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Transfering between Barclaycards??
Hi all. I currently have a Barclaycard Initial on which the interest free period on balance transfers has just expired. I didn't manage to clear it on time unfortunately but the balance isn't huge anyway so happy with that. My missus has just been accepted for a Barclaycard Platinum with 27 month balance transfer offer.…
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Order of repayment HELP - don't know what to do!
Advice needed on debt repayment. Please, no judgement. I know it’s not a pretty picture. :( I have three credit cards – all maxed out and on dreadfully high interest - and have just received a very much needed windfall of £6000.I don't know what to do with it for the best. Current balances: Blue card – £9100 @ 20.9% Red…
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Aqua Initial Credit Limit Help
Hey Ladies and Gents I applied for Aqua Classic Card and got accepted, upon completion it didn't show estimated limit, and just received the CA but the only coding i can see is TE7X1060-EQE7? But it also saids that they will decide the estimated limit, i assuming this is due to having 2 other credit cards, vanquis and…
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Credit Card with the best reward for having it?
I'm shortly going to be credit card debt free. After this time I'm still going to use a card but sensibly i.e. only manageable amounts that I pay off each month. After paying transfer fees to the Credit Card companies I'd like a card that rewards me in some way for using it whether with cashback or some other benefit. Any…
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Tesco Credit Card No Balance Transfer Fee - 12 Months 0% Transfers and Purchases
:money: 0% balance transfer fee No fee to pay when you transfer a balance And no interest to pay on balance transfers and purchases for 12 months either Transfer balances from other cards with no fee 0% on purchases and balance transfers for 12 months Clubcard points wherever you use your card – plus normal Clubcard points…
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New application crashed at the end
Just applied for the new Barclaycard 5 month 0% from Martin's weekly email. The site crashed just before decision, saying try again later. Will a search on my file already have been done? Don't want 2 searches. What should I do? Ring them?
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New credit card for shopping, advice please
I am thinking of getting a new credit card and have just looked at the Santander 123 c/c. Anyhow it says '1% Cashback at all major supermarkets 2% Cashback at all major department stores' but there is an anuual £24 charge which I assume could change. It sounds like a good deal so what do you think, perhaps you have one ?.…
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Barclaycard World MasterCard (ex-Egg) Credit Limit Increase
I've just had an e-mail from Barclaycard offering a credit limit increase. First one since they took over from Egg. Anyone else had this? I'm just wondering if they are working their way through their customers or if I have been singled out for some reason.
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Vanquis CC - online account
Does anyone else have trouble getting into their Vanquis CC online account? I know I am entering the correct information but the same thing happens every month - it says Sorry, but for your own security we've ended your session because there hasn't been any activity for a while. If you haven't finished what you were doing,…
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Tesco 0% balance transfer & purchases for 12months and no Balance transfer fee
Thought I would give people a heads up about a new Tesco CC. Seems that you get 12 months 0% interest on both balance transfers and purchases but they also have no balance transfer fee. Heres the link: http://www.tescobank.com/creditcards/nofee/index.html
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Vanquis credit card - Cheap Super Balance Transfer 'mule'?
Hello, I received a leaflet in the post from Vanquis a few weeks ago advertising that I could carry out a money transfer from my Vanquis credit card to my bank account without incurring any cash advance fees (interest charged from day 1 though). I called up Vanquis to transfer £2000 to my bank account and then carried out…
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Settling a credit account
Hello, I have just taken the free 30 day trial of Experian credit expert to check my credit score and I have one negative recorded there. It says I have no successfully settled credit account. I am considering opening a credit card account, using it for a period of time (always clearing the balance monthly) and then…
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Fluid credit card application
Went through the process of the soft search with fluid (Mbna). It said that I would not be offered the 24 month deal on balance transfer but would be suitable for the 18 month deal at 0 percent. I carried on with the application and then it now says they need 7 to 10 days to review applications and will be in contact with…
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Luma card, I received the pin but no card?!
How long would you wait before calling? I got the pin on Saturday :| Also, I've not actually received any info regarding my limit etc
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HSBC claim 118 day limit to claim under section 75?
Good Afternoon All, Today we found out that Dwell has gone into adminstration taking the £400 we had paid for furniture and not received with it. Luckily we paid for the furniture in January on a HSBC credit card with the delivery due in May. When we heard the news we thought, 'phew, good job we paid on a credit card' but…
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0% running out with bad credit!
I have around £1400 on my cc which has 0% int running out in October I know I can't pay it off by then but I don't have good enough credit for a new cc with good int rates to transfer too. I haven't been missing payments and pay my minimum as I'm also paying another card off. I'm stuck on what I can do to improve my credit…
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Refund from Credit Card
Im looking for advice!! Ive recently been on holiday and, due to the French Air Strikes, our flights back were cancelled. Our only option was to ask for a refund from RyanAir and book new flights back the following day. We have now received notification from RyanAir that they have refunded the amount we paid for our…
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Aqua Card - payment refused for "security reasons" ?
Has anyone else had a payment with their Aqua (cashback) card refused for "security reasons"? Today I placed an online order with a well known high street retailer. (well within my available credit balance) The transaction was accepted by the retailer, but later I had an automated call from Aqua ( 0845 331 2300 ) asking me…
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Which banks/ lenders are quick at sending out credit cards?
Hello all, I've got my myself in a bit of a pickle and wondering if anyone here has any helpful information! Basically I'm going on holiday in France in a couple of weeks and have ordered a hire car. What I didn't realise is that I needed a credit card in my name to hire the car - I don't have one. I thought we would be…
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Which card quick question.......
Hi all,Really quick question hoping some one can help before I apply for a new balance transfer deal. I currently owe on a nationwide credit card 0 percent deal for 20 months. I also have a natwest card but I'm paying interest and a Barclaycard all in my name, I am looking to get a new 0 percent deal for both the…