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Application for Barclaycard 22 month rejected and not sure why?
Spudgun84
Posts: 4 Newbie
in Credit cards
Hello
I have just applied for the above card as my tesco credit card will soon end its 0% period and would like to transfer the remaining (£1800) onto a new card.
I am in the same situation as when I applied for the tesco credit card, a small overdraft from my uni days which is gradually being paid off, I have been in my job now for longer and on a slightly higher wage (23295), I missed one payment around 4 years ago but this did not seem to affect my previous applications.
I have recently moved to a new property and wondered if this has affected it as my address may appear differently on the electoral roll as have not had chance to change this yet.
I have signed up to experian to have a look at my report.
I am getting worried as my 0% period ends on 31st aug and dont want to keep applying for cards as I know this is not good for my credit rating.
What should I do?
Any advice welcomed
Thanks
I have just applied for the above card as my tesco credit card will soon end its 0% period and would like to transfer the remaining (£1800) onto a new card.
I am in the same situation as when I applied for the tesco credit card, a small overdraft from my uni days which is gradually being paid off, I have been in my job now for longer and on a slightly higher wage (23295), I missed one payment around 4 years ago but this did not seem to affect my previous applications.
I have recently moved to a new property and wondered if this has affected it as my address may appear differently on the electoral roll as have not had chance to change this yet.
I have signed up to experian to have a look at my report.
I am getting worried as my 0% period ends on 31st aug and dont want to keep applying for cards as I know this is not good for my credit rating.
What should I do?
Any advice welcomed
Thanks
0
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