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Tesco changes from Visa to Master card - but what about my olympic tickets?
I recieved a new Tesco Mastercard in the post today which apparantly I didn't opt out of. I wouldn't normally be overly bothered by this, however I have just ordered tickets for the olympics which can only be bought on a visa card. If I am lucky enough to get tickets, I don't find out until June, then the money doesn't go…
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Barclaycard application rejected - any thoughts?
Hi, Wonder if anyone has any thoughts on this - I've just applied for the new Barclaycard Platimum deal and been rejected. Never been turned down for credit before :embarasse I've checked my Experian account which I keep my eye on and my credit score comes up excellent (although I notice that Barclaycard used Equifax, so…
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Electoral Roll problems with CallCredit ongoing..
Evening, I thought I would ask for some advise as seem to be going round and round.. Spoke with local borough council before Xmas 2010 and they told me yes we always update with the cra's on the 3rd December each year as Call Credit did not have any details for me. I thought fab would be all sorted and wouldnt have to pay…
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Advice: Loan or Credit Card
Hi all, Just wondered if any of you could offer your advice on my next steps to pay-off some debts. Recently found out that we (the family) owe about £10k on credit cards and are overdrawn on a current account. Firstly all cards have been collected and are being held prisoner in a secure lock-up, away from spending…
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So angry with my mum - used my name for BT at an old address >>
and she never paid it? I didn't even know she had done it. I only lived with her for 2mths inbetween houses, and I just got a phone bill from BT for £200... Help? What can I do? She didn't ask if she could do it, I never said she could use my name for it. She's been doing this for YEARS, since I was about 13 *sigh*
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balance transfer question (0% and normal)
Hi, I think I have come to the end of the road with 0% balance transfers, I have about £6500 of credit card debt. I recently applied for a virgin credit card and got a 4100 credit limit that ive used for a 0% balance transfer, but I cant seem to get another card for the remainder (ive been turned down by sainsburys and…
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Never had a credit card before,who can recommend a card
Hi looking for a bit of advice,i've never had a credit card as i've always said if i dont have it i cant spend it however next year i'm getting married so i'm thinking a credit card might come in handy.For someone who hasn't dealt with anything like it before can anyone tell me who's doing the best credit card deals just…
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Halifax Clarity Card
Has anyone had any luck with applying for the clarity card with already holding HBOS credit cards?
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LloydsTSB MasterCard interest rate hike
Received a letter today advising me that the interest rate is going from 20.94% to 25.44% from 16th June. 4 years ago it was 13%. This is just crazy! A small increase I could tolerate, as of course they can do what they want with the rate, but this is just ludicrous. I'll be speaking to them about it and see if I can get a…
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Airmiles Duo, anyone else due for a hike in repayments?
I received a letter from LloydsTSB this morning informing me that the interest on the Airmiles Duo card I have will rise from 16.95% p.a (variable) up to 21.94% in June. I guess it`s no good moaning that the 5% rise is a ridiculous amount to hike it up by because these companies are a law unto themselves, but I wondered if…
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Barclaycard - Get rid or keep?
Hey all! I've got an Initial with a limit of £260, issued 10/10. It'll be clear this month or next, (debating doing it 50/50 over the next two months or just doing it all this month, will have to see my estimated interest etc) I'm only 18 and this was my first form of credit, Since then I've got a phone contract in…
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can i balance transfer.....
twice from the same card? i bt from a visa card a couple of weeks ago, zeroing the balance. now i need to buy something, and the obly choices i have are either the visa card i recently zeroed or the new card which has no good rate on purchases. Can i use the original card and bt again or not?
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Tesco sent me new credit card because I didn't opt out
I have just received a new Tesco mastercard to replace my current Tesco Visa card which isn't due to expire until 2013. I didn't ask for the new card but apparently the info they sent me which I thought said I could opt into was actually for me to opt out of if I didn't want to change. When I rang, they said they had…
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NatWest dormant Direct Debits being activated on card
I post this here in an attempt to understand what happened more then anything else. I always pay the balance in full and online. I received a letter saying I’d gone over my limit. When I checked my statement this was because of a Late payment fee. On my statement it said 4 Mar PAYMENTDIRECT DEBIT PAYMENT THANK YOU 7 Mar…
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Robinson Way - charging order on property
i recently was taken to court by Robinson Way who acquired a Capitol One debt which i was struggling to repay. i was ordered by the court to repay £50 a month which i have been doing, but i have today received another court date in which Horwich Farrelly (owned by RW i believe) are seeking a charging order to secure the…
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Reducing Overdraft to 0.
Hello, I currently have an overdraft balance of £700, I get charged £1 a day for anything over £300. Is it possible for me to transfer this balance to a 0% credit card, and then repay the credit card...to save paying £30 a month. Thanks, Callum
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Stoozing or Cashback Credit reward
What would be the better long term solution to stooze, or go a cashback credit card? I am generally good with money, so payments will be made on time. Is it one or the other? Do people dabble in both? Opinions would be great. :j
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Barclaycard Direct Debit Starts a Problem
Hi. This is my first post on this forum and hopefully not my last. I thought I would share my experience with you in hope that someone can check my sanity. I have had a Barclaycard on the introductory 0% for about six months now. I was making manual payments on a monthly basis but decided in February to change this over to…
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Credit Card Payment - No service provided?
Hi all, Wondered if you could help with a query on a credit card payment. Basically I booked a car check for £160, the company took the money from my credit card over a week before the date it was booked which I have only just found out - they did not notify me. I called on the day to say I was running late from work &…
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Problems closing Halifax account
Hi I was wondering if anyone has any suggestions about how I can go about getting the Halifax to close my credit card account? I had the Halifax credit card for many years and they kept putting the limit up until it got to a limit of £13,500, which is more than my annual salary, when I had the cleared the balance (I had…
