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Paying My Rent By Credit Card
I would like to pay my rent by credit card to boost my credit card rating. Does anyone know any good websites to set up a payment online so i could pay my rent monthly? I have enough money to pay back my rent in full each month. I would like to set up an online payment with a low fee for having this service of paying by…
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Wanted: Card that won't allow remote purchases!
My father has been defrauded several times, and each time it's via somebody putting through fraudulent card transactions as if he's made a telephone purchase. Having looked at possible causes, the only real answer is: "because it's incredibly easy to do!" Whether it's a con artist getting the details, or (as has been the…
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Natwest - yes or no, and sign of better credit?
I've been turned down by everyone for credit lately, either loans or cards, as I've only lived in the UK since Jan 2010 (I'm Irish). Equifax gave me an average rating, but I couldn't even get accepted for a card with any of the sub prime companies, despite a 20k job and no UK debts. Yesterday, I applied online for a credit…
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Old Credit Card, Paid off, Not used for 5 years, Now Being Chased by Third Party. :(
Hi, I'm hoping someone can give me some advice. I had a capital one credit card about 5 years ago, I maxed it out, and got into a bad habit of paying it off from my salary, then spending on it again because I had no money left in my bank. Eventually I paid it off in full and cut the card up. Now, I got a letter from a…
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MBNA 1.5% cashback credit card
I am thinking about getting the MBNA credit card giving 1.5% cashback, as posted on this website. Is anyone able to tell me whether American Express offer the same protection as visa, with regards the purchases you make with the card? Many thanks, justjj
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What are my chances?
Hi all I have 2 CCs, Vanquis & Cap 1 and obviously extremely high interest!! I got these as 'credit builders'. I have 5 defaults on my credit report but have not missed a payment or late payment in over a year. The defaults are settled and are due to 'fall off' between June & December. What are my chances of getting a…
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Are Barclaycard completely inflexible ?
I ask the above question, as I have just spoken to their customer services dept, thinking I would take this website's advice, and ask if they would lower the interest rate on my card. 29.9% by the way, plus we are not talking many thousands, just over £2000. They point blank refused, I should point out that I am not…
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Can you have more than one Capital One credit card now?
Can anyone help me. When I have just looked at the website for Capital One I notice that the criteria does not say you can not apply for a different Capital One card if you already hold one anymore, have they changed the criteria as I thought I may apply for the Progress card if you can balance transfer from a different…
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Offered a payment plan by CC
Hi We have a credit with Lloyds with a balance of about £6500. We struggle sometimes to meet the minimum payments. The CC Company have offered to close the Credit card account and effectivily convert it to a loan with a fixed payment for the first 6 months which we are thinking about £60. They then review it and we come to…
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Moving home rented to own, cc - apply now or after move?
Hello there, I am moving from a rented property that I have lived in for 2 years to a much bigger property with a substantial mortgage in 2 weeks time. I plan to apply for a credit card (M & S) to help me stooze on an offset mortgage. Would I be better applying before or after the move to get a higher credit availability…
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One card better than two?
My partner has had a Barclaycard for approx 5 years now and uses it intermittantly, paying off the full balance each month or certainly within two months. Last year he got an additional Tesco credit card to enable an expensive item purchase. This has now been paid off, but uses the card in Tesco etc to obtain the clubcard…
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Help Needed- whats the right or wrong way?
Hi There, I am hoping someone somewhere can help me because i keep drawing a blank. I have called the credit cards i owe money to and explained that i cant keep up with some of my payments and they have been completely useless and refused to offer me a lower interest rate, that closing the account is not an option and the…
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Balance Transfer (With Cash Advance)
Hi There, I Currently have £700 on Credit Card A, but wish to buy £1000 of foreign currency with this card this will cost me a total of £45 to do this with the card fees and purchase fee. I have just been approved for another credit card which has a balance of transfer fee of 3% but then the interest is free for 20 months.…
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Fairly substantial savings = low credit limit?
I have just been told by the Halifax that one of the reasons why I was given a £500 credit limit on a new credit card with them (having been a customer for nearly ten years with an excellent record) could have been because I have savings ("The underwriters think why do you need a credit card when you could use your…
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Can I pay off an MBNA CC with an Amex?
Hi, As the title basically states... I am interested in the new MBNA platinum CC advertised on this site which gives 1.5% on supermarket and petrol spending...and currently have the Amex Platinum which can only be paid via direct debit. does anyone have this new MBNA card and know if they would accept payment via my…
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Quickest way to build history
Hey everyone, Does just having a card with no debt build up credit history or do I specifically need to be spending on it to do that? Also does paying a small amount monthly look worse than paying in full every month? I realize some of these questions may sound daft to those who know what they're doing. Look forward to…
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Non Amex Airmile rewards card ?
Hi, I have a BA Amex card that i use for everything i can to earn BA Miles (as i use BA a lot). However Amex is frequently not accepted and i have to use another card. I currently have a Flybe Mastercard so that i can earn points for free flights to europe with them. I have managed to accumulate quite a lot, but when you…
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Denied credit card application
Hi all, trying to apply for a Halifax Clarity Card as I am going abroad in June. It would be my first credit card, all I have had until now are a Santander current account and ISA. Long story short the application was denied. I signed up to the free trial on Experian to see my credit score and was surprised to see it is…
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0% Credit Card - Advice
Hi, Am looking to get a 0% credit card to buy my car insurance with and then pay it back monthly to miss all the ridiculous interest that the insurance companies charge! The problem is i have never had a credit card and although i have had credit for furniture/phone etc. Ive recently moved home as well so need to change…
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Can you BT from a 'closed' CC Account?
Hi there RBS have just written to me with a lovely birthday surprise - they are rate jacking me the day before my birthday! This is the only credit card that I have a balance on now, having been focusing on clearing other cards and getting my finances in order since my LBM in the middle of January. I have around £9.5k on…
