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Address for Barclaycard Customer Services?
Could anyone provide me with an address for Barclaycard Customer Services? Barclaycard took over my credit card (Morgan Stanley) a couple of years ago and, having had issues with Barclaycard on previous occasions, I swore I wouldn't use it so it has lay unused in a drawer ever since. I had forgotten all about it until I…
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Lloyds Credit Card Charges Request
Hi I've been trying to get a copy of all my credit card charges. I bank with Lloyds TSB & have done so for 4 years. They have told me this will cost me £6 per statement. I then told them that they're obliged to give me a list of all my charges under the data protection act for £10. They this wouldn't include all my bank…
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Opus card have defaults on my credit report but I have never had a card with them!
Hi All, A new member here so I apologise in advance if I've bunged this in the wrong place. I need a bit of advice as my credit report is being hammered... I was applying for a mortgage a while ago and when going through the process something popped up on my credit report. I knew two major things would come up but I could…
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Credit cards abroad
Hi there, What are the best credit cards to use abroad (off to Canada in a few weeks)? I used to have a Nationwide card that had 0% loading etc which was great, but I no longer have that or any NW accounts to get one (and I think they changed the terms anyway). Thanks ... Simon. PS I'm sure the answer is already on this…
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Sorry different Credit Report question
I just read that my Experian Credit Report will be different to my Equifax? Is that right? Will both have the same credit accounts? Or is there a possibility that there could be something different on the other something negative....or is it just the searches conducted that could be different? As per my other thread, I am…
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Loading up cash on a credit card
I was just wondering with credit cards, say you have a balance of £0 and a £500 limit, but you pay £1000 onto the card, can you then withdraw cash and/or make purchases without incurring any fees?
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Credit card advice
Hi, I have about £25K debt spread about 4 cards at high interest rates, I checked my scoring and overall I have 532, no defaults but 1 yellow against 1 card recently. I'm wondering if you would apply for any cards with 0% BT or low interest. Barclays seems to be good, lots of choice though. I'm worried about being offered…
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Why Don't Banks Make Payment Cards Secure
Identity theft is a serious problem and every year millions of people have their Payment Card Details stolen or copied and used fraudulently. The Banks would have you believe that the problem is caused by everyone else and they are doing everything they can to protect cardholder data... utter tosh, the problem IS caused by…
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Credit Card To Clear Debt
Hi Guys, I currently have an overdraft of £1,300 and i am currently overdrawn and getting charged £6.00 a day. I was wondering if there are any balance transfers that I could apply for? I need to clear £400 to get back into the overdraft. My credit score isn't the best but by far isn't the worst. Anyone got any ideas?
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Credit Report Question
Hi, I have a detailed credit report through CreditExpert I have just signed up and pay £14.99 a month. My question is..is what I see what the lenders see? Or do they see more, or less? I have 12 alias on my account all repeats of my married name or maiden (no others) is this common? They are not going to automatically…
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Credit Card offering Lump Sum?
Morning all, Not sure if there is a proper term for what I am trying to describe. Basically I called my CC company to ask whether I had the facility to transfer available credit from CC as cash to my bank account. She said at the time I did not, but as of this Friday, I will be eligible for a new offer where I can have up…
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Bank of Scotland - Can't pay online?
I've just tried to pay my credit card bill online (as I have done for the past 2 - 3 years) and it seems like this service is now unavailable unless you have a BOS current account too. I had to resort to going through a long drawn out automated telephone call to pay. Why the changes? I don't recall being informed that…
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Awful credit score....but GREAT credit report?
Hi, I am new, but have been reading threads from afar for a little while now. Thought I would see if anyone else is in the same boat as me! I have a perfect credit report....no defaults...never missed payments, in fact I only owe £20! Here is the what I think the problem is....I have never had credit until next offered me…
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0% Credit Card
Hey just a quick question, iv just got a Barclaycard 14 months 0% purchases and BTs credit card and i wanted to know the best way to clear my overdraft in my current account using this card? Thank you
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Additional card holder??
is it possible to have an additional card holder on a credit card who lives at a different address? say a relative or partner you dont live with yet. thanks
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pre-pay cash builder plus
I was wondering if anyone knew when the repayments on the Pre pay mastercard cash builder plus appear on your credit file.
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Credit Rejection Frustration and Concern
I need some advice from the good people of the forum. For several years I've occasionally applied for credit cards (no more than once or twice a year) when I've seen a good offer. I've got no debts (apart from the good old student loan) and I have one credit card (an old Alliance & Leicester Platinum which became an MBNA…
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egg credit card
Today i recieved my statements from egg,from 2002 till 2006, halfway through 2004 "credit card repayment protector charges" appeared on my statements suddenly, right through to 2006, an amount totalling 700.00pounds, Are these the charges i can claim for under PPI or is it just miscellanous charges and why do they only…
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Best prepaid card for Switzerland
Official MoneySavingExpert.com insert For full info on the best prepaid credit cards available at any time, see the main website's Prepaid Credit Cards guide. Back to the original post... Has anyone got any suggestions for a prepay card for Switzerland. As far as I can see I am likely to be charged a currency fee on every…
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any rewards for taking out a credit card?
Hi everyone im just wondering if anyone can help me. I am self employed and have been told by a mortgage advisor that to help my application when getting a mortgage Some credit history would be good... well ive not got a credit history as i don't believe in taking out loans etc. unless you really need to. I've decided to…
