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0% balance transfer card- help!!!
Just got a 0% balance transfer card from Santander - the intention was to clear a next account balance of £1800 - but the next card is in my wife's name - Santander wont let me transfer the balance - did not realise that i could not do this just cos the next is not in my name 0 we are married and live at the same address?…
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Old Credit Card
Hi Guys, This is my first post, so first let me introduce myself, my names Oliver,a 26 year old guy from London, work in advertising..and pretty cautious when it comes to my finances/credit cards. I have been using a Barclaycard classic for about 4/5 years, Barclaycard refused to upgrade me as i was a "current customer" to…
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Looking for a rewards CC, just under the income threshold?
Hi all, I've been in a job for nearly 4 months now which pays £18k a year. This is my first "real" job since leaving Uni last year, however since Oct 2009 until the start of March I was self employed where I attempted to get my own IT Business off the ground. It didn't work out and I was getting itchy feet so when my…
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mikeyf
i,ve had an mbna credit card for approx 30yrs and had a limit of about £9,000 on it in sept 2001 i had a serious accident in work and have not been able to work since, over the years i have tried debt management comp but found them to be taking more than they were paying off my debt so i went on my own and made…
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Can they do that?????
Hi Guys, I have a credit card with Lloyds and it was on the red on £4000. After having success on a credit card PPI claim (with the incredible help of this website),I put the money towards that debit (£3000). Checking my account online today I just realised that they reduced my limit from £4400 to £1300. I had made a…
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Help with changing bad debt to my name....
Major mess and I am so annoyed with myself. My husband and I are both decent earner with excellent credit score (did have) until recently! I stupidly brought a few items on Next website. I presumed they were paid for, I didnt realise it created an account. Long boring story short. The account name is randomly in my…
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Improving credit/Capital One
Hi there, My credit rating is poor due to a (since cleared) default in Feb 2007. Until that drops off next year, is there anything I can do to try and make my score better? I currently have a Capital One card with approx £2k limit, currently not owing anything. I have always paid more than the minimum payment each month,…
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when will i get my new credit card
i have been approved for a natiowide crdt card after an online application and then appeal process. do you know how long it takes for the card to be delivered to me as i could really do with it just now
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Using a 0% card for a big purchase.
Hi, This is probably a naive question, but I don't know the answer and I'm sure folks on here do, so here goes. I'm looking to make big purchase which although I could pay for outright, I'd rather spread the cost on. I've seen on here that there's a 0% Credit Card for 18 months. All of the credit cards I've had in the past…
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Bit of advice please
Hello, I am here looking for a bit of advice on my banking/credit position. I have held a Natwest account for a few years, and the account was always in good stead (then again I was a teenager so there was little chance for it to go awry) but my wages were always paid into there, and regular purchases made online. I was…
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NatWest app for iphones
My current account with NatWest can be managed on my iphone using their current account app. Today I was told my debit card, used for payments, was invalid. I had to delete the app and then reinstall it with new debit card details - a new card issued a week or so ago by, wait for it, NatWest. After reinstalling, the…
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First Credit Card?
Hi. I'm 21 and at uni at the moment, 2 years left to go. I've currently got a student account (which has an overdraft of 1500, but I've never used the overdraft, always been in credit) and quite a lot of savings from my gap year(s). I recently got declined for a phone contract because apparently I basically have no credit…
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Closing Capital One
I have a Capital One Classic card with a £500 balance. I'm going to it off in full tomorrow and clear the interest on my next statement. I then plan on closing it since I am getting rid of my high interest cards. I was thinking I may be able to close this and in turn get a limit increase on my Capital One Progress. Are…
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barclaycard - Suspended Account
Hello Folks, A little late in the day we have written to our Credit Cards and asked for a copy of our t&c's and our agreement. In the response from barclaycard, they have taken the action to suspend our account. We have been in an arrangement with them for about 6 months, just paying £100 interest free. The letter goes ...…
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Surprising advice from Barclaycard
Last night I phoned up to make a balance transfer as I was told that I had more than one offer on my account, but only 1 would show up online and it was not the one I wanted. Once the transfer was completed and they asked if they could help with anything else I thought I would chance my luck and ask if there are any offers…
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Aqua - New Range of Cards & New Website
Just been to log into my Aqua Card and discovered a new website and new range of cards being issued. Classic, Reward and Advance........... The Advance card is similar to Cap One Progress card, reduces your APR by 5% per year for 3 years. What it doesn't tell you is if you can mover from one to another, or hold more than…
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brand new to credit!! need help!!
im 33, mum of 2, works part time, wanting to obtain a credit card as i know i can afford the monthly payments. id rather not but in times of need (broken old car:() i feel now an never had credit of any sort that there must a credit card out there for me:T.. i only wish to have around £3000/£5000 ish an spread over approx…
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Accidental Triple Payment
Going through my Barclaycard statements, I can see I've made 3 payments to my work, in the same day. The only time I ever pay for anything by card there, is when I get lunch - which I certainly never did 3 times in 1 day. So should I be querying this with BC or should I say something about it to work?
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Am I liable for my Dad's credit card bill?
My Dad passed away earlier this year. He owed £6k on a credit card. I have contacted the company who tell me the full amount needs to be paid off from his estate - which is going to probate. Do I have to give them the whole amount back?
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Nationwide or Tesco credit card
Does anyone know which of these 2 is best for purchases abroad. Going to mainland Spain in August and do not want to change current account to get the Natonwide Select card or Halifax clarity card which are supposed to be the best.
