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Using Cards to Pay off an Overdraft
Hello About 2 and a half years ago I graduated university. My student account was at the halifax and for some reason they didn't revoke the student conditions on the account for until this month. I've got a small bit of my overdraft left to pay off but I can't open a graduate account because I graduated so long ago. The…
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requesting a limit increase for credit stoozing.. how far is risking it?
Hi all, I'm about 3-4 months into credit card stoozing and it's got to the stage where I can request a higher credit limit. My current limit is £3500, and I've always added about 10-20 extra on top of the minimum I have to pay each month. however in the last month I paid £200 instead of £100 in the hope it might increase…
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CC default
Hi, I have a cc default which is due to drop off in March. I have worked hard to be debt free and sort out my finances before applying for a mortgage, but the debt was not fully settled until December 2010. Am I right in thinking that the default will drop off in March, but details of how the account was run, including the…
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Which old credit card started 5224 00
Hi I am trying to find out which company provided my old mastercard in 1993, the six digit BIN is 5224 00, could this be a Goldfish card? Thanks in advance
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No transactions since end of October showing on Post Office Credit Card
I use my Post Office Credit card for EVERYTHING at the moment, as it is in a 0% introductory offer. I've just had my latest statement created (9th November), yet there are no transactions from this month (November) on there. Nor are there any November transactions showing on the account at all. Is anybody else with Post…
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Barclaycard 0% BTs
Hi All, I have recently taken out a Barclaycard Platinum credit card just for a B.T. My question is, can I add another BT up to my limit without paying out an interest charge or anything else(apart from the fee to carry out the transfer)? Thanks in advance for all your replies, Paul.
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Halifax blocking my card, time to get a back up
Halifax seem to be blocking my credit card more and more, I guess I should be grateful but its getting very inconvenient, it's all quite random big & small purchases, even my weekly food shop was suspicious. Want to get a back up card any recommendations? My cards are always paid off in full so apr doesn't matter, are all…
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20% added to restaurant bill?
Hi, I recently used a currency card in the USA to pay for a meal. I tipped in cash, yet the restaurant held a further 20% of the bill for three days. They've told me this is normal. I've not seen it with other restaurant charges on my online statement though. Don't the restaurant have to tell me this is going to happen? In…
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Orange Cash Card log-in page not working on IE but Firefox OK
Has anyone else had this problem? It's weird but I can log in to orange cash (the top-up card not the credit card) on Firefox but not IE9. The log-in page is at orange.co.uk then I click on the link for orange cash under 'Your Account'. When I click on the log-in button in IE9 nothing happens! I just thought what on earth…
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LLoyds CC
I applied and got accepted for a card on 25th October, received the pin and a text (about calling a number to confirm recepit of card) on the 1st November but still haven't got the card. Anyone have any experience how long it normally takes. I would call them, but when I'm on nights, I never like trying to sort out stuff…
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capital one secure - using for everyday spending
I am thinking of paying off my c1 card next month and then using it for everyday spends - food, etc then paying off each month. Will this help my credit file?
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Tesco 0% credit card
Hi, I don't need a credit card or never needed to use one and still don't need to use one, but took advantage of this because the 0% rate. So therefore getting charged interest on money lent is not my aim. It says make sure payment is made in time say about 2 to 3 days before it's due so it's paid in time or fees get…
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Balance transfer froma non-uk credit card
Hi folks I'm new to these forums. I was wondering if anyone knows if it's possible to transfer a balance from a non uk credit card to a uk credit card. The non uk credit card is from a EU country Visa Ryanair. Cheers Kate P.S. <:)
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Ryanair Cash Passport
I have received this email from Ryanair - below please also see my reply and let me know what you think! Dear Cardholder, Firstly we would like to thank you for purchasing a Ryanair Cash Passport card. We have seen thousands of our cardholders benefit from the offer of avoiding the admin fee charge on Ryanair.com since the…
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What to do with rarely used credit card?
Hello all, I hope I have found the right area for my question below: I have 2 credit cards: an MBNA (Amex) and a Halifax One credit card. The MBNA card gets the most frequent use for monthly spending and work related expenses as I get a decent cashback rate on this card. The card is payed off in full each month by Direct…
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Overdrafts and Credit Card Debts
Hi, I'm really confused, please help. I have a debt of approx £1500 in a Natwest current account (overdraft). I also have approx £1800 on a Barclaycard. I have seen that Tesco and Barclaycard are offering a 20+ 0% balance transfer at the moment. My question is, can I transfer/pay off the Natwest debt with my Barclaycard…
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Paid off credit card - now what?
Hi, So last year I took out a Tesco Credit card with their generous 0% APR period. So I paid that off no problems earlier this week. As luck would have it I have just moved house and could do with buying a number of items soon that I don;t have the cash for right now after spending so much during the move. Therefore…
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Identify theft
Not sure if this is the right place? Advice needed please. My husband had an account opened with two catalogue's on 1st November. All his details are correct however he NEVER opened them. He had a statement through yesterday giving his account number etc. It concerned him enough to ring the company today and find out about…
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How to get my money back?
Hi, I have a NatWest credit card and I used it to buy a piece of software. Software was delivered over the internet. Unfortunately, software doesn't do what it promised so I rang NatWest for help. They said the only option is to go to an independent computer retailer and ask for a confirmation that software doesn't do what…
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Amount of cc afects new cards
Hi After years of doing 0% balance transfers and getting accepted each time, We have been refused a card ,yikes Now could this be because we don't cancel the old card when the balance is re-transferred. We never hear of these old cards now, so assume we are off their systems Any help Thanks
