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Has Mastercard a higher exchange rate?
Hello, I've been buying on the Internet with my old Visa debit card for years in foreign currencies and always had the same "real-time" exchange rate (like from yahoo.com or xe.com) or 1% less. Now that I switched to Mastercard I noticed that the actual charge is always 1% or more! Is this a known fact? My card is in EUR…
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To keep or not?
Hi i'm new:T I have just applied and been successful for a new 22 month interest free card, the question is do i keep the old cards or call them to cancel? What are the benefits( if any) for keeping them and what harm can it do to future borrowing (If any) if i keep them? Thanks, any help appreciated.
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Balance transfer- Can someone point out the flaws in this idea?
Hi all, This is my first post and I will keep it short and sweet! I'm planning to transfer a £1000 balance from a Debenhams Santander Card to my new Natwest Platinum Card (0% bt for 20mnths, 0%purchases 6mths) My girlfriend and I planned to buy a holiday using my new card giving us 6 months to pay it off interest free.…
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Tesco Clubcard Numbers
I've just opened a Tesco Credit Card, which apparently doubles-up as a Clubcard and has a Clubcard number embossed on it. However, when completing the "Refer a Friend" form, I noticed that the number was two digits shorter than the spaces available on the form. My Clubcard number has only 16 digits, but there is space for…
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Credit Card Used Without my Knowledge
Hi all Am new to posting on here. Friends suggested I come here for advice. I would very much appreciate any you could give. My husband's business recently went bust. Before it did however, he used my credit card and spent £10,000 on materials to finish a contract that was going on. He did this without my knowledge. I gave…
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unbelievable case: Martin Lewis can you help Please
I need some advice on the situation with my house been due for reposession, they advise proceedings will start at the end of this month. i am putting the house on the market via an estate agents in attempt to reduce what i owe. can i delay the repo process at all?? seperate problem i had my ex wife change the locks on my…
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Very poor credit rating.
Hi, I need some advice on the best credit cards available to someone who has a credit score of between 512 - 519. At the moment I have had a number rejections with a number of credit cards. Have taken out a number of Wonga loans and made successful payments and hopefully this will help boost my credit rating slightly. I…
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Do BarclayCard Paper Statements contain your full card number?
Hi there, I currently have paper statements turned off with my Barclaycard. However I need to prove to my solicitor that my BarclayCard Platinum is fully payed off before completing on a house we're buying. However when i look inside my BarclayCard admin i've noticed that it only shows the account number as XXXX XXXX XXXX…
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Credit Card Debt
This may be a little long, but I hope people will bear with me. I really need some advice - feel like I'm drowning in debt. I was off work for a long time due to depression, anxiety and panic attacks. Went back for a week and was feeling OK - then got the dreaded meeting and was "let go". I did get a payment of about £20k.…
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Credit Card Default
Hi all, I have a question regarding a default that was placed on my credit history whilst at university. Basically, I defaulted on a credit card (£297) whilst at university in 2006 and after recently checking my experian credit report I am confused about the actual date of the default. On experian it says that the "default…
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Nationwide Soft Search CC
Morning All, After getting a default notice removed from my credit files a while ago, (1st Credit screwing up again!) I have just applied for a Nationwide CC. I got quoted apr 9.9% and £2800. I have gone for the application but for anyone who previously applied, does this sound like a yes ?
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Santander credit cards
I have both a debenhams and asda credit card which are operated by santander Should I be worried about the banking crisis in Spain, will it affect me? I am paying back on 0% agreements on both cards
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credit union transfer
hi just wondering if i could get a 0% credit card and do a balanced transfer to pay off a credit union account? thanks for your help
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Credit card Cashback on UK Border Application Fees
I've been eying up the 5% capital one credit card for a few large purchases in the months of July and August. Car Insurance is one of them. I have to fill in a naturalisation form for my OH from the UKBA and their fees are extravagant. The one we have to fill in costs about £900 for an application fee. I believe you can…
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DFS Not as Described
We purchased a £2500 leather corner sofa from DFS in June 2010 and 3 months after delivery the seats had started to sag and were becoming uncomfortable. When DFS sent out a service manager he took the seat apart. Me & my partner were shocked what we saw, as at the time when we purchased to sofa the women who dealt with us…
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mbna money transfer
Hi how long does it take for a money transfer to credit my bank account from my mbna credit card? If anybody has done this and knows please let me know. thanks. John
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Credit Cards and Cash Advance Fees
I'm 99% sure the answer is no but, Is there a credit card that does not charge a cash advance fee/interest for online gambling deposits or online currency exchanges (made with the credit card)?
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Nationwide Select Credit Card
Hi all, Am referring to the 18 month on purchases one. Has this card been pulled? Last week I opened a new Flex account just to get this and now I can't see it anywhere and the Nationwide site doesn't mention it. Thanks.
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Credit Searches not on credit report
Hi, I recently applied for a Credit Expert trial and noticed my electoral roll information was not linked to my credit report file. After being on hold on their (5p per minute from a BT landline) number I managed to get through, the agent added another variation of my current address which resolved the issue and as a…
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HELP! Advice for balance transfer
Hi, am desperate to pay off credit card that I haven't used for 'years'. I work part time so don't have finances to pay much over minimum payment. Interest rate is ridiculously high and cannot get balance transfer. Have had couple of set backs due to joint accounts, my partner was made redundant twice in 3 years which has…
