Amex My Essentials

Broadwoodboy

At £9.99 per month to cover all portable gadgets; or £12.99 to include cards, does anyone think this is a good deal? Has anyone bought it?

http://www.americanexpress.com/uk/personal/insurance/my_essentials/myessentials.shtml?page=PR

Mikhail

Your home content insurance will cover all of that in the UK and abroad (while travelling) + it also covers your family members' possessions. I have a home content ONLY insurance with AXA for about £13 per month with a lot of extras, please check the picture below.

The 'personal possessions' field could be anything (sensible)!!! Read T&C!!! There are so many absolutely stupid people around that complain about AXA, unfortunately there is no remedy for them, but if you ever need to make a claim for the f**k sake PLEASE read terms and conditions! The insurance companies are there not for chatting with you or giving you an advice how best to claim, send a wrong claim get rejected end of the story!

100% of all my claims were successful!

cc123_2

Good product indeed. No excess to pay in the event of a claim, runs on a month to month basis so you're not tied down to any lengthy contracts. No limit on the amount of cards and items you can register. Also covers locks and keys for cars, house etc. 90 worldwide cover abroad for gadgets and personal possesions. Covers everyone in your household so you wouldn't just benefit from it. Can claim upto 3 times a year. Also things like iPads and iPhones are covered. Very good product and well worth the money!