-
Barclaycard Protection Policy - HELP!
Hi I'm embarking on clearing significant debts and as part of this I am seeking to reclaim anything I can. I have a Barclaycard. I have found a letter whilst trying to sort things out dated this February, which asks me if I want to renew protection I wasn't aware I had. To put it in context, I lost my grandfather in…
-
Aqua Cashback Credit Card
Official MoneySavingExpert.com insert For full info on how to find the best cashback credit cards, see the main website's [FONT="]Cashback Credit Card [/FONT][FONT="][FONT="][/FONT]guide.[/FONT] Back to the original post... Has anyone been able to order one of these on-line yet? I have tried around 4-5 times…
-
Credit Card - New address
Hello – I am have recently moved house as of July 7th. I am thinking about applying for a credit card. However I have filled in form to be put on electrol roll but they say I will not be added until October 16th!!! Will I get rejected if I am not on it? Is there any other option ? Also new house I have moved to has a lot…
-
closing credit card accounts....
Is it better for your credit rating to close any credit cards you have but dont use?? Have recently trf 2 x small balance to 0% card and wondering if best to close other 2 cards....dont intend to use them again, and will be lookig to get new 0% card when this offer expires....
-
missing info on credit file/limited credit history
Hope this is the right place for this. I don’t have much in the way of credit, just a Barclaycard credit card which I pay off in full every month. I recently checked my credit files (Experian and Equifax) and the Barclaycard is not listed, so it appears I have no credit history (the only thing showing is an old mobile…
-
Capital One... what should I do?
OK... the first half of the decade, I had a number of financial issues, which are pretty much behind me, but left me with a pretty chequeured financial history. I decided about 5 years ago to try to repair my credit and got myself a Capital One card, initially I had a £200 limit, but that was upped to £800 just over a year…
-
I don't understand my credit rating!
Guys, pelase help me. I am completely shocked. My husband and I have got a mortgage, he has 3 credit cards with decent limit. Using them often, never defaulted or missed a payment. I just received a credit card from Barclays with good limits. Both have Orange contract mobiles. So, today we wanted to change to O2 (to take a…
-
What does 0% on purchases include???
Am looking for short term loan via credit card which allows for long term 0% on purchases. If purpose of use is to make online payments is this classed within purchases ie not deemed cash advance? Also when i am ready to pay it back, take it can pay full amount back and if so will this boost credit rating by doing this?
-
Capital One Secured CC
Anyone else have one of these? http://www.capitalone.co.uk/creditcards/secured-credit-card.jsf
-
Transfer money from credit card to bank account
Hi, I want to transfer a large sum of money (£1,500 ish) from my credit card to my wifes bank account. (both in the UK and in sterling) I've tried western union and had some success although most of the time I just get errors and it blocks most attempts to transfer any large amount of money - I wont bother with the…
-
Credit Card
Im going to Florida in September, i was intending to use my RBS credit card, is this a good idea, or which card would be better used in Florida.
-
Santander 123 Credit Card
Recently been approved for Santander 123 Credit Card, does anyone know how long it takes for the card to appear on online banking? Many Thanks Steven
-
Balance transfer with less than perfect history...
hi guys. I have several thousand on a credit card, my apr is 21% and i am looking to transfer this to a cheaper card. My credit rating is less than perfect, mainly as I have moved house thrice in the past 3 years and have missed a couple of payments. Which is the best card to apply for (i am aware my credit rating will be…
-
Do CC companies have a responsibility to not let you go over your limit
Does anyone know if Credit Card companies have a responsibility to not let you go over your limit by a certain amount? Thanks.
-
Barlcaycard Fraud - new variation? Contactless card Beware.
I always check my credit card account on line every day, as I like to see what has cleared and to make sure payments have hit my account OK. 2 days ago all was showing as it should be, but when I logged in last night/early hours of today, a different credit card number was showing on my on line page! There was also 3…
-
credit file showing 1 late payment 'up to one month late'
last year i did a BT to halifax, set up direct debit on receiving card, direct debit for first payment was not collected, i received letter from halifax regarding missed payment, i phoned them up explained i had set up DD had my £12 fee returned and thought no more about it. Then i saw a similar thread on here so i checked…
-
Credit Card Purchase Questions
Hi All Am looking for short term loan via credit card which allows for long term 0% on purchases. If purpose of use is to make online payments is this classed within purchases ie not deemed cash advance? Also when i am ready to pay it back, take it can pay full amount back and if so will this boost credit rating by doing…
-
Credit Reports questions
Hi, I`ve read a lot that a credit file can only be viewed for the previous 6 years. On looking at my own credit report I see accounts that ended in 2006 but still display monthly records from 2003-2006. Can lenders see this same older (6 thru 9 years) data ? thanks !
-
Stupidly paid late on balance transfer cc.
Hi All I stupidly paid a my July payment late on my Virgin CC I had a 0% balance transfer. As I have paid late I have now lost the 0% and now have to pay the normal rate. Totally my fault. What I would like to know is how long do you think I should wait before applying for another card with a 0% balance transfer. Thanks…
-
Just Balance Transferred; Do I Still Need To Pay The Old Minimum Payment?
I did the balance transfer, my Halifax account now reals NIL but claims there is a minimum payment of £43 still? Is this just to settle the interest accrued before the transfer was complete or is there a mistake on their part?
