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Shall I tell Halifax credit card that I am going abroad?
Hi Following the advice about those specialist credit card for travelling money on this website, I have applied for a halifax clarity credit card as I am going to travel to gran cnanaria in three weeks. Now, I dont know whether it is best to tell them the dates I am going to be away so to avoid them to block the card for…
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S75 refund refused
Hi all this is my first post on this website, I recent purchased a bike online and when delivered I realised the frame size did not fit me. I advised the retailer within 2 days of receiving the bike that I would unfortunately have to return it. I returned the bike at my own cost to the retailer, but the retailer refused to…
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New Credit Card
Hi All, I'm fairly new to posting to this forum, although I do follow it relatively often as well as the main website. I am in a dilema and would like to hear from different member their opinion. I currently have two CC, one Barclaycard Goldfish which I always pay in full and have built up a good credit record with it. The…
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s75 claim refused - advice desperately needed
Hi, this is my first post and I am in desperate need of advice. I bought a hot tub from an english company using my credit card. After only 6 weeks flakes began appearing in the water which chemicals did not remove. Eventually the retailer sent an engineer who (after days of testing) cut out the pipework and completed a…
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Capital One Application
Hi everyone, I was wondering if someone could possibly help me? Earlier today I applied for a Capital One Classic Card. At the end of the application it asked me to electronically sign the agreement. Does this mean I have been approved or not? I have not received any emails which I think is a bit strange. Thanks
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Juggling Balances Between 0% Cards
I have 2 credit cards, one with my bank account and another with another issuer. I budget on the bank account card of no more than £100 a month and always pay off the full balance each month. The other currently has around £900 balance. I have available to me, 0% interest on balance transfers. Is there anything to stop me…
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Which cards to lose in order to obtain a good 0% Balance Transfer..
Post deleted due to lack of any replies
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Credit Card payment from Savings Account?
Can i set up my credit card direct debit payment to be taken from a savings account as long as I have an account number and sort code for the savings account? Apologies is this is a stupid question I just have always had it set up to clear from my current account and unsure if it can be done in this way??! :) :)
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Credit card insurance
Hi There. All quite new to this. I recently bought some air tickets (no travel insurance) with my Barclaycard. Sadly due to my partner being suddenly admitted to hospital we are no longer able to travel. The airline (BMIBABY) offer NO refunds, even though we were due to travel in 5 days time. I have never claimed for…
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Barclaycard used after being on 2012 website...
I registered for tickets, as did my partner, when they were first advertised on the proper Olympic website. We only managed to get Hockey (I bought those on my account) and Paralympics (he bought those on his account he set up). You have to set up an account on the site to be able to purchase tickets. In the last few days…
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Credit Card interest Rates
Why has Virgin which is run by MBNA just increased my interest rate by over 50% from 16.9% to 26.9%. when I ring them they tell me that there is no particular reason but it is in their terms and conditions that they can increase them when they choose. Extremely bizarre in this day and age of low interest rates. Has anybody…
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Do Capital One cards work differently to others?
Its my understanding that (and I may be wrong on this) with credit card purchases you usually get (up to) about 6 weeks interest free, i.e. until the payment due date of the bill after the purchase? A bit of background..., In May I did a BT of just voer £600 to my new CapOne card (0% for 6 months). I then paid off over…
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Will lowering my credit card limit affect my credit rating?
I currently have 2 credit cards, one Tesco card (doubles as my Clubcard) which I use for groceries and petrol, and one 0% on purchases card which I use for larger things like holidays/cars and cycle as needed. My Tesco card has a limit of £6,500, which is far more than I'm ever going to spend on groceries and petrol in a…
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Help with credit card choice
Hi, I'm looking to help my mum with her 5k credit card debt. She has this one an mbna and barcleycard. She's also going to sell her house soon wihch will free up some capital and pay it off in the next 3 months but at the moment shes paying about £70 in interest a month. What would you suggest the best card is to move…
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Egg / Barclays trasition
Hi I had a payment plan with Egg, it got transferred to Barclays when the change over happened. I've had a letter from my bank today saying my SO to barclays has been cancelled as the account has closed down. So now I'm wondering who do I contact at barclays to find out about this? I never had any correspondance from them…
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To transfer or not?
Right all, we have got into a right mess moneywise and were are desperatly trying to sort it. Bit of background, we have a loan for about £15000, a virgin credit card, interest free at about £6000 and a barclay card now at £5800. The barclay card was almost clear until a few months ago. Our car broke down, we have a…
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Barclay Card/Egg take over
Hi Guys, not sure if I am posting this in right place, sure someone will keep me right. I need some advice. I had a credit card with Egg, was on a repayment plan, from no where Barclay card send me statements, I call and say I do not have Barclay card am told they have taken over Egg and now own my debt. I tell them until…
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Aqua Rewards credit card
I applied for the Aqua Rewards credit card with the intention of using it only for my overseas trip, in Africa, in December. Using only the card for all transactions over the duration of the trip and paying the amount in full upon my return from my accrued savings. However, I have only been rewarded £250 worth of credit -…
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Notice of disassociation but still happily married?
Hi, Does anyone know if it is possible to apply for a notice of disassociation if you've separated your finances, but are still married? To date, my credit rating has been fine, but my husband's is not great, due to a couple of defaults that are now four years old (all cleared up and o/s balances paid). I added him to my…
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How long is the application process?
I applied for a credit card with Capital One last week. I called Capital One today to ask for an update and he was unable to help me; instead, he said, I should wait a further 7-10 working days, as although my initial application was successful, it's now being routed through some secondary process for a final decision. I…
