What does 0% on purchases include???

Jay_C

Am looking for short term loan via credit card which allows for long term 0% on purchases. If purpose of use is to make online payments is this classed within purchases ie not deemed cash advance?

Also when i am ready to pay it back, take it can pay full amount back and if so will this boost credit rating by doing this?

CLAPTON

depends what you mean by online payments.

Jay_C

CLAPTON wrote: »

depends what you mean by online payments.

Online payments as in being used to purchase some marketing products, would i need to check this?

InsideInsurance

Products? or do you mean something like adding money to your AdSense account?

In most cases these types of things would be count as a purchase because you are buying a service, it is things like foreign currency and gambling that is most likely to be classified as cash rather than product/service

Ultimately, you could check with the card issuer and just note date/time/operator that you speak to and raise a complaint after if they gave you wrong advice

Jay_C

InsideInsurance wrote: »

Products? or do you mean something like adding money to your AdSense account?

In most cases these types of things would be count as a purchase because you are buying a service, it is things like foreign currency and gambling that is most likely to be classified as cash rather than product/service

Ultimately, you could check with the card issuer and just note date/time/operator that you speak to and raise a complaint after if they gave you wrong advice

Hi, yes pretty much it would be for advertising space purchasing impressions etc, like you said probably best to double check with card issuer (Amex) to see what they say