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American Express Gold Card £125 Annual Charge
I got one of these about 7 months ago, and as a promo the first years fee (£125 pa) was waived. Now I quite like this card, as it lets me collect reward (hence avios) points, and allows me a little leeway until the end of the month BUT once this year is up, I don't think I like it enough to pay £125 pa for the priviledge…
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Can I Recover Cost of Unused Flights From Mastercard?
Recently I purchased 4 seats (on behalf of myself, my wife, and two friends) on Monarch Airline using my Mastercard. Before I was able to purchase travel insurance, my wife broke her ankle and had to undertake an operation. We were optimistic that she would be allowed to take the flight since it is now over two months…
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Tesco credit card charging interest for 'late' payment... which wasn't!
Hi All, I'll try and keep this brief: :mad::mad::mad: OH and I have a Tesco Credit Card which we've used for most day to day purchases for the past 10 years. We pay it off in full on time every month and have never paid interest. I noticed on checking our online statement today that we are being charged interest this…
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Overdraft balance transfer
Can anyone please tell me if I am able to transfer my overdraft balance onto a credit card? I'm desperate to clear it as my building society is reducing my overdraft every month and some of my direct debits are being refused as it's taking me over their set limit that month. I'm hoping someone out there can help me
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Chancel Repair Liability
Hi there, Has anyone heard about 'Chancel Repair Liability'. Apparently it is a medieval charge on homes built on certain Parish lands. The Parish church can charge you for repairs to the chancel of that church. It only applies to Church of England churches. Has anyone got any information on this archaic law that expects…
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Now with Third Party thanks to Virgin Credit Card!!!
After closing my Virgin Credit Card account over 3 yrs ago and just wanting to pay back what I owe, last year Virgin decided to increase my minimum fee from approx £85 up to £190. I had closed my account and did not want to get heavily in debt until now. I spoke to phone reps time and time again and they were not…
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Tesco 0% 16mth purchases for single purchase
Hello all, I'm Rob and I'm new to the forums. Your input would be appreciated here. Basically I've applied for the current Tesco cc deal - 0% on purchases for 16 months. I'm not interested in anything other than making one purchase of around £1200 pounds (within my limit by £50 or so) and wanted to know if I paid off £81 a…
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Experian credit report - wrong date of births
Hi all, I recently ordered my wife and I's statutory credit reports from Experian and Equifax, along with viewing the free CallCredit report via Noddle. All the information is correct on both the CallCredit and Equifax reports. Unfortunately my date of birth is being incorrectly reported in 12 (yep, twelve!) different…
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kalixa
hi has any one heard of this prepaid card before if u have can u give me a review
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Mastercards with LCD Screens
I wonder how long we will have to wait for these to hit the UK market. http://www.bbc.co.uk/news/technology-20250441 I do apologies if this has been covered already elsewhere.
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Barclaycard Credit card ?
I have a barclaycard initial which i am using from 2 years but question is if there is any other card from barclays i can apply ? Some says i can't have any second card but some says i can have it and might get approved, even said by the barclays online chat team. ! Please advice. Thanks
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I do not get this balance transfers - Can I do it as as student?
I am a student, just about to finish uni in the next few weeks. I have a Santander credit card, the most basic one you can get. I have £495 spent on there out of the £500, and I can't afford to make the minimum repayment this month of £50. However, from January I will be employed and this bad boy will be paid off. Is it…
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What's the best MasterCard for...
Cashback or/and Rewards? Today I've applied for an Amex but I'm sure it won't be accepted everywhere. Thank you, Simo
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credit rating and voters roll
Hi I recently applied for a balance transfer card and was surprised to be turned down, since I hold other cards and have not incurred any fines / late payments recently. Then I realised that this may be due to the fact I had moved house recently, and had failed to update my name on the voters roll. I have now updated my…
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Using credit builder credit cards to improve credit file?
Got Noddle improve to try & work on my credit file & see where I am at, and also see what the jump may be like(if any) when Bankruptcy falls off in next months report- it's sitting between poor and very poor at the moment. my credit score has went down the past 3 months from August it's went 572, 551, 548 & this morning…
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Refused by Santander
I've never had a problem getting credit cards but just got refused by Santander 123. I've no idea why as my credit should be fine and now I'm concerned that this will now affect my future credit rating. What is my best course of action? Should I appeal it, should I use something like experian to check the status of my…
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Balance Transfer Questions
I have two credit cards, one Virgin with just under £2,000 and one HSBC with £5,000 on. Each month I pay the minimum balance allowable,£50 on the Virgin and £120 on HSBC and then at the end of the month I'm still struggling to get by and usually end up putting more money on my cards if I'm short. I really need to balance…
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Anonymous Pre Paid Credit Card Help
Hi, The information given on money saving expert regarding pre-paid VISA/MASTER cards doesn't give much information about anonymity, which (no offense intended to this website, because the quality of information is fantastic, and its helped me countless times) seems to be a major oversight, because I can't for the life of…
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Store card opened by someone else using my address
I have just opened my post today without checking the names on the letters as I never do and have just seen this. It is a letter thanking someone, who I have never heard of, for opening a store card with a well known retailer. It goes onto say that they are assessing their credit score via Experian. I don't know what I…
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Barclaycard Collection - Help
Hi guys, I have recently moved to Cambodia as I was not able to find a job in the Uk. I am also in some serious debt with barclaycard and have contacted debt trust and they gave me some advice. So I sent the letters to Barclaycard Collections saying that I do not have an address in the UK and you can only contact me by…
