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Improving My Credit Score
Hi Guys, Just a quick question in relation to a recent credit score I received. I was shocked and horrified to see I was in the "poor" category, based on the balances of my outstanding credit and such. Now, I have a credit card with a small available credit of £500. Should I use this and buy small things that I normally…
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has anyone completed the Barclaycard 0% application?
Hi, I filled in the application last week & tried again tonight and both times I got a message saying : Barclaycard Credit Card Application Sorry we have experienced a problem Please try again later or contact customer services. Just wondered if anyone else had completed it & been accepted ? or is it just me??? :huh:
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Student Application To MBNA
hey, if anyone could please help, I wanted to find out if any one being a student has applied for any MBNA credit card recently and got accepted? As a student i have 1 credit card that i manage very well, i wanted to cancel it andwas thinking of getting another one with rewards or cash back. I was interested in the new…
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barclaycard changed their mind?!
Hi First time posting but we've used this site for years - thank you! Basically I applied for a barclaycard 0% bt card on sunday as my virgin card is almost out of promotional rate. Post arrived today and the first letter I opened was the new card saying I'd been approved for £8600 limit etc. Then opened the next letter…
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Help! Using credit cards in France
Am going to have to pay a hotel by ccard (mastercard or amex). Will this be costly? :money:
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Help!
Hi all, I thought I'd take the plunge and apply for a credit card to help me finance my home efforts. I've always been a good saver and never missed a payment for anything (that I can think of). I read a load of info about the credit cards on the main site. I only plan to spread the costs so I can retain some of my savings…
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MBNA Amex/Visa Cashback Card
New article posted about this "New! Petrol & supermarket 1.5% cashback: The MBNA Amex* pays 1.5% cashback at all major petrol stations and supermarkets, eg, Asda, Tesco, Sainsbury's, Morrisons, Waitrose & Ocado, plus 0.75% cashback elsewhere. As some smaller retailers don't accept Amex, alternatively MBNA Visa* pays 1.25%…
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can banks charge 2 months intrest in 1 month?
Hi can anyone help I have been charged twice for interest on my halifax card this month, it says on my statement charge intrest for dec 2010, and this months normal intrest. When I rang the bank they said it was because they made a mistake and didnt charge me last month (feb) I have checked and they never charged me in feb…
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A big wet sloppy thank you
I have been using this website for years but have never posted before. When I first visited a few years back I was having problems with barclaycard, capital 1 and littlewoods. I got in trouble when business got slow, the threatening letters scared me half to death, I was so depressed near enough suicidal. As soon as I…
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Transferring balance
If you've paid for something on one credit card, and then transfer the balance to another credit card, which company do you go to under Section 75 rules if you need to make a claim?
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MBNA 'Rate for Life' 5.9% with 1.5% fee - Question
My maths isn't brilliant, but could you transfer the full credit allowance into your own account then take out a Barclaycard '0% for 20 months on balance transfers' card and payback the amount that was transferred into your current account and save yourself the 5.9%?? Obviously there will be transfer fees but these would…
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new 20month 0% barclaycard
I already hold 2 barclaycard credit cards (1 being a goldfish which was automatically transferred to a barclaycard with the takeover and the other a platinum card). I have an outstanding balance on the goldfish barclay card of £1600 but zero balance on the platinum - I was thinking of applying for the new barclaycard in my…
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CC surcharges: clarity of final price on e-commerce transactions
If a merchant chooses to make a surcharge for payments by credit card when selling a product or service online, are there any rules about how and when the final charge amount should be displayed to the customer ? I bought home emergency insurance on the AA's web site, and entered my credit card details to make the initial…
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Freezs credit card interest?
I thought i read a while back that if you contact your credit card company and tell them you no longer want to use your card then they will freeze the interest until you have paid of the balance can anyone tell me if this is infact correct ?????
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Tesco Credit Card - Balance Transfer
looking at the tesco credit card website it says: 0% on balance transfers for 9 months from account opening (2.9% fee ) sort of contradicting itself. will they charge me a fee or not? thanks :)
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Which is best? Bank Debit Card or Credit Card for Annual Internet Subscription?
Why am I asking? Well, I'm anticipating future difficulty when it comes to cancelling my subscription. I remember reading that the merchant either needs to agree or acknowledge receiving notice to cancel for the subscription to cease. If the merchant receives a Notice to Cancel and it hasn't been sent by Recorded Delivery,…
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Credit card fraud, Money been stolen, Needs help!
Hi all, Somebody in Hong Kong withdraw or maybe Online transfer almost 600 pounds from my credit card one 14th of March. The money withdraw by twice and each time is about 300 pound plus around 7.6 pound cash charge. I've reported the fraud to my bank and confirmed that I definitely in the UK on that day. I request…
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Help
:jHi All, I'm new to this site but would love some help re credit card agreeements. I've recently been accepted for the Nationwide Credit Card with 17 month at 0% interest free. They are posting me an agreement to sign. Does anyone know how long you have to sign and return this agreement? Is it 14days 1 month or more? I'm…
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MBNA Deal
Hello lovely money-savers, I have a quick question about the new MBNA 18 month deal... I have just applied to transfer the balance I have from an existing credit card left over from a holiday and some whooping car repair bills. Anyway, they approved my application and gave me a rather hefty credit limit :cool: My partner…
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Residential status, Living with Parents or Private Tenant?
is there any difference it terms of being more easily accepted for a credit card if on the application a person puts between either living with parents or private tenant? Both circumstances appying to someone that wants to apply for a credit card? which would be more preferred or which would improve his chances of being…
