-
Halifax Clarity card possible if already have another Halifax card?
Is it possible to apply and be accepted for the Halifax Clarity card if I already have another Halifax card? I'd like one for when I'm travelling.
-
iva and credit cards
Hello,I sent some money on credit cards via my debit card to bulgaria via hifx i thinkits called in 2005,it was for a deposit for an apartment over there,i have never completed the deal and never received my money back,i am currently in an iva and wondered if i could reclaim it back from the credit card companies to try…
-
Date DD set up for?
I am now relying on a DD to pay the minimum balances for two 0% cc that I recently opened so that I can concentrate my payments on my 3rd cc where I am being charged interest. Santander has been set up for 13 March Barclaycard has been been set up for 15 March Now, I like to set little reminders on my phone so that I can…
-
Aqua Card - what does 'ISC' refer to?
When requesting a credit limit increase they ask for your 'ISC' 'ISC'? Well you can click to 'change your ISC' and, on that screen, it becomes your 'Internet Security Code' (oh that's a relief then!) So when I sign in usually, what does it ask for? 'Internet ID' 'Internet password' I created both these items myself,…
-
Low usage fee - Halifax CC??
Hi everyone, had a search on the internet and on here and couldn't find an answer so thought I'd ask the question as the answer is probably very obvious ... I have a charge of £15 for a 'low usage fee' and don't know what it is or why. Had the card for 8 years and never seen one before or changed my usage habits. I have…
-
Credit card machines who is the cheapest?
I want to install Credit card machine in my coffee shop who is the cheapest provider at the moment? i am in the UK
-
Creation to offer Visa cards soon?
Got a letter today saying they are upping my cashback card limit to £3k and then explained the benefits of using my Visa credit card with extra spending power. Errr... it's a MasterCard? So, are they going to introduce a Visa card or are they about to announce a switch? Seems odd.
-
Student offered credit card
My son has just told me that during an interview for a bank ac with overdraft facility at his local HSBC branch, he was offered a credit card. He has an account elsewhere with a building society and no o/d facility. He's a second year student in an area with limited job possibilities. He was offered the o/d there and then…
-
How to pay off credit card to achieve best credit score
I recently acquired an aqua credit card to help repair my credit. Out of the following, which is the best way to manage my repayments to achieve the fastest positive impact on credit score and my relationship with aqua. 1 . Pay for something on credit card, and ASAP ( ie same day or next day) go online and make payment in…
-
first time CC owner - tesco CC
So I just applied and got accepted for a Tesco purchase CC with 0% interest for 16 months. When I was reading through the information I saw a line saying that if you pay the balance off in full before the repayment date, that you get 0% interest. Does that mean I can buy something a week before payday then pay the full…
-
AMEX Platinum
im thinking of getting an amex platinum and after some advice. 1. are there any other cards i should be aware of which offer similar things? my bills will be cleared in full and i wont be spending any huge amounts as I pay for things in cash/ upfront all the time. this will be my first "credit" card as such, i mainly want…
-
Mint ppi
Can anyone tell me a number or e-mail address to enquire about mis-sold ppi on my mint credit card. Do I simply call the RBS numbers or is it a little more complicated. A couple of years ago a firm of solicitors cold called me to claim back ppi for me. When I said my card was Mint they said they couldn't act on that card.…
-
charged twice the monthly fee - cashplus
Hi. Before I contact cashplus I thought maybe any of you would know something about this or someone had this situation before. I got a cashplus card on 22nd January and that's when I paid the £4.95 fee for the first time. On 21st February I topped up my card for £10.00 and on 22nd February the £4.95 has been deducted again…
-
CapitalOne - don't trust them!
Through this Money Saving website I found out about CapitalOne cash-back credit card. I always pay my balance in full at the end of the month, so I thought this could be a nice way to get an extra little income. I did the MoneySavingExpert credit card assessment and I got an 80% probably of being accepted for the cash-back…
-
how long should i wait.....
hi im trying to improve my credit rating, i settled all my old debts on credit file, my current score is 547, i applied for a aqua card and got accepted last week, on reading up on how to improve my credit score it says i should have 2 or 3 credit cards and pay them off in full every month is what i plan to do, just need a…
-
Capital One Credit Card
Evening peeps, I hope there are still some people about. I was wondering if anyone can tell me if most people who apply for a capital credit card get accepted. My Barclaycard special rate ran out 28/2/13 and I have done a money saving expert pre apply eligbility check and capital is coming out at 80% acceptance, don't ask…
-
Can I do a balance transfer from my credit card to my friends?
Hi My friend has a capital one credit card owes £2000,paying crazy interest rates.. I am waiting on my John Lewis credit card which is 6 months interest free.. Would I be aloud to do a balance transfer to my friends credit card to allow him to get back on his feet allowing him to take advantage of the 6 months interest…
-
Tesco credit card with 0% on purchases for 16 months
According to their website, this has a 2.9% fee from account opening. I don't understand that as it is not for balance transfers. Do the 0% purchases cards usually have such a fee from account opening or is this an error from Tesco? Link below http://www.tescobank.com/personal/finance/creditcards/clubcc/index.html
-
BACS transfer via Credit Card?
I'm paying a deposit for my wedding reception venue soon and I got the paperwork from them today. They've requested payment via BACS or cheque. Ideally I wanted to pay on my credit card (Natwest Mastercard) for the extra protection. I wont be able to go there in person for some time, so was wondering if I can pay online…
-
tesco card direct debit date
I have 4 different credit cards and pay them all in full by Direct Debit. 3 of them take the full payment on the nearest working day before the due date. Why is Tesco the only one that insists on taking the payment a full 5 working days before the payment due date? I can understand that it used to be that 3 working days…
