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Credit Card Purchase Questions
Jay_C
Posts: 169 Forumite
in Credit cards
Hi All
Am looking for short term loan via credit card which allows for long term 0% on purchases. If purpose of use is to make online payments is this classed within purchases ie not deemed cash advance? Also when i am ready to pay it back, take it can pay full amount back and if so will this boost credit rating by doing this?
Sorry if simple question just this is first time getting a credit card in over 8 years so just want to make sure as am looking at the 16 month Amex (if i can get it)
Am looking for short term loan via credit card which allows for long term 0% on purchases. If purpose of use is to make online payments is this classed within purchases ie not deemed cash advance? Also when i am ready to pay it back, take it can pay full amount back and if so will this boost credit rating by doing this?
Sorry if simple question just this is first time getting a credit card in over 8 years so just want to make sure as am looking at the 16 month Amex (if i can get it)
0
Comments
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Hi All
Am looking for short term loan via credit card which allows for long term 0% on purchases. If purpose of use is to make online payments is this classed within purchases ie not deemed cash advance? Also when i am ready to pay it back, take it can pay full amount back and if so will this boost credit rating by doing this?
Sorry if simple question just this is first time getting a credit card in over 8 years so just want to make sure as am looking at the 16 month Amex (if i can get it)
You won't get a 0% card if your last credit card history was 8 years ago.0 -
BugsyBrowne wrote: »You won't get a 0% card if your last credit card history was 8 years ago.
ok so no 0% on purchases is a no go, is it even worth applying for? on noddle it says 8/10 likelihood
any ideas what to do?0
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