Nationwide Credit Card application

Rupert_Bear

I have just applied for the 0 percent for 20 months. I went through the full application and was accepted in principle. Does anyone know what happens next and how long before I will now hear something from them.

Many thanks,

InsideInsurance

The website or call centre would normally have told you after saying you were successful. With most card companies after the initial decision is made it goes to the back office for final review and assuming thats all ok you then get issued with card/ pin etc which comes within 7-10 days

izools

Nationwide are a bit old fashioned - if you're new to the bank they'll likely ask for some form of ID before sending the card out if you're new to the bank, even if you're on the ER.

They did with my OH and I

Rupert_Bear

izools wrote: »

Nationwide are a bit old fashioned - if you're new to the bank they'll likely ask for some form of ID before sending the card out if you're new to the bank, even if you're on the ER.

They did with my OH and I

We have our mortgage with them and savings accounts. No missed payments so hopefully will go in our favour.

However we have so much available credit with cards that have never been closed I would not be surprised to be knocked back when they do the final checks.

zen135

Rupert_Bear wrote: »

I have just applied for the 0 percent for 20 months. I went through the full application and was accepted in principle. Does anyone know what happens next and how long before I will now hear something from them.

Many thanks,

Before you went ahead with the full application, what was the quoted APR and credit limit that they offered you?

Call them after 48 hours and they should be able to confirm the final outcome of your application.

Rupert_Bear

zen135 wrote: »

Before you went ahead with the full application, what was the quoted APR and credit limit that they offered you?

Call them after 48 hours and they should be able to confirm the final outcome of your application.

They quoted me the advertised rate of 15.9% and cl of £4000.

jolfc

i applied on wednesday 18th april, quoted the same apr and had my card the following tuesday and pin on the thursday, hope that helps.

zen135

Rupert_Bear wrote: »

They quoted me the advertised rate of 15.9% and cl of £4000.

This should be a definite acceptance. I was offered £3800 on 15.9% a few months back and was accepted as well. They didn't ask for any further documentation.

They usually refuse only when the quoted rate is 19.9% and a limit of less than £1000.

James129

I was accepted with an apr of 19.9% and £3,000 limit. But then again I also bank with them.

Miss_Spendalot_2

Rupert_Bear wrote: »

We have our mortgage with them and savings accounts. No missed payments so hopefully will go in our favour.

However we have so much available credit with cards that have never been closed I would not be surprised to be knocked back when they do the final checks.

Well I would say that you have definitely got a Credit Card Approved and will have your card in a few days although I think mine took about 5 days or so and they usually give you what it says on the application form got my P I N and card on the same day actually which I thought was a bit of an epic fail..

Good Luck

Venusflytrap

I was offered 9.9% with a 2k limit. Card and PIN took under two weeks to arrive I think.