-
Lloyds TSB money transfer
Hi, I have both a current and credit card account with Lloyds TSB. On my current account I have an overdraft of of £2000.00 which I have used £1750.00 of it, obviously I am paying a monthly interest fee on it. My credit limit on my credit card is £4000.00 with 6 months interest free with it, the card is empty. I'm sure…
-
[text deleted by forum team]
I ordered a pizza from my local Pizza Hut online last week. After I had ordered it another window popped up asking me if I would like to save £10.00 on my next order. Well of course I would. So I filled out some details and the next thing I knew instead of getting a voucher for £10.00 they charged my bank account £10.00…
-
balance transfer - chile - please help
Hi! I would really appreciate any help or advice. I have a credit line that has very high interest and would like to do a balance transfer to an interest free credit card but cannot find a chilean bank account that offers this service. I am from chile but have been travelling and working abroad for the last 2 years and…
-
natwest credit card
I have debt with natwest master card, I am getting help with cab to sort out these debts. i have recently got some money on loan from DWP to do house repairs I am disabled the money is a loan I have to pay it back I placed it in my savings account so I didn't spend it so I can pay for the work men to do the work but the…
-
Aqua Credit card
only noticed on my credit report, it's suggested an AQUA card, anyone know what it's like?
-
credit card groupings?
I know some issuers can be grouped together. For e.g. I've a card with the AA, which is listed as MBNA. When i cancel this, i believe i can't immediately take out another MBNA based card (or not within a certain timeframe). I've recently closed the Tesco card i had & was told something similar. I've been trying to find…
-
Credit Card Rate Increase
Hi, I'm trying to sort out 30k of debt, currently I have a loan being repaid, and 2 credit cards each with 10k on them. Am going through a divorce at the moment, previously the plan was to refinance the house and pay off everything however this now cant be done because of the divorce. One of my credit cards, was citi bank,…
-
Easiest 0% to get?
We don't really want to waste credit searches if one card is significantly harder to get than others, so can anyone let me know if any of them are easier to get and we'll just got for that one?
-
Credit Card early settlement offers.
Hi, does any one have any experience of being offered quite a substantial discount from their credit card company if they were to pay off a lump sum as a Full and Final Settlement? I have recently had quite a rocky ride with a few credit cards and I am on arrangements to pay back reduced amounts on the balances,they are…
-
help re. credit cards and interest rate
hi Im getting a new credit card to xfer my balance to. have got £375 on virgin money card at the moment - and am waiting for new card to arrive. with nationwide. this will be 0% for 17 months. also 0% on purchases for 3 months. the paperwork they have sent me says theyre only going to charge me 9.9% apr after that. so I…
-
a few Qs about Flybe Cedit card
Hi, I got a credit card a week ago Wed 22nd. Has not been used yet so the Question are If i pay the full balance off within 30 days to i get intrest charge still?? Also if i pay summint now does that mean if i pay within 30 days from now i get no intrest charge on it?? Thanks for your help Iain
-
Tesco visa card beware
Be aware that when you log on to the NEW site and enter the MAC code you will automatically stop any paper statements being sent.If like me you like paper statements you have to reinstate them yourself.
-
Barclaycard - 0% Purchases for 14 months & 0% BT for 14 months
Heres a bit of a heads up for people looking for a 0% purchase card. Barclaycard Website - Barclaycard Platinum 0% Purchases for 12 months Moneysupermarket Website - Barclaycard Platinum 0% Purchases for 14 months So if your applying for a Barclaycard go to Money Super Market - 0% Interest :)
-
MBNA Platinum Card
Has anyone recently applied for the MBNA Platinum Card that offers 19 months 0% on BT's, also what are MBNA processing time lines like and credit limits compared with other Credit Card Companies provided your accepted of course. All help welcome
-
Newbie with lots of questions!
Good evening all. I want to ask some things but first I will explain some things, so please be patient with me. I'm here to learn, not to be abused! :) I am a graduate who has finally found a job. I have recently decided to start dealing with my debts. I don't owe a lot, about £5k in all to various places, the main ones…
-
can i pay mortgage with credit card to earn cashback?
i have a capital one credit card which gives 1% cashback . i pay my credit card off in full each month. Is there anything to stop me paying my mortgage on my credit card so i earn 1% back from it ? i was thinking of doing this for all bills - council tax , gas etc - anyone currently doing this ? thanks balletdancer007
-
Sorting finances (debt) with wedding and baby and CC!
Hi all Current situation is that my partner and I are getting (happily) married in September, funded largely by my father due to losing all overtime on last year due to economic downturns etc... My (our) current debts are: Halifax CC, currently just over £2000, rate will increase to 22.45% in September Bank OD, at £350,…
-
Questions About First Credit Card
Hi today I've been accepted for a Capital One Classic which will be my first card, was shocked when they accepted me as I've never had credit before and this will give me a chance to get a good history. And so I have a few questions. Is it possible to go over your credit limit or would it block you once it reaches your…
-
Positive credit card balance ?
Hi all, I have had a card for a while but only activited it today because I got a tip for a horse.(Credit to gamble ! Sorry,my bad !) I deposited £40 into the bookies,and withdrew £110,so im wondering what happens when i use the card next week ? Do I get charges for using "my" money since i have a positive balance ? Or do…
-
Barclaycard: overpaid statement amount
My payment due date is coming up. The direct debit is setup as when I log onto Barclaycard online, there's a 'tick' next to 'direct debit' section along with the statement amount, and the due date. I also check Barclays online banking, and the direct debit is there as well. I set up the direct debit online 2 days after I…
