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0% balance transfer card- help!!!

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Just got a 0% balance transfer card from Santander - the intention was to clear a next account balance of £1800 - but the next card is in my wife's name - Santander wont let me transfer the balance - did not realise that i could not do this just cos the next is not in my name 0 we are married and live at the same address?
I have 0% for purchases for 3 months do i just pay the next off ?? After 3 months i pay 17.9% still cheaper than the 29.9% with next ..??? Advice pleeeeeeze :(

Comments

  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Santander are one of the few ones that limit BT offers to the main cardholder only.
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • *Scarlett
    *Scarlett Posts: 1,760 Forumite
    Do you have another card that would accept a balance transfer from the Next card?

    You could then transfer that to Santander. Bear in mind that you will normally have fees for these transactions.

    Depending on how long the 0% balance transfer offer is, it might still be worthwhile.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    just say its yours, they cant check anyway
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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