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credit card for online shopping
hi all what is the best credit card for online transactions up untill now i was using my debit card for security reasons i have opted not to use this method i don't know if it's best to use one from my bank which is halifax bank of scotland i don't really buy a lot from online shopping maybe about 4 purchases a year
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Halifax all in one, paper statements?
Hi, I was hoping someone with a Halifax all in one credit card could tell me if you get paper statements? I've recently got one and i'm trying log onto my halifax online account and i've forgotten my password an memorable info, i'm going round in circles trying to retrieve it having phoned them up a few times, when i…
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RBS Dormancy Fees?
Hiya, I have a RBS credit card with a £0 balance which hasnt been used since June, I dont think I do but could anyone confirm that I won't receive a dormancy fee for not using the card? Thanks!!
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Getting post for someone never lived at address - MBNA Debt?
Not sure if this is the most appropriate forum, if not staff please feel free to move. For the last few weeks been getting post for someone who's never lived here. We're the 2nd owners of the house. The mail has a return address of PO Box 189, Huddersfield HD8 1DY which a google search today flags as a debt collector firm…
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Credit Card.. 0% on purchases.. little confused
Hi guys. New to the forum so please don't bite! :o Plus I'm 21 and don't really have any family around for good advice! I've been living independently for nearly 4 years now. First of all excuse my perceived ignorance. Unfortunately this is not an area I know much about and as I'm sure you are all well aware, credit and…
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Amazon Credit Card
Does anyone have one and can anyone give advice on whether its useful or not? x
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Confussed about balance tranfer
I'm writing on behalf of my dad who's sadly got himself into debt and can't find a way out. His current card is Natwest gold account, his overdraft is £5,000. He gets charged £72 interest each month. I'm trying to gain some knowledge of balance transfers and what they can and can't do. I can find a 0% interest balance…
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What is happening to card protection insurance?
I have just been notified by Barclays Bank that my card protection policy will no longer cover "unauthorised use" prior to the card issuer being informed that it has been lost/stolen. I contacted Sentinel Gold who are competitors in this field and they told me they had heard that CPP (the insurers that Barclays use) have…
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RBS credit card PPI claim declined
I have recently received the response from RBS for my ppi claim. I had the creditcards for over 12 years, i have probably paid late a couple of times and in my younger days would sometimes only make the minimum payment!!! I never claimed on the PPI, when completing the claim form it asked if i was to be unemployed/sick how…
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American Express 5% cashback
I received my Amex platinum cashback card a couple of weeks ago. I've been putting as much of my petrol/supermarket spending on it to take advantage of the 5% initial cashback. However I've just logged into my account - and I appear to be getting about 3.65% cashback? Can anyone shed any light? Amex breaks it down like…
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Creation credit card problems! Help!
I completed a balance transfer of around £2500 a while ago and was happily paying of min payments for some time. In aug, I got a letter stating I had not paid (which I had) and they added £160.69 to my account. Called them up, they could not explain why, promised to return call within 3 days. No call. Rang again, same…
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That Old Chestnut
There doesn't seem to be an obvious forum for this issue, so here goes: There have been countless times on MSE that the question arises as to whether it is lawful to open mail that is correctly addressed to your house, but to a person with a name you do not know. It has always been my belief that there is nothing in law…
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How to avoid fees in america
Hi all, I am visiting america for a couple of months and my card charges me 1.75GBP + 3% each time I buy something in the USA and I think there is a fee to take money out too.....how can I avoid this? Thanks, Leon
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Credit card application in someone else's name
A letter from Sainsbury's bank turned up today and it's in someone else's name. I opened it because I didn't see the name, it was obscured by the envelope, or I would have done return to sender. It says thank you for applying for our credit card, but it's been unsuccessful. The address is mine (lived there for 10 years)…
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Sainsbury Nectar Points or Cashback card
I don't have any debt and have just been contacted by two credit card companies saying that they will be cancelling the cards because of lack of use. This leaves me with only my visa debit card. I want a card as a back-up, and as my major spends are shopping at Sainsburys, I thought one of those would be best. So is Nectar…
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Virgin Atlantic cc - bonus miles
Hi, Just wondering if anyone else is having problems getting bonus miles applied on the Virgin Atlantic CC? When I applied, the bonus was 9.000 miles but they have only credited 3,000 and keep insisting that is all I am entitled to. I have now written a formal complaint but wondered if others had the same issue. Many…
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Santander Topshop Store Card
Hi, can anyone tell me when Santander took over the Topshop store card from GE Money?????? Thanks
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Cap1 Aspire Card Payment
How long does it take for a FP (assume they do) to be applied on Capital One account? So if I send on Monday when will it credit?
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Balance transfer from next/Argos to nationwide....??
Hi everyone quick question. I'm just waiting for my new nationwide credit card to arrive with a 0 percent deal for 20 months. I was looking to transfer my outstanding next account and Argos card to the nationwide account, firstly can this be done. Nationwide said they would write cheques to these companies as it was…
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Section 75 Claims advice
Hi. I booked a holiday in UK costing £500 and paid using my credit card - the booking was directly with the holiday company, not through a third party. I booked based on photos, accommodation descriptions on their website but just before going i found some really poor reviews about the accommodation so i e-mailed the…
