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Visa card for Olympics Tickets
I need to get a Visa Credit card to apply for Olympic tickets as I don't want to uncertainty of using my debit card. Trouble is most credit cards don't seem to state if you're applying for a mastercard or a visa card. Can anyone tell me a couple of companies that do Visa cards? It'll get paid in full and my credit rating…
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Close CC account?
Hi, I have just transferred the balance from my post office card to halifax (balance of £1290), as the Halifax card offers a 0% balance transfers for 15 months. I am also paying off an overdraft on my account (still 1800 pounds to go). We are throwing about 300 pounds a months at these debts, and hope to have them cleared…
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Loan and credit card advice...
Am in need of some sensible advice and to point me in a sensible direction with my loan and credit card. I have a £3.4k Lloyds TSB bank loan at 14.88% APR. I pay £118.65 towards it per month, but due to the APR, around £75-£80 actually goes towards it. I still have 3 years to pay on it if I continue this way. I also have a…
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Advice please!
Hello all, this is my first post on the Forum after reading many articles with interest. I have tried to find the answers i am looking for but thought it best to tailor my question as there are so many posts! I hope somebody may be able to give me some advice... I have 3 Credit Cards. Virgin, Egg and Barclaycard Gold.…
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IF credit card, online access
When I try to log into my Intelligent Finance Credit card, I get past user name and password and security question, then I get the message 'Due to an unexpected error, we are unable to service your account online at this time. Please contact Customer services for details'. Has anyone else had this problem or is it just me?
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Can't get a mobile contract
Hi, I hope this is posted in the correct thread, I think it relates to my credit file not credit card. The short story is I can't get a vodafone contract, the long story is... Well I'm 30, private renter. Never use overdraft, live on credit card but pay off in full everymonth. Had a few loans in my life to buy car's and…
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Am I very bad
I am a regular poster on here but do not want my name associated with this. I applied for a credit card in the last 2 weeks, needed to do a BT over as offering 0%. I photocopied the the form that they sent out to me to sign and return but have just noticed that my salary is incorrect. An example of what I have done. Salary…
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Agreed settlement now demanding more!
Hi guys, I have been reading the site and forum for years and always found good advice but I think I need to post a thread on this one for some advice myself. Basically I had a credit card with HSBC that was referred to debt collection. I received an offer that if I paid off £218 of the £365 debt the debt collectors would…
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Tesco keep displaying wrong bank details for D/D payment. Why?
I'm 99% sure that when the D/D was set up to come from Halifax, the details stored on my Tesco account were correct. That said, i should stress i'm only 99% sure of this & not 100%. When switching to Santander, this was one D/D i switched. When it was set up, the details were incorrect, so i deleted them at Tesco's end &…
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Balance Transfer to Current Acc
Hello! Not sure if this is a really daft question BUT (!) - I have an outstanding debt on a credit card, which I'm currently managing, but which has a high APR. I have just received my Apr/11 statement confirming my balance, and notice that they're offering 0% balance transfers (to a current account) for 12 months. If I…
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mobile phone contract to boost history
hi, just want some straight forward advice as to the best i.e CHEAPEST + EASIEST TO GAIN phone contract to boost my credit rating as i have very limited bill payment history and need some extra direct debits exiting my bank account,at present i have a pay as you go with asda and it is absolutely fine, it does what it says…
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full and final settlement.
can someone please point me in the right direction?? i am offering a credit card a full and final settlement figure. if they accept my offer, i need to know that they wont come chasing me for the rest in the future. is there a suitable letter on here somewhere. can anyone help with the wording please. many thanks.
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Capital one Pins
I have just logged into online accounts, if you type your birthday once in there it shows you all of your pin. How unsecure is that!
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Argos storecard - legal advice
im not sure if this is the right section but i hope someone can give some advice. My Mother-in-law has an argos store card which she left with her daughter who originally asked to use it to buy a cooker she said yes and thought that was all she would order. The other day when she had a letter from them she realised that…
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With drawing cash on a credit card.
I went into Wilkinsons today and paid for my items and at the same time the assistant asked if I wanted cash back. I explained this was a credit card but she explained they will allow me to withdraw cash on the card. I have never withdrawn cash on credit cards but was just surprised being offered the option.
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what happens to cc debt when you die
Can someone tell me what happens to creditcard debt when you die does you next of kin have to pay or is it written off
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Lloyds TSB Mastercard Platinum 3.5% increase
Lloyds TSB are advertising this card at 15.9% apr on their home page. I thought I was paying more but I couldn't see the rate on my statement so I rang them and asked what rate I was paying. they could only tell me a monthly rate and not an annual rate therefore I was unable to compare. Today I receive a letter to say that…
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Best Credit Rating Report & Advice
Hi I was just wondering if anyone can recommend the best place to get a credit rating report - I am very much a novice when comes to this but wanted to check a few things and wanted to get a good understanding of everything financial in my life. This may be a stupid question but when I request a report should I do just one…
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santander credit card???
does anyone know is santander is any good for credit cards? I need to do a balance transfer and not sure what card is the best.
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Cashback site problems
Hi i am a member of cashback-rewards.co.uk and they seem to be having problems. They recently stopped cashback and today the website has been temporarily suspended. I am owed money from them and i don't know where i stand to get it back to me. Can anyone help?:(
