mortage
Hi I was wondering if having too much credit limit on my credit cards can negatively affect how much I can apply for on a mortage. My Tesco card have doubled my credit too 8k in the last 2 years and have a 2k limit on a capital one card. Does the more credit I have available on card reduce the amount lenders would allow me…
-
Are there any bureau de change that accept American Express?
Hello, I recently got myself an American Express Gold Card. It was less of a burning desire but more of a test to see what i could get from using a card like this. I'm VERY new to the world of credit cards/charge cards but someone suggested i could benefit from it, rather than using my standard debit card, so thought i'd…
-
bridgwater2013
I have two credit cards in my name. In the event of my death would my wife be liable?
-
Is it possible to combine limits of two Barclaycard
I have a platium purchase barclaycard. Its promotion rate will end soon, so I paid off the balance recently. But I have about 7000 pounds on another credit card which I would like to balance transfer. After checking the terms of freedom balance transfer barclaycard, I noticed that it only requires "Who have not applied for…
-
Tesco Credit Card E-Statements
Hi Everyone, Just wondering if anyone else is having a problem with their Tesco Credit Card E-statement email delivery to their aol email address? (Or any other email address for that matter) I've been an aol (now talktalk ) email customer for 12+ years and have never changed my email address. It's the only one I use. I've…
-
Barclay Card and Aqua docs
Hello guys! So I am very pleased I have been accepted for a Capital one Card (trying to rebuild credit!) My plan is to spend very little a month just to pay it back and really rebuild it up as I want to get a bigger mortgage(repayment mortgage, currently on interest only 100% mortgage!) in a few years time and at the…
-
Hotel overcharged me - is this legal?
So very briefly - Me and my friend went away for a spa weekend, she paid for it online via Walanda (not directly through the hotel). We had a lovely weekend but some of the staff didn't seem to know much about the package and we had to show our booking confirmation several times. After our stay we checked out and left. So…
-
Problem Downloading Latest Nationwide CC Statement
Just wondering if anyone else is have a problem downloading their Nationwide CC statement? I can see all the transactions and payment / due date on-line but trying to download the actual statement simply states 'please try later' as it has for a few days now. Previous months download fine. Anyone else or just my account?
-
Credit card account closed but still accepting new charges
Hi, My Lloyd's credit card account was closed 6 months ago together with my current and saving account. It was the bank's choice, they gave no reason for it, I would have been happy to keep them. I wasn't aware that one of my yearly fee came out from the credit card account and Lloyd's sent me a bill. It's fine, I will pay…
