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Business Credit Cards & Personal Credit Cards
Hi All, Just wondered whether anyone can clarify - I've just applied for a business bank account with cards etc all has been approved. I have a personal credit card which I now wish to transfer the balance - will me just having applied for a company one affect me applying for a personal credit card? I'm checking because my…
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MBNA American Express Balance transfers
Hi everyone, I am trying to transfer a balance on MBNA American Express card to Halifax Clarity Credit Card. Halifax have tried to transfer the money but the MBNA card comes up as unknown! I hae spoken to MBNA and they say they do not have a problem, Halifax noted that the MBNA card only has 15 digits whereas credit cards…
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Need a USA compatible card?
Hi all, I need to sign up to a site in USA which has a monthly reoccurring charge. The site specifies a credit card but I only have a UK debit card so I get declined. My question is, are UK credit cards the same as USA ones? i.e if I were to get a credit card is it likely to be USA compatible (if that makes sense)? Any…
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Moorcroft Settlement Anyone?
Hi I just wondered if anyone here has managed to get a good reduction and settled an account with Moorcroft. I owed about £3000 and paid £65 a month until I was made redundant. I cancelled this immediately and when they got in touch I renegotiated my monthly payment to £27 a month. The balance is now £1,258 and today I…
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Should I move loan to credit card?
I have an existing HSBC loan which has approx £7k left on it, due to finish in August next year. Interest rate is 7.9% I have recently taken an MBNA credit card which is offering a balance transfer of 0% until April next year, 3% fee. Should I transfer the loan (I can transfer cash to my bank account and then repay loan)…
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Natwest/RBS 0% 18 month appplication
Hi all, hope you can help with my query. I have just applied on line for a Natwest. After completion of the application, the last screen just said that my credit needed to be checked in order to process my application. I was quite puzzled as my friend also applied and got approval immediately and when I checked with the…
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credit card application
Hi, i recently applied for a new cc for its balance transfer deal. i was accepted but they could not offer me the deal that i wanted but offered me something not as good instead. I chose not to choose the offer and cancelled the application. can you let me know if i am able apply for a different cc now or will my other…
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MSE News: Barclaycard Freedom scheme to be scrapped
"Barclaycard Freedom customers have until 21 June to earn Reward Money, and until 26 July to redeem any points ..." Read the full story: Barclaycard Freedom scheme to be scrapped
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Nationwide Credit Card application
I have just applied for the 0 percent for 20 months. I went through the full application and was accepted in principle. Does anyone know what happens next and how long before I will now hear something from them. Many thanks,
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IHG Priority Club Visa - Warning!
If like me, you thought collecting Priority Club points when using a credit card was a good idea, be aware - be very aware: 1. The card is operated by Barclaycard. That in itself is a reason not to have the card as far as I am concerned, having had a very bad experience 40 years ago when someone's Barclaycard in Suffolk…
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A Positive Balance on a CC?
Hi, About 3 months ago I deposited £200 onto a Poker Site using my credit card. I have a direct debit which clears my balance every month. So the current balance is zero. At the weekend I came 3rd in a tournament on the site winning about £1000. (Obvious brag!) I just tried to withdraw my winnings to my bank account, but…
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Balance Transfer to someone else
Hello, Please could someone tell me whether I can balance transfer my credit card to my partners credit card? If so does this work with online applications or will the computer throw a wobbler if I try?? Please help! Thanks
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Another one done
cleared Monument,two weeks later got a refund check of £10. didn`t know I`d overpaid
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Credit Card statements
My daughter was granted a court directions order that asked her ex husband to supply credit card statements from several companies dating back six years. The ones she has received appear to be little more than summaries. They do not have detailed purchases, credits, debits, cash advances and balance transfers. Does any one…
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barclaycard
Have just applied for a Barclaycard initial, always been a straight decline in the past, haven't applied for 6 months and got this message. Any ideas if this will be accepted or not? thanks Barclaycard Initial Credit Card ApplicationSubmitDecisionThanks for your application. We promise we'll be in touch soon. Thank you for…
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Making offer to CC Companies?
Hi I am trying to find the answer to this question: I owe 33K on 7 credit cards and one Bank loan. ranging from 10k to Egg card down to £2k on an AMEX I can get a loan from a friend for 20k in Cash Shortly and was wondering is it even realistic to think i can make offers to clear these cards and loan with the amount in…
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Living in Spain, Mbna debt passed to Hillesden Securities Ltd
Originally Posted by lisa1967 Hello I have a relatively small outstanding debt of under £2,000. I have today received a threatening letter. The thing is I live in Spain and when I was intending to pay some money back I gave Mbna my Spanish address. Can someone please advise me if this collections agency can do anything due…
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Sugggested next steps
Hi there everyone. Firstly I'd like to say that I'm very new to credit cards and loans, so please go easy on me if I sound like an idiot :P I'm currently 19 years old and a student at university living with my mum. A few weeks ago I applied for my first credit card ever, a barclaycard initial, and was accepted and sent my…
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interest help please
Through the forums, i have managed to reclaim PPI and have a lump sum to clear most of my credit cards. I thought i would look to see which is the highest interest and clear that one first. Virgin: 1.2916% Capital one: 20.83% Is this right? I seem to remember there is several ways of showing interest rates, are they just…
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Highest credit limits on BT cards
I'm looking to do a balance transfer, but need a credit limit of over £3000. Do such offers exist, or are they all around the £1300 mark (in which case I'd need two cards, maybe three, which I'd like to avoid!)? Thanks.
