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Bank account not showing on credit file
Hi folks, Applying for a credit card to help build a history before applying for a mortage in a year or two. Pulled experian credit report, and noticed that my partners current account with overdraft (held for a few years) is not listed. Thus it looks like the only credit history he has is mobile phone contract and virgin…
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PPI - EGG (Barclaycard)
Hi All, Has anyone received a letter from Barclaycard (EGG) saying basically they will not pay back the PPI Premiums becuase the EGG site was very clear. Not to me! Did the Financial Ombudsman Service help you? Should I go to them. The letter I got today is a disgrace! Welcome any views. Many thanks.
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Credit card advice needed
Hi hoping someone can help, I have £4000 debt on my barclaycard visa credit card and have been trying to get it on a o%. I have 2 x credit cards (1 x visa (£6000limit and 1 x mastercard £6000 limit) with barclaycard and 1 x Halifax but the limit is only £1550. I have transfered £1400 from barclaycard visa to the Halifax…
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Company Credit Cards - Expenses
I have a company credit card in my name. I am responsible for paying off the credit card once I have receive the money from my company. However the company can be very slow in paying me which can delay my payment of the credit card, incurring late payment charges. I'm slightly worried that this will affect my credit…
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Credit Card Refund?
Hello everyone. I have a question that I wish to be answered. Scenario For example: I have a credit card with a £500 limit. 1) I make a purchase of £450, leaving an remaining amount of £50 left available on my credit card. 2) The company that I made the purchase from refunds the payment back to my credit card. My credit…
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Orange cash pre paid credit card fiasco
Orange cash card fiasco BEWARE We recently acquired an Orange cash card for my 84 year old mother who is struggling a lot at present,she has assigned her money over to trustees but we thought that by sticking a few quid on this it would give her some degree of financial independence,Orange is a good reliable,dependable…
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Activating a Capital One card
Can it only be done by phone?! The way things are at work, and the hours I'm putting in, I won't get a chance to do it until Tuesday, if not later, and I'd rather get it out of the way while I remember.
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Bank of Scotland Credit Card £50 Cashback and poss. Halifax as well
Bank of Scotland have recently launched a new credit card offer. If you open a classic or platinum credit card IN BRANCH between 9 July and 3 Aug and then spend £1000 on it by 31 Oct 12, they will credit your account with £50 by 30 Nov 12 - perfect timing for all the Christmas spending. No Halifax branches near me to check…
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debit card payment
on the back of the statment, it said 'you might be charged for this service' which bank would actually charge you for paying off the credit card bill from your debit card?
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Reducing credit card debt ?
I have almost a 6 figure sum outstanding on credit cards and have been this way for 5 years. I have a debt management program with the CCCS who have been a God send in dealing with my creditors and do not charge. I am paying almost the minimum payment and the interest is frozen. Some time ago I was contacted by a company…
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Company gone into liquidation
Hi I have a dinersclub card and borught flight tickets in January for a flight in march. THe airline stopped flying in february due to financial difficulties and went into liquidation on 26th June without restarting flighing or processing refunds. Diners card are saying this is not their problem and will only refund me…
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Credit Report Defaults
Hi everyone, Looking for a bit of adivce. I've just had a look at my credit report and it shows that i've been defaulting on a credit card every month since January 2011! Which has obviously had a pretty awful effect on my credit score. The thing is, I have actually been paying, I'm set up on direct debit to pay the…
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Western Union Credit card transfer and Barclaycard.
Hello, Just a quick one. I have just tried to transfer money to my current account via Western Union from my Credit card in order to pay off some bills I'm not eligible to do this through a balance transfer as I 'don't qualify for any offers at this time'....annoying... The transaction was declined and I was prompted to…
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Barclaycard (Upgrades & pre-applications)
Just thought I'd make a quick thread on my experience with Barclaycard for reference for anyone like me, who's a bit of a ‘behind the scenes and search’ kind of guy (or girl). So.. I initially started off with a Barclaycard Initial trying to build up my credit history with a three year old default against me. Over time my…
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Making a purchase on balance transfer card?
Hello, just seeking a bit of advice. I have a credit card from Creation that currently has 12 months 0% interest on balance transfers. I did a balance transfer few months ago and I am slowly clearing it. My question is if I made a purchase using Flybe credit card and then made a payment, will it be applied against the…
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best credit card to pay off buy now pay later?
Can you pay off a buy now pay later account with a new purchase card or would you need a balance transfer card? Any help welcome!!
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paying credit card from bank account
Hi there, A member of my family would like to give me some money £100, I was thinking that instead of paying it to me through their bank account to mine, would they be able to pay it directly from their bank account to my credit card and would the credit card company say anything? Its just so I dont have any temptation to…
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E-vanquis??
Anyone else having trouble logging into vanquis site? Trying to check my balance but when I try and ope the site I keep getting HTTP Error 503. The service is unavailable.
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Sygma\Creation Card
I have noticed on the creation website that the only creation card on offer under balance transfer (creation branded) is the green one which offers just 6 months on BT. The only other creation card on offer is the silver one which is a cashback card. I have since noticed the following links when I type "creation card APR"…
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Paying off capital one credit card?
Hello, can someone help my i paid off some of my capital one credit card yesterday but when i log into my capital one account my balance still hasn't changed I'm sure if changed instantly last time i paid off some which wasn't by direct debit. How long does it usually take to change for you guys? Thanks
