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Capital One Aspire Card
Hi Everyone, I've just got my Capital One Aspire Card which gives 5% cash back for the first 3 months. Does anyone know when and how I get my cash back? Is it just credit onto my account? Thanks, Angelina
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Credit Card newbie
So ive never had a credit card in my life, and was going to apply for the Halifax Clarity card mainly just to improve my credit rating, and to use when im abroad. Got a few questions about it tho: 1) Is it a case of looking online, seeing the repayment date and just transfering money from another account to to pay off the…
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I don't think Barclaycard like me...
Some basic information: I'm 19, Been using a Capital One Progress Card 7 months paying off in full each month, I have a decent paying job, lived in the same house for 19 years, on the electoral role and never been in debt. I did a pre application for a Barclaycard, and it came back with "sorry we cant provide you with a…
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how much interest on 34%?
This is a basic question, but one I can't get my head around, so please help if you can. I have a Vanquis credit card, with an interes5 rate of 34%, but I can't seem to digest how interest is worked out. So if I give an exmple can you answer it so I can get an idea for my understanding. Say I have used 300pounds on my…
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Credit card interest - basic question
Probably a really simple question. I have a credit card (closed, I just pay a few hundred towards the balance every month) 18.9% APR Is it as simple as saying for each £100 on the balance of your credit card, you will be charged £1 per month interest?
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would you be able to do a balance transfer to a very catalogue account
My daughter has been accepted for a Halifax credit card 0% for 17mths would she be able yo to a balance transfer to her very account as it is really high interest. Thankyou
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Capital One Secured Card - Will I be successful
If you've seen my previous posts, you'll see that I've gone from being offered everything (2 x Credit cards, total limit £6k, £15k loan, car finance etc) when I was 18, to completely ruining my life (no understatement) by the time I was 19. It's taken until now (I'm 25) to pay everything back (no CCJ's or IVA, etc, just…
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Vanquis limit increase?
How were you told of a limit increase? Was it by letter? Did letter come with statement? Or before/after? Just some general info. As i'm hoping for an increase. Not for nothing special just something to allow enough funds for Van rental.
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Nationwide Soft Search for Credit Card - Where Is It?
Hi, Please could anyone help me find the Nationwide soft search facility for a credit card application? I've been looking around their site and I can't find it. Thanks very much, Izzy
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Can I claim through my credit card??
Hi everyone This is probably a stupid question, but as a poor student here goes. . I recently returned a parcel to a company as the item was unsuitable, as per their returns policy. I did not get a refund and on contacting them was told they had never received the parcel. They advised me to claim via Royal Mail, but the…
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Help with County Court Claim letter for Santander Store card
Hi, I am new to this forum and after reading some posts I realised that this could be the perfect place where I could seek help. I have just received a letter from Northampton County Court and I am really worried as in to what my next steps will be. I signed up for ASDA store card in 2007 offered by GE Money. This was…
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Virgin Prepaid Debit Card Bank Transfer
It's my understanding that those with Virgin Pre-paid Visa Debit Cards can transfer money from their bank accounts to their prepaid card. I know there are other ways of transfering funds too, but i'd still like this info to hand. Apparenly this used to be the correct info: Payee name: Virgin Money Direct Depost Account…
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Should I get a credit card to improve my credit rating?
Hi all, My mum's just told me that I should get a credit card to improve my credit rating. I currency have no need for a credit card - I have a debit card for my current account and manage not to get into debt. Is it true that getting a credit card and paying it off every month will improve my credit rating? What's the…
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capital one card
So my card and pin were dispatched monday 14th may, got the win on wednesday but still not got card. Long does it normaly take for the card to come.
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Continual payment authority - Cancelled card
Good morning, Whilst I have just registered and this is my first post, I have used this forum a lot in the past as it proves very helpful in many financial (and work) matters. I have searched the forum and unusually cannot find a post about a situation similar to my own. My problem is, I cancelled my HSBC credit card back…
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Car Hire with Credit Card in USA
Hello, I'm a big fan of MSE.com and this is my first post so I hope you can help. I'll be travelling to California soon where I'll be looking to hire a car in San Francisco for one week. However, I'm told that almost any car hire abroad requires a credit card on pickup for a $2,000 approx. holding charge, until you return…
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Santander CC , Yes or No ?
Would a Santander CC be a next logical step for someone who has now made the move from sub prime to mainstream CC ? Started with Capitol One , Vanquis and a Flybe , built up a good record with all 3 and ran them for 2 years + , no defaults or late payments ! Now have a Nationwide and a Barclaycard with reasonable limits ,…
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Experian refusing to remove Notice of Correction
'lo all, My wife is having trouble getting Experian to remove a Notice of Correction from her credit file. She is a US citizen, so when she first moved out here she had no credit history and couldn't even get on the electoral roll. So we put the NoC on her Experian file explaining why she wasn't on the roll and that she…
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Consolidating Credit Cards
Hi all, I have 2 credit cards with balances of £6200 and £6800 and would like to consolidate the cards into one credit card. How do I go about applying for one - in the past when I have tried to swap over the cards I only get offered enough for the balance on 1 card so when I transfer the balances I always have to have 2…
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Tesco Card?
Hey all. Is a Tesco card generally one of the hardest to get? I've just seen on the card guide on here that they have a relatively low required income..
