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Transfers from expired credit card?
Can I transfer balances from an expired credit card? I have just been accpeted by Barclays on a 0% deal and MBNA won't issue me with a new credit card.
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Something odd...
If I look at my accounts online with HSBC it shows I have a £1000 limit credit card, currently £10 in credit as I accidentally paid some money into it a while back, so £1010 available all together. This credit card also shows up on my latest credit report. I've not used this card in a very long time, and as I've got to…
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Best to close Account?
Hi I have a couple of credit cards with decent limits on them but was used to stooze and now no longer required. Is it best to cancel the card? or reduce the credit limit and leave them? Cheers
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Lloyds TSB internal card change
Hi, I am a LLoyds TSB customer and have a "Platinum MasterCard" credit card with them with good limit, always repaying in full (DD). I wanted to change this card to Lloyds Duo Avios Credit Card, applied and got rejected! I have been Llloyds TSB customer since my coming to UK almost 2 years ago(EU Citizen), no bad credit…
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Help!
Can anybody help me please? I'm travelling abroad later in the year and I'm still waiting for my credit card to arrive. I've seen some really cheap flight deals and my friend says I can use her card so I'm protected incase anything goes wrong. But if something does go wrong, will it cause problems trying to claim back any…
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Advice Re: Possible application to Captial One
Dear all, Just after a spot of advice really - following a very tight month moneywise I am about £100 short for a payment I need to make by the weekend. I am considering applying for a credit card to cover this cost and paying it off when I get paid at the end of the month. I have a loan for £15,000 but have made payments…
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any thoughts?
Hi everyone, I posted a couple of weeks ago and am looking to pick your brains again. i have been on a payment plan for a nationwide credit card, current balance of £8700. payment plan of £45 per month through their in house debt collection agency KPR. several times in the past they have offered me partial settlement of…
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G/F is in a little trouble
Very annoyed with my mrs after we both agreed to save for a house deposit and clear our debts I've foudn out she's been using her cards for purchases. She's racked up about £1500 split between a Capital One Classic and Aqua card in the past few weeks :mad: I'm so annoyed so me paying isn't an option but we've just done a…
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Barclaycard loophole questions
Hi this is my first post so be gentle. My wife has a Barclaycard with £6000 on it (joint debt) and I have room on an HSBC CC and a virgin card to put the balance in the short term (these do not have any promo rates at the moment: HSBC hasn't for a long time and virgin has recently stopped giving me 6months interst free…
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Applying for TESCO Clubcard Credit Card after 12 month
As the title goes, i closed my Tesco cc last august and i am looking to apply again to benefit from the 16 month 0% purchase. Have looked at my Experian file to confirm date account was updated as settled. My question is what are my chances of getting a card from Tesco if I apply a day after my account was closed 12 months…
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Vanquis credit card
Hello my vanquis credit card is on its way and I don't know what my limit is yet... I know if you pay on time every month your credit limit can go up (i think it said every 4 months) just wondering anyone who has got 1 is it definitely every 4 months or has it been sooner for people, say if you pay off the full amount,…
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A credit card for bad rating?
Sorry, editing this to protect my privacy.
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Is vanquish card got a poor customer service
Hi there I applyed for vanquish credit card 4 monthes ago.a week after they sent my card ,but the detailes on it were wrong,i thougt they aware of it ,i start using it,till got problem with it ,i phone them ,and said can you send me a new card with correct details on it, they lock the card and asked for some proff (like…
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Boyfriends balance transfer to my NW loan
Hi everyone, So i'm in a bit of a muddle. I did the whole balance transfer mess years ago and in the end got a Nationwide loan to consolidate 3 yrs ago. I've safely been paying this off at 7.2 % at £113 a month. My loan has gone from £7000 down to £2450. I tried to get a Nationwide 0% credit card to pay off this last…
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Credit Query
Hi. I was wanting some advice regarding a credit rating/report enquiry that i had. My wife has recently been granted an indefinite leave to remain in the UK. She has lived in the uk for almost 3 years now. Upto now I've only got her a savings account through out this time. I want to boost her credit rating and credit…
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Trying to stop a fraudulent Visa transaction
A couple of days ago I ordered some items (a well-known luxury brand) from a website using my Visa card. I told a friend who said they sound like fakes (the saving was too good to be true) so I contacted the head office of the company - they confirmed that the website is a fake, the goods are all counterfeit, and they are…
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Barclaycard Initial Visa card
Hi guy I have a quick question. I recently purchased two items that which I got a refund on back into my visa account. Now the thing I don't understand for budgeting purposes is would these two refunds be applied at the time my visa bill is generated or would I have to pay for the refunds at the end of my month and then…
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Application for Barclaycard 22 month rejected and not sure why?
Hello I have just applied for the above card as my tesco credit card will soon end its 0% period and would like to transfer the remaining (£1800) onto a new card. I am in the same situation as when I applied for the tesco credit card, a small overdraft from my uni days which is gradually being paid off, I have been in my…
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Cashback on Student Loan repayment
question for a friend... its probably a no, but do you get cashback on student loan repayments from a capital one cashback credit card? Two months ago i cancelled, but wanted to apply for a new one so i can get 5% cashback on the 5k i want to pay back. Has anyone else done this? Will it work? Thanks
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Fraud
Twice in the last 3 months my cards have been scammed,i update my security daily and don't use any social network sites,i change my passwords regularly and don't use my cards in shops so somewhere on my laptop there has to be a leak.I use MBAM to check for Malware and scan regular so i don't know how they are doing it,can…
