-
Fredricksons International
Please help, all advice welcome, I have been receiving sms messages from this company to call them and quote a ref number, which i ignored. I then received a letter on Saturday the same as all the other fishing templates every one else have received, However I had not read anything about them up untill yesterday and i…
-
70% - 80% likely to be accepted for barclay initial is this reliable
hi,advice needed i've only had 2 credit searches done in last year both fine, current account and mobile contract.Just completed barclays pre application card check and have been told 70% to 80% likely to be acccepted for initial card i would like to hear from anyone who has gone down this path and comment on reliability…
-
Halifax Credit card question
I guys, I have a £500 credit card limit with Halifax, I have lost the card, and have about £400 spent on the card, can I go into the branch and withdraw £100 without having the card? Regards Will
-
How to pay off credit card debt paying least interest
I have £6000 on a barclay card, Virgin £5100, egg £3900. I am paying minium payments which before the egg transfer was £135 barclay (interest £64), £120 egg (int £72) virgin £69 (int £68, min due to double next month) I will not be using these again and need to start paying off. Not sure how to do it. i cant pay any more…
-
Credit Card Product Protection
Hi After some advice. Does anyone know of any cards that offer protection on products that you buy with it? I am wanting to buy a Kindle but unsure about buying the 3yr warranty and someone mentioned that some credit cards offer a similar warranty. Can anyone think of any?
-
balance transfer advice
hi i have a tesco credit card which is interest free until may. i was considering a balance transfer to another card but don't fully understand how it works. call me dim, i don't mind. if i'm accepted for another card with bt but manage to pay tesco off before all is finalised, will i still be able to keep the new card and…
-
how many credit cards do you have??
hi how many credit cards do you have?? i have one but was considering another for emergencies. t, x
-
Barclays Freedom reward points
Just seen a thread that showed guidelines for trading in points for vouchers; I had 7000 points redeemed for £20 Homebase vouchers! Looking at previous threads should I have been given more £'s for my points? ...
-
Barclaycard Loophole
Hi there... Just searched the forums and not quite found what I need to know yet so would greatly appreciate some advice... Does anyone know if the Barclaycard loophole still works? (as it was written in 2009) (I cant post the link as I am a new user but it can be found my searching 'Barclaycard loophole' on the MSE…
-
Hsbc cc hike
Just had a letter from HSBC informing me of a hike in interest rate to 29.9% apr, up three % Thats me sunk! Fuel up, food up, heating up, electric up, income down. :(
-
Barclaycard Took £1500 to much
Im not going to mention the name of the company, But for the purpose of this complaint, we will call them Barclaycard, my Visa bill which i pay of in full every month came to £1500, and Barclaycard took the money twice, which has caused me to go overdrawn in my current account, is there a course of action to refund charges…
-
How do you check if a company is not in trouble, please?
I didn't know of a more appropriate board, so apologies if this is in the wrong place. I received a 3-for-2 offer from a company selling vet grade cleaning products. I've been buying from them for years, but have never had a special offer before. I've also always paid by credit card before. So today I placed an order. It…
-
feel like im banging my head against a wall
I have a lloyds tsb cc. It has a limit of £3,600 and a balance of 2,300 I pay 100 a month in repayments which is twice as much as the minimum due each month, and try not to use it. infact haven't for a few months as trying to pay it off. My problem is that the intrest rate is increasing soon and its already costing me £35…
-
Barclaycard cancelled after issue
After seeing Barclaycard had a 20mnth 0% balance transfer offer I decided to apply to transfer my £2000 balance from my MBNA. I had my application approved and was given a limit of over £7,000 and my balance transfer showed as 'pending' when I logged into my online account. my card came through the post but the PIN no.…
-
MBNA Credit card over 10 years old.....
Does anyone have any legal advice for me - I have an MBNA credit card which is over 10 years old?Taken out in 2000......I have £5,000 on it and am only scraping through with payments of £130 every month since - as you can imagine, I havent used it for years - they have said I can offer them £1,500 to clear it but this isnt…
-
Amazon/MBNA/Bank Of America late payment charges for "non-working day" due dates
Watch out for MBNA/Bank of America "due dates" on your statements. Despite being members of the faster payments scheme between banks, they will not accept payments on non-working days, including weekends and bank-holidays. Last month my "due date" was stated clearly as March 27th (Sunday). My payment was sent by my bank…
-
MSE News: Which? launches card surcharge super complaint
This is the discussion thread for the following MSE News Story: "The consumer group has written to the OFT asking it to investigate the charges, which it says are "unjustifiable" ..." Read the full story: Which? launches card surcharge super complaint
-
First Time User of Credit Cards - please be patient
So I'm a regular in the MFW section, and have a few qns to ask please. I've never used a credit card (I have one as a backup, and have used a store card once) which gives you an idea as to how I view credit cards! Now the issue is I'd like to buy some electricals (totalling around 2-2.5k in value), and if possible I'd like…
-
Contactless Payment
I made a payment on the weekend on my Barclaycard using the contactless feature for the first time. On the same day at the same retailer I made another purchase only this time using chip & pin. The chip and pin transaction has now shown up on my online transactions but the purchase using contactless is yet to appear. Its…
-
How long for credit score to improve
I graduated from university last year. I had a credit card all the way through from before, and missed a couple of payments over the few years at university. I've also had a fair few overdraft fines. I have a maxed out student overdraft. I now have a job with a good salary. How long would it take for a credit score to…
