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Tesco credit card - speed of application process
Hi, I'm looking to borrow about £4,000 on a credit card with a long 0% rate on new purchases. There's a long thread on the M&S card (15 months @ 0%), which suggests the card could take three weeks to arrive. If you've recently applied for the Tesco Clubcard credit card (13 months @ 0%), how long did it take you to receive…
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CC fraud
I've just found out that my Tesco cc has been used fraudulently. I have the peace of mind that Tesco stopped the card quite quickly and that I'm not out of pocket. Thing is, I'm 99% certain where it was 'cloned'. I was paying for petrol and there were people queueing behind as per the norm. But I felt the guy behind me was…
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Egg credit cards
Saw MSE news item about Egg closing credit cards to new customers. Now I know why - Barclays have bought them and they will let Egg users know what that means by May when they take them over. Anyone have any idea what it will mean for Egg customers?
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First Credit Card
Hi there, just looking for a little advice, I am 20 years old, 21 in May and am saving hard with my gf for a mortgage and house, i have my car insurance coming up soon, and am looking to get a 0% purchase credit card to put it on, and repay each month. My theory is this will help me build up my credit score etc as i know i…
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Can't get my credit report
I have been refused a Tesco credit card and a store card and so decided to check out my credit rating using one of those online website recommended in the credit report section on this site. I have however registered to get a pay monthly phone with Tesco successfully. I went through the registration section and when it got…
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paying college fee with 0% purchase credit card?
Hi Just about to recieve tesco credit card with 13months 0% interest on purchases, does anyone know if paying a £1000 college course count as a purchase? Thinking it should as you are buying a service Any advice greatly appreciated....thanks
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Barclaycard - You couldn't make it up
I just have to tell you this story about Barclaycard. I'll give you some background first though. Three years or so ago I was seeking to get a 0% interest balance transfer from my MBNA card that had a balance pushing £4k. I applied to Barclaycard and they granted a useless £1,100 credit limit. Never mind. I kept both cards…
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Credit score = 999
just obtained my credit score via creditexpert.co.uk and my score is shown as 999 which is shown as Excellent. Everything seemed okay apart from a halifax cc that was not shown as settled this has not been used in years and has a 0% balance with a £3k limit - thought this had been cancelled ages ago. Check all my credit…
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Capital one-aqua-vanquis whic is easiest
Hi,with all the advice i would like people's experienced viewpoints of which is easier to gain many thanks
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capital one-vanquis-aqua who is EASIEST ?
hi, so many times these are advised as the credit building starters but can anyone clearly claim which is easiest to gain ?
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MSENews: Egg closes credit cards to new customers
This is the discussion thread for the following MSE News Story: "The lender has pulled its plastic from sale to new customers ahead of the takeover of its card business by Barclaycard ..." Read the full story: Egg closes credit cards to new customers
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Credit Card to clear overdraft
I have taken out a Barclay credit card 0% interest for 20 months, and I have transfered my balance from my Teco Clubcard so Im not paying interest :j However I have a Lloyds overdraft £1,500 which I was hoping to transfer but I am not able to ...as I mostlly expected anyway !! My question is shall I or can I use the Tesco…
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Stoozing HELP
Hi there I have a credit card (0% deal runs out in Aug 2011) which I have maxed to the agreed limit of £5000. I have been carrying out my daily spending on this card (Barclaycard) since early last year whilst putting unused wages into my Cash ISA and now a normal savings account. I am in a predicament as to what to do…
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Credit Cards - newbie advice
Hi all, I've basically never had a credit card before (believe in spending money you have) but I've finally decided to take up a credit card as looking for a new car so looking for one where I can make a £5,000 payment on and have 0% for x months. I got one with my bank as I didn't really know my credit rating. Its 0% for…
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Virgin money/mbna new minimum payments !
Hello, I am a newbie to this site and forum. I hope someone has some information, guidance and advice for me and other Virgin/MBNA Card holders. Last month I received notification from Virgin Money (MBNA Card) that as a result of FSA changes and Government Pressure, the way minimum Payments are calculated is being re…
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credit rating. confused!!!
Hi Im a tad confused! My question is why do I seem to have a bad credit rating and my boyfriend doesnt?! We have a joint mortgage together, I also have a mortgage on another property that I rent out, I have car finance which he doesnt. We have never missed any payments or had late payments on any of these. We both have…
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Confused, re 0% switch
Hi, I dont normally venture over to this board so bear with me as I may sound thick! I have a Amazon credit card (balance £700) and paying a lot in interest every month so decided to switch to 0%. I applied for a Virgin card and was accepeted and put in my details for them to take over the other balance on 0%. However I…
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Credit Card Balance in black yet they charged me for unpaid direct debit??!!
Hi all I have 3 credit cards and recently paid off the balance in full on a Virgin card - actually leaving me in credit of about 40p. I happened to be in my bank on other business and instructed them to cancel the direct debit. However, after checking my credit card online this morning, I see they have charged me £12 for…
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Amex My Essentials
At £9.99 per month to cover all portable gadgets; or £12.99 to include cards, does anyone think this is a good deal? Has anyone bought it? http://www.americanexpress.com/uk/personal/insurance/my_essentials/myessentials.shtml?page=PR
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Mastercard and Premium Bonds.
My brilliant idea which went wrong was to buy £5000 worth of premium bonds on a Mastercard which has 0% on purchases until November. Problem was NSI wouldn't accept the card because it is a credit card. Does anyone know a technique I can use to convert that £5000 to cash so I can purchase the premium bonds and have an…
