70% - 80% likely to be accepted for barclay initial is this reliable

pearls_of_wisdom

hi,advice needed i've only had 2 credit searches done in last year both fine, current account and mobile contract.Just completed barclays pre application card check and have been told 70% to 80% likely to be acccepted for initial card i would like to hear from anyone who has gone down this path and comment on reliability of these figures to finalise i'm right at the start of my credit building process with very limited history so want to take it slowly but surely but problem is i'm finding it hard to resist trying to speed things up many thanks

intranicity

I think it's imposable to guess....

But as you've only had 2 searches in the last year, the worst that will happen is that you have another search and no card, but it won't really effect your credit file.

I'd give it a go personally

pearls_of_wisdom

intranicity wrote: »

I think it's imposable to guess....

But as you've only had 2 searches in the last year, the worst that will happen is that you have another search and no card, but it won't really effect your credit file.

I'd give it a go personally

thanks for reply you're quite right nothing ventured nothing gained

DizzleUK

I was presented with the 70-80% statement and I now have a Barclaycard Initial. But that's me.

alfred64

I have twice been declined for this card despite favourable scores on the pre-app check.

Seeing this, I have just filled in the form again and it is showing I have a 90%+ chance of success.

I'm not applying again, though.

pearls_of_wisdom

alfred64 wrote: »

I have twice been declined for this card despite favourable scores on the pre-app check.

Seeing this, I have just filled in the form again and it is showing I have a 90%+ chance of success.

I'm not applying again, though.

can you recall the scores on the 2 pre-app checks + how far apart time wise where your applications many thanks

alfred64

The applications were a good 6 months apart. The first one was 18 months ago. Both times the pre-app check indicated that I would be accepted (70% chance, I think) but I was declined both times.

Not applying again as I have since obtained cards elsewhere.

pearls_of_wisdom

alfred64 wrote: »

The applications were a good 6 months apart. The first one was 18 months ago. Both times the pre-app check indicated that I would be accepted (70% chance, I think) but I was declined both times.

Not applying again as I have since obtained cards elsewhere.

many thanks really helped,if you don't mind answering who did you then gain card with ?

alfred64

pearls_of_wisdom wrote: »

many thanks really helped,if you don't mind answering who did you then gain card with ?

Sygma Bank.

pearls_of_wisdom

alfred64 wrote: »

Sygma Bank.

many thanks for your time you've helped resolve in my mind that i'm at the very least going to leave barclaycard alone for a couple of more months.

Silvafox

Also, there are a worrying amount of posts recently saying that people have been offered a card, and even got their card and PIN, to then be told the account has been closed due to a decision reversal.

That for me would be a good reason to not risk a search with Barclaycard IMO.