Nationwide Credit Card application

chattychappy

Rupert_Bear wrote: »

However we have so much available credit with cards that have never been closed I would not be surprised to be knocked back when they do the final checks.

I always think that this factor has been overplayed on these forums. I've generally been able to get new cards whilst having a number of other cards hanging around unused.

Rupert_Bear

chattychappy wrote: »

I always think that this factor has been overplayed on these forums. I've generally been able to get new cards whilst having a number of other cards hanging around unused.

Well if I do get the NW card it would confirm your theory regarding too many unused cards do that really matter.

Rupert_Bear

chattychappy wrote: »

I always think that this factor has been overplayed on these forums. I've generally been able to get new cards whilst having a number of other cards hanging around unused.

Well despite of having thousands of pounds of unused credit they have advised me today the card and pin are on their way under separate cover.

So based on my experience it would seem it makes no difference.
I have about 9 cards with about £60k worth of unsed credit.

BugsyBrowne

Rupert_Bear wrote: »

Well despite of having thousands of pounds of unused credit they have advised me today the card and pin are on their way under separate cover.

So based on my experience it would seem it makes no difference.
I have about 9 cards with about £60k worth of unsed credit.

60k of your own money instead of the banks money would be more appealing TBH.

9 credit cards and you used to work in a bank.:o

Rupert_Bear

BugsyBrowne wrote: »

60k of your own money instead of the banks money would be more appealing TBH.

9 credit cards and you used to work in a bank.:o

From my stoozing days. Used to generate a nice little earner but unfortunately not so easy now.

jo-bo

Rupert_Bear wrote: »

Well despite of having thousands of pounds of unused credit they have advised me today the card and pin are on their way under separate cover.

So based on my experience it would seem it makes no difference.
I have about 9 cards with about £60k worth of unsed credit.

Completely agree, I'm in a similar situation and I too got one of their cards with no problems.

Oh I too used to work in a bank

BugsyBrowne

jo-bo wrote: »

Completely agree, I'm in a similar situation and I too got one of their cards with no problems.

Oh I too used to work in a bank

Bottle bank more like, your in a similar situation defiantly not due to stoozing it's because your alway with The fairies and if you see a credit card application you press submit.

jo-bo

Yep, you've got me bugsy; never worked in a bank, apply for at least 5 credit cards a week and live at the bottom of the garden( with the poddington peas)

bigadaj

Bugsy is quite an angry gangster rabbit.

Rupert_Bear

bigadaj wrote: »

Bugsy is quite an angry gangster rabbit.

Perhaps but I find his posts very entertaining.