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Overturned Late Payment: CRA Flag?

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I've just been checking back over my Equifax credit report and spotted a late payment flag against my Barclaycard from December 2011. I remember it as I'd given them a digit wrong on my sort code for the DD and it failed. They did remove the charges from my account but I didn't realise the late payment flag would stand on my credit record - is this normal or should I ask them to remove it seeing as they overturned the charges?

It's obviously done me no harm as I've applied for dozens of products since then but I hate having a blemish on an otherwise impeccable credit record :lol:

Comments

  • simax
    simax Posts: 1,976 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The charge was removed as a goodwill gesture. The fact the payment was late due to your error means the late payment entry would stand.
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
  • The_Boss
    The_Boss Posts: 5,856 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yep, it is as simax said.
  • DJBenson
    DJBenson Posts: 448 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    That's fair enough - thanks for responding :)
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