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Credit cards

Archives for April 2013

Paypal Mastercard - Any one know how to apply?
Hi, I have seen on paypal/uk that you can apply for a paypal mastercard which I think is a debit card? I tried to apply but says not available in my country but its on paypal.com/uk where you can apply in the UK? confused!! Anybody got one one here and if so how did you apply for it?
Credit Card payment through Paypal
I am trying to book a holiday for my parents as their 50th anniversary gift. The travel agent would not accept credit card payment however, will accept Paypal payment (with 2% surcharge). My bank account is not linked to the Paypal account but the credit card is linked. If I make payment through Paypal then the payment…
Natwest Mastercard - overzealous security and expensive abroad
Hi, I just wanted to share my experience with Natwest Mastercards and see if anyone else has the same issues. Firstly, I have had Natwest cards for over 20 years along with all my bank accounts with Natwest. I log onto one website and see cards and accounts all in one place - this is great. I also have been earning Natwest…
issuede by mbna?
Hi, I have been searching for ages trying to find out which companies operate under mbna....ie. virgin credit cards are issued by mbna, which other companies cards are issued by mbna please??
Interest query - Tesco Bank
Hi, I have a query about a complaint ongoing with Tesco Bank. I have held the credit card with Tesco for over 10 years and have always paid in full. Last month, for a reason I've yet to get to the bottom of, one of my payments account for about 10% of the statement balance didn't credit in time, it was a day late despite…
Which Credit cards are CONTACTLESS?
Hey guys, I just thought I would start a thread to list which credit cards have contactless technology. Living in london I find the use of contactless technology really useful as more and more shops are installing the equipment. Problem is some credit card companies don't produce the cards but some do, but there is no easy…
Balance transfers?
Hi- looking for some advice, I currently have a CC with Barclaycard- managing repayments fine, above the minimum level. I'm interested in reducing my debt outgoings, and reducing my debt level overall, with this in mind, I was Looking at transferring the balance to a 0% balance transfer card- however, it seems that the…
Credit cardit with a credit balance
Got a credit card that has a balance in my favour of 1000+ i want to get at this, what is the best way to get it from my card to my bank account? - they are with different banks.
How does Credit Balance work? (Easy question)
Hiya, Didn't fully understand it, but I decided to take action and find out. My Mastercard Credit Card has a limit balance of £750 a month. Say in March, I spent £400 the whole month. Now the balance is £350. And before I received my bill during the beginning of April, I spend £300 which will appear on May bill. Now the…
Should I let the grass grow?
Recently I've gone on an account opening spree! *I opened: A HSBC bank account (to get their regular saver) A Luma Credit card ( got accepted straight away with a 500 limit and 0% till July!) A FlexDirect account to get 5% interest N&P gold account ( Just been given the less good gold light account!) *Attempted but was…
Applying for a first Credit Card
Morning everybody, I am posting here having recently joined the site. I have held down a position with an energy consultancy company since July 2012 and am looking to apply for a Credit Card; given that I may be meeting exterior clients with my job and would like to put all expenses onto a Credit Card instead of going…
Amex & Creation
Lol, Creation Fail. I tried to do a balance transfer from an Amex Platinum Cashback card to a Creation "Asda Money" card and they didn't recognise the deatails. Fair enough, everyone gets funny about Amex so I've learned, so they agreed to do a manual transfer, I gave them Amex' sort code and account number along with the…
Declined credit card
Just applied for a balance transfer cc with lloydstsb and been declined. I have checked my credit score with experian (who lloydstsb also used) and it is excellent. Do I chase this up as to why it was refused, or just accept and apply for another card? Would the fact that Ihave an account still in my maiden name with them…
Credit Card Good Or Bad
To keep a credit card with you is good or bad because if credit card is lost then anyone can do shopping by it . so tell me is it good to keep it with you or not?
Credit Card or ISA
I have a dilemma albeit a fairly nice one to have. I have £1,200 on a Halifax credit card with 0% interest for 11 more months. I have the money so i could pay it off in full however I am weighing up whether to put the cash in a Cash ISA (Nationwide 2.5% AER inc bonus) and pay off say £100 a month on the card (not from the…
1 credit card increases?
If you hold a single credit card and repay etc, does the credit limit increase? Sorry for such a silly question, but i'm new to credit cards. :o
Overturned Late Payment: CRA Flag?
I've just been checking back over my Equifax credit report and spotted a late payment flag against my Barclaycard from December 2011. I remember it as I'd given them a digit wrong on my sort code for the DD and it failed. They did remove the charges from my account but I didn't realise the late payment flag would stand on…
Applying for a new card, should i cancel my current cards?
Hi, i'm currently thinking about transferring my existing CC debt onto a long term BT offer card. I currently have 3 cards Barclaycard, nil balance, approx £1500 limit , had for about 3 years Halifax £10 in credit(long story) approx £2000 limit had about 8 years HSBC approx £5800 debt, £8700 limit, had for 16 years. The…
Santander 123 credit card issued without authority! TWICE!!
My partner recently was offered a 123 Credit Card for her 123 current account, she was interested so asked the sales assistant to send her some information. Shortly after this, she received a call from Santander to say theyhad dispatched the first card, but to ignore it as they have already sent a new one.Both cards duly…
how do I pay foreign money by credit card through paypal?
I want to use my credit card's exchange rate rather than Paypal's. How do I do this?

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Credit cards

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