Credit Card or ISA

Hartley10

I have a dilemma albeit a fairly nice one to have. I have £1,200 on a Halifax credit card with 0% interest for 11 more months. I have the money so i could pay it off in full however I am weighing up whether to put the cash in a Cash ISA (Nationwide 2.5% AER inc bonus) and pay off say £100 a month on the card (not from the £1,200 i have now)...views please?

grumbler

So, is the dilemma to make ~£27 or not to make?
If so, I don't see any dilemma unless you have plans to top up your cash ISA with full £5760 this year and don't want to lose part of the allowance.

And why pay £100 if the minimum payment is likely to be smaller?

iAMaLONDONER

Hartley10 wrote: »

I have a dilemma albeit a fairly nice one to have. I have £1,200 on a Halifax credit card with 0% interest for 11 more months. I have the money so i could pay it off in full however I am weighing up whether to put the cash in a Cash ISA (Nationwide 2.5% AER inc bonus) and pay off say £100 a month on the card (not from the £1,200 i have now)...views please?

Use Nationwide FlexDirect full flexibility and 5% interest paid monthly!