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earning 23k and asda wont give me a credit card!
the other half wants to get a asda credit card to buy the food and petrol with as there new promotion is 1% cash back. shes 23, a masters graduate earning 23k and living at my address (me earning 30k). shes checked her expedia file and the only thing she has on it is a mobile fone contract since 2007. and her student loan…
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American Express card used fraudulently - questions
Hi all, I have just found out that one of my credit cards has been used fraudulently for online transactions. It's a card I hardly ever use and Amex have assured that the magnetic strip hasn't been cloned. They claim that hackers have ways of using algorithms to guess credit card numbers and security codes. Given that…
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High Credit Card Interest
Due to setting up of new business and not taking decent wage used credit cards to top up salary until got established. Had a number of credit cards and happily moving between them to benefit from 0% rates albeit paying a fee, and then just recently, although had two cards with no balance on and decent credit limits but…
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Barclaycard need more information
My 0% apr on my capitalone card is expiring next month, I have been rejected for 1 0% card so applied for a barclaycard low rate card @ 7.9%. When I applied the egg timer took a few minutes to come back with a decision and I got a message saying ' we need to get more information first, we'll let you know within a few days'…
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Vanquis Customer Satisfaction Survey 2012?
Is anyone else filling out the survey form and returning it? Personally, I would prefer an anonymous survey rather than one in which I'm identified by my name and card number. There are a few leading questions such as "Q9 - E. How concerned are you about meeting your financial commitments for the next 6 months ..." But hey…
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nationwide select BT
Got accepted in principle for the select CC on Friday, direct debit is showing on my flex account today (Wed) which I take to mean that it's accepted properly. This is my first 0% card so apologies if I sound stupid. 1. When can I expect the CC account to appear on my online banking? 2. Can I do a balance transfer online…
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Business Credit Card - who's using it?
I work for a company which has a few members of staff with a business credit card. I was issued with one for my previous position within the company but my position changed 8 months ago and I do not need the card for my new job, however my card is still being used by other staff in the department that I used to be in,…
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YourPoints World MasterCard
Anyone else been knocked back on application ? Even with excellent credit record no debts homeowner etc etc. 18 month zero %. thought it was to good. Probably because I did not wish to transfer any balance from existing card not easy to do if you have no debts.
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Balance transfer or 0% purchase
Hi, looking for some help!i have a Barclaycard Platinum already and i just bought something for £400. My banc have said that it is not 0% on purchase and so if i don't pay off in full i will get charged. Should i get a new credit card with 0% purchase to pay off the barlcaycard?if this is a balance transfer issue then it…
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Next Directory fraudulent account: get my MP/FSA involved?
I hope I am putting this thread in the right place. A few weeks ago, I was contacted by a debt collection agency that told me there was an account set up early this year in default with Next Directory in my name and an address I left seven years ago. It is obviously a case of identity fraud, though how a fraudster has got…
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Can unemployed apply for 0% cc ?
I have some cc debt £2400 and £400 on 2 cards. Both are charged interest. My partner lost his job and my self employed work has almost dried up. Is it possible to apply for a new card with 0% interest while receiving benefits? I didn't think it was which is why we haven't looked into it before. But we are paying a lot in…
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get a debenhams credit card and have a free £20 debenhams voucher
http://finance.debenhams.com/cards/credit-card/benefits/ The Debenhams Credit Card is a convenient way to pay for all your purchases - both at Debenhams and at 24 million places worldwide^. What’s more, you’ll collect Reward Points every time you use it! * Receive an exclusive £20 Debenhams voucher** which will arrive with…
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Defamation of Character?
I'm currently attempting to get a mortgage and claim back PPI on previous credit agreements. I ordered a £2 credit report from Equifax to have a look at my credit rating and it showed irregular late payments to an MBNA credit card that I have. I called MBNA who advised me that the Direct Debit system did not call for a…
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Interest Free purchases on a credit card?
Morning gang, I am in the final stages of purchasing a house and I am starting to look at furniture to put inside. Having just put down a huge deposit, I want to try and space out monthly payments on furniture if I can. (This is not ideal but for now exploring possibilities). I came across an article on the MSE website…
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Can I dispute a refund to avoid charges?
Hi there, Looking for some advice. Recently hired a car in Austria. As usual, I gave a credit card where they were supposed to authorise/put a hold on a certain amount. Instead, the staff member was new, and actually CHARGED me for 700e. They admitted this was a mistake I was annoyed, but they said they'd refund it when…
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Reservations on credit card
Hi - On monday I ordered some goods (spa chemicals but that's irrelevant), they didn't have the item I ordered in stock, so cancelled my order. On Tuesday I got my card refused (Aqua but I'm not sure that's relevant either). My available credit was £72 lower than I expected and my card was maxed out - this is exactly the…
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Can I balance transfer partner's card to mine?
Planning on shuffling our finances. I have an RBS credit card with no balance on it - could I transfer the balance from OH's credit card onto it? Or can you only transfer a balance if both cards are held by the same person?
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Faster payment to sainsburys card
When the helpline opens later i will ring and ask but can anyone confirm when a payment sent by FP will be credited to a Sainsburys Credit card account? Same day or later? Sainsburys CC is run by BoS i believe. Would it make any difference if it came from another BoS (ie Halifax) account?
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Aside from a Marriott Visa card, what is the best way to accumulate Marriott points ?
I have a Marriott Visa card but I am looking at whether I can add more points by using another card, potentially an airline card, which can convert points into Marriott points. I don't need borrowing so APR rates are not important.
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Credit Card with benefits and a £0 balance
Hi, I am looking to get a Credit Card simply for the back-up on holiday, and no actual intention of using (other than for a Fridge, washing Machine when the time comes, but intend paying off in full). Basically, a Credit Card that has no annual fee, will never accrue any interest payments (as will always be paid off in…
