Making a purchase on balance transfer card?

James129

Hello, just seeking a bit of advice.

I have a credit card from Creation that currently has 12 months 0% interest on balance transfers. I did a balance transfer few months ago and I am slowly clearing it.

My question is if I made a purchase using Flybe credit card and then made a payment, will it be applied against the purchase? Or I'll start inuring interest until all the balance is paid off?

Thanks

[Deleted User]

It will be applied against the purchase, as it is on a higher rate. But you will also be charged interest on it even if you pay the full purchase amount, as you will not have cleared the full balance.

But once the purchase is paid off, you will be back to having a balance at 0%, so no interest.