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Overturned Late Payment: CRA Flag?
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DJBenson
Posts: 448 Forumite


in Credit cards
I've just been checking back over my Equifax credit report and spotted a late payment flag against my Barclaycard from December 2011. I remember it as I'd given them a digit wrong on my sort code for the DD and it failed. They did remove the charges from my account but I didn't realise the late payment flag would stand on my credit record - is this normal or should I ask them to remove it seeing as they overturned the charges?
It's obviously done me no harm as I've applied for dozens of products since then but I hate having a blemish on an otherwise impeccable credit record
It's obviously done me no harm as I've applied for dozens of products since then but I hate having a blemish on an otherwise impeccable credit record

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Comments
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The charge was removed as a goodwill gesture. The fact the payment was late due to your error means the late payment entry would stand.I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0
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Yep, it is as simax said.0
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That's fair enough - thanks for responding0
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