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Which card quick question.......
Harman83
Posts: 80 Forumite
in Credit cards
Hi all,Really quick question hoping some one can help before I apply for a new balance transfer deal.
I currently owe on a nationwide credit card 0 percent deal for 20 months. I also have a natwest card but I'm paying interest and a Barclaycard all in my name, I am looking to get a new 0 percent deal for both the Barclaycard and natwest but don't know which card to go for as I know some banks own others etc etc.
I obviously don't want to keep making applications and getting rejected but at the same time want to get these cards paid which is something I am struggling with because of the interest.
Just to give you rough idea, salary is around 42000, I have a loan in my name that was originally 15k, but only have 9 payments left and counting (big smiles!). I pay my wife's loan which was originally 25k and we now owe 7k and have just other two years left.
The two cards that I want to transfer come to about 5k.
It sounds a lot of debt and I know that but compared this time five years ago its looking healthy.
Advice really appreciated
Oh and also I am a home owner mortgages if that affects which card to go for.
Thank you
I currently owe on a nationwide credit card 0 percent deal for 20 months. I also have a natwest card but I'm paying interest and a Barclaycard all in my name, I am looking to get a new 0 percent deal for both the Barclaycard and natwest but don't know which card to go for as I know some banks own others etc etc.
I obviously don't want to keep making applications and getting rejected but at the same time want to get these cards paid which is something I am struggling with because of the interest.
Just to give you rough idea, salary is around 42000, I have a loan in my name that was originally 15k, but only have 9 payments left and counting (big smiles!). I pay my wife's loan which was originally 25k and we now owe 7k and have just other two years left.
The two cards that I want to transfer come to about 5k.
It sounds a lot of debt and I know that but compared this time five years ago its looking healthy.
Advice really appreciated
Oh and also I am a home owner mortgages if that affects which card to go for.
Thank you
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