0% Credit Card

brewer10

Hey just a quick question, iv just got a Barclaycard 14 months 0% purchases and BTs credit card and i wanted to know the best way to clear my overdraft in my current account using this card?

Thank you

[Deleted User]

You can't. You'll need a super balance transfer card to do that.

Assuming you can't get one of those, then you need to put all your spending on the card, making minimum payments and throwing all other spare cash at your overdraft. Then throw everything at the card. Assuming that makes the most financial sense, depending on how long it will take you to pay off the card, etc.

Dave_the_Ginger_Cat

You could BT to your current account from a card issuer that does it, and then BT this down through your new Barclaycard, but you'll have to pay a BT fee twice. Depends on the interest rate you're paying, but this might make it uneconomic.

Failing that, stack up your purchases as ZX81 suggests